TellerScore

Universal City Studios Credit Union is a federally insured state-chartered credit union headquartered in Burbank, California, in business for about 99 years. At the end of Q2 2026 it reported $71.6M in total assets and $65.8M in member shares and deposits, with 4 offices across 2 states.

Based on its Q2 2026 filing, Universal City Studios Credit Union scores 56/100, which we describe as moderate. That is higher than only 16% of 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 202nd. Its strongest component is problem-loan coverage (97/100; 1.5%), and its lowest is earnings (0/100; -1.59%).

TellerScore · Q2 2026

Scorecard

Capital cushion30/100
Net worth ratio: 7.98%
Loan quality95/100
Loans 60+ days delinquent ÷ total loans: 0.16%
Earnings0/100
Return on assets (annualized): -1.59%
Funding & liquidity89/100
Loans ÷ shares: 71.6% · 5.7% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.54%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (50 → 56), mostly because the loan quality component improved by 29 points.

TellerScore
445259Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202458
Q4 202455
Q1 202552
Q2 202550
Q3 202544
Q4 202546
Q1 202657
Q2 202656
Net worth ratio
7.00%8.39%9.79%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.62%
Q3 20249.79%
Q4 20249.50%
Q1 20259.08%
Q2 20259.05%
Q3 20259.03%
Q4 20258.82%
Q1 20268.28%
Q2 20267.98%
Delinquent loans (60+ days)
0.13%0.83%1.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.84%
Q3 20240.84%
Q4 20240.97%
Q1 20250.72%
Q2 20251.01%
Q3 20251.52%
Q4 20251.35%
Q1 20260.13%
Q2 20260.16%
Return on assets
-1.87%-0.85%0.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.18%
Q3 20240.08%
Q4 2024-0.15%
Q1 2025-0.62%
Q2 2025-0.83%
Q3 2025-0.77%
Q4 2025-0.98%
Q1 2026-1.87%
Q2 2026-1.59%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202656$71.6M7.98%0.16%-1.59%71.6%
Q1 202657$71.8M8.28%0.13%-1.87%73.7%
Q4 202546$71.2M8.82%1.35%-0.98%76.6%
Q3 202544$73.2M9.03%1.52%-0.77%76.1%
Q2 202550$74.3M9.05%1.01%-0.83%74.8%
Q1 202552$76.1M9.08%0.72%-0.62%73.6%
Q4 202455$74.0M9.50%0.97%-0.15%75.3%
Q3 202458$73.9M9.79%0.84%0.08%76.1%
Q2 202459$75.4M9.62%0.84%0.18%74.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.98%
4th
Problem loans0.16%
76th
Net charge-offs0.74%
20th
Return on assets-1.59%
5th
Loans to deposits71.6%
31st
Uninsured deposits5.7%
18th
Loan-loss reserves0.00%
37th
Texas ratio1.5%
58th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Polam Federal Credit UnionCredit union Redwood City, CA43 out of 100, Below average$72.8M13.6%2.92%vs
Polam Federal Credit UnionCredit union Los Angeles, CA65 out of 100, Moderate$73.2M9.9%0.00%vs
Parishioners Federal Credit UnionCredit union Torrance, CA44 out of 100, Below average$69.9M8.8%2.25%vs
Modesto'S First Federal Credit UnionCredit union Modesto, CA59 out of 100, Moderate$74.2M8.8%0.99%vs
Olive View Employees Federal Credit UnionCredit union Sylmar, CA72 out of 100, Strong$74.9M18.9%0.93%vs
Escondido Federal Credit UnionCredit union Escondido, CA89 out of 100, Very strong$66.8M13.7%0.06%vs

Deposit insurance

Is my money safe at Universal City Studios Credit Union?

Yes. Universal City Studios Credit Union is a federally insured credit union (NCUA charter #64893). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.7% of shares and deposits ($3.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.98%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Universal City Studios Credit Union lists 4 offices in 4 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Universal City Studios Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64893
RSSD ID
2198
Primary regulator
State + NCUA
Established
1927
Headquarters
175 E Olive Ave, Burbank, CA 91502
Employees
16

Quick answers

Universal City Studios Credit Union: common questions

Is Universal City Studios Credit Union NCUA insured?

Yes. Universal City Studios Credit Union is a federally insured credit union (NCUA charter #64893). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Universal City Studios Credit Union's TellerScore?

56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Universal City Studios Credit Union have?

4 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Burbank

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Sunkist Employees Federal Credit UnionCredit union Valencia, CA100 out of 100, Very strong$3.8M33.6%0.00%vs
California Adventist Federal Credit UnionCredit union Glendale, CA89 out of 100, Very strong$44.7M20.1%0.04%vs
Asian Pacific National BankBank San Gabriel, CA89 out of 100, Very strong$56.9M20.1%0.00%vs
Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs
American Plus Bank, N.A.Bank Arcadia, CA88 out of 100, Very strong$935.0M16.5%0.04%vs