Headquartered in Robbinsdale, Minnesota, North Memorial Federal Credit Union is a federal credit union with $50.7M in total assets and $44.4M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1964.
North Memorial Federal Credit Union has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 52% of its 2,479 credit unions with under $100 million in assets. Among 80 credit unions headquartered in Minnesota, it ranks 31st. Problem-loan coverage contributes the most (93/100, 3.5%); earnings contributes the least (62/100, 1.04%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 75).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 74 |
| Q4 2024 | 69 |
| Q1 2025 | 76 |
| Q2 2025 | 74 |
| Q3 2025 | 72 |
| Q4 2025 | 71 |
| Q1 2026 | 75 |
| Q2 2026 | 75 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.45% |
| Q3 2024 | 10.51% |
| Q4 2024 | 10.59% |
| Q1 2025 | 10.84% |
| Q2 2025 | 11.46% |
| Q3 2025 | 11.52% |
| Q4 2025 | 11.37% |
| Q1 2026 | 11.55% |
| Q2 2026 | 11.84% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.51% |
| Q3 2024 | 0.27% |
| Q4 2024 | 0.62% |
| Q1 2025 | 0.80% |
| Q2 2025 | 1.03% |
| Q3 2025 | 1.10% |
| Q4 2025 | 0.82% |
| Q1 2026 | 0.67% |
| Q2 2026 | 0.68% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.93% |
| Q3 2024 | 0.93% |
| Q4 2024 | 0.74% |
| Q1 2025 | 1.70% |
| Q2 2025 | 1.53% |
| Q3 2025 | 1.26% |
| Q4 2025 | 0.79% |
| Q1 2026 | 1.04% |
| Q2 2026 | 1.04% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $50.7M | 11.84% | 0.68% | 1.04% | 69.0% |
| Q1 2026 | 75 | $50.9M | 11.55% | 0.67% | 1.04% | 66.6% |
| Q4 2025 | 71 | $50.5M | 11.37% | 0.82% | 0.79% | 67.2% |
| Q3 2025 | 72 | $50.5M | 11.52% | 1.10% | 1.26% | 70.1% |
| Q2 2025 | 74 | $50.0M | 11.46% | 1.03% | 1.53% | 72.4% |
| Q1 2025 | 76 | $51.3M | 10.84% | 0.80% | 1.70% | 71.2% |
| Q4 2024 | 69 | $50.4M | 10.59% | 0.62% | 0.74% | 71.2% |
| Q3 2024 | 74 | $50.7M | 10.51% | 0.27% | 0.93% | 72.3% |
| Q2 2024 | 71 | $49.8M | 10.45% | 0.51% | 0.93% | 74.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pipefitters-Steamfitters Credit UnionCredit union Woodbury, MN | 83 out of 100, Strong | $51.6M | 13.4% | 1.07% | vs |
| Virginia Coop Credit UnionCredit union Virginia, MN | 78 out of 100, Strong | $45.7M | 11.6% | 0.86% | vs |
| Wakota Federal Credit UnionCredit union South St Paul, MN | 66 out of 100, Moderate | $44.8M | 10.9% | 1.49% | vs |
| Carpenters Federal Credit UnionCredit union Saint Paul, MN | 86 out of 100, Very strong | $44.3M | 16.0% | 1.01% | vs |
| Share Advantage Credit UnionCredit union Duluth, MN | 58 out of 100, Moderate | $57.5M | 13.4% | 2.77% | vs |
| West Metro Schools Credit UnionCredit union Hopkins, MN | 65 out of 100, Moderate | $43.6M | 17.9% | 2.87% | vs |
Deposit insurance
Is my money safe at North Memorial Federal Credit Union?
Yes. North Memorial Federal Credit Union is a federally insured credit union (NCUA charter #16248). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.5% of shares and deposits ($2.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.84%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
North Memorial Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Maple Grove, MN (1)
- Robbinsdale, MN (1)
Identity & history
Profile
- Legal name
- North Memorial Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 16248
- RSSD ID
- 896285
- Primary regulator
- NCUA
- Established
- 1964
- Headquarters
- 3300 Oakdale Ave N, Robbinsdale, MN 55422
- Employees
- 13
Quick answers
North Memorial Federal Credit Union: common questions
Is North Memorial Federal Credit Union NCUA insured?
Yes. North Memorial Federal Credit Union is a federally insured credit union (NCUA charter #16248). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is North Memorial Federal Credit Union's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does North Memorial Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Robbinsdale
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Vermillion State BankBank Vermillion, MN | 90 out of 100, Very strong | $931.4M | 13.4% | 0.24% | vs |
| Ziegler Federal Credit UnionCredit union Bloomington, MN | 87 out of 100, Very strong | $4.3M | 26.9% | 1.09% | vs |
| Think Mutual BankBank Rochester, MN | 86 out of 100, Very strong | $2.2B | 16.3% | 0.25% | vs |
| Carpenters Federal Credit UnionCredit union Saint Paul, MN | 86 out of 100, Very strong | $44.3M | 16.0% | 1.01% | vs |
| PrinsBankBank Prinsburg, MN | 85 out of 100, Very strong | $308.3M | 12.0% | 0.29% | vs |
| Toro Employees Federal Credit UnionCredit union Bloomington, MN | 84 out of 100, Strong | $41.5M | 14.5% | 0.56% | vs |