TellerScore

Precision Federal Credit Union is a federal credit union headquartered in Keene, New Hampshire, in business for about 73 years. At the end of Q2 2026 it reported $28.4M in total assets and $24.9M in member shares and deposits, with 1 office.

Precision Federal Credit Union has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 32% of its 2,479 credit unions with under $100 million in assets. Among 12 credit unions headquartered in New Hampshire, it ranks 7th. Funding & liquidity contributes the most (100/100, 44% loans-to-deposits, 0% uninsured); loan quality contributes the least (37/100, 1.90%).

TellerScore · Q2 2026

Scorecard

Capital cushion70/100
Net worth ratio: 12.02%
Loan quality37/100
Loans 60+ days delinquent ÷ total loans: 1.90%
Earnings58/100
Return on assets (annualized): 0.95%
Funding & liquidity100/100
Loans ÷ shares: 44.3% · 0.2% uninsured
Problem-loan coverage88/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (67 → 66).

TellerScore
566777Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202476
Q4 202476
Q1 202577
Q2 202567
Q3 202557
Q4 202560
Q1 202656
Q2 202666
Net worth ratio
7.00%9.57%12.14%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.27%
Q3 202411.51%
Q4 202412.14%
Q1 202511.98%
Q2 202511.59%
Q3 202512.12%
Q4 202511.92%
Q1 202611.89%
Q2 202612.02%
Delinquent loans (60+ days)
0.46%1.64%2.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.46%
Q3 20240.49%
Q4 20240.71%
Q1 20250.51%
Q2 20251.19%
Q3 20252.54%
Q4 20252.15%
Q1 20262.82%
Q2 20261.90%
Return on assets
0.46%0.71%0.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.89%
Q3 20240.86%
Q4 20240.96%
Q1 20250.78%
Q2 20250.46%
Q3 20250.62%
Q4 20250.59%
Q1 20260.78%
Q2 20260.95%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$28.4M12.02%1.90%0.95%44.3%
Q1 202656$28.0M11.89%2.82%0.78%45.2%
Q4 202560$27.5M11.92%2.15%0.59%47.1%
Q3 202557$26.7M12.12%2.54%0.62%49.5%
Q2 202567$27.4M11.59%1.19%0.46%48.3%
Q1 202577$26.4M11.98%0.51%0.78%49.5%
Q4 202476$25.6M12.14%0.71%0.96%52.5%
Q3 202476$26.4M11.51%0.49%0.86%51.0%
Q2 202476$26.5M11.27%0.46%0.89%48.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.02%
32nd
Problem loans1.90%
23rd
Net charge-offs-0.05%
92nd
Return on assets0.95%
65th
Loans to deposits44.3%
72nd
Uninsured deposits0.2%
60th
Loan-loss reserves0.00%
37th
Texas ratio6.1%
23rd

Similar-size credit unions in New Hampshire

InstitutionScoreAssetsCapitalProblem loansCompare
N G M Employees Federal Credit UnionCredit union Keene, NH57 out of 100, Moderate$7.5M7.4%0.00%vs
New Hampshire Postal Credit UnionCredit union Manchester, NH100 out of 100, Very strong$68.5M22.6%0.03%vs

Deposit insurance

Is my money safe at Precision Federal Credit Union?

Yes. Precision Federal Credit Union is a federally insured credit union (NCUA charter #24816). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.2% of shares and deposits ($60K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.02%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Precision Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Precision Federal Credit Union
Type
Federal credit union
NCUA charter #
24816
RSSD ID
371193
Primary regulator
NCUA
Established
1953
Headquarters
P. O. Box 607, Keene, NH 03431
Employees
7

Quick answers

Precision Federal Credit Union: common questions

Is Precision Federal Credit Union NCUA insured?

Yes. Precision Federal Credit Union is a federally insured credit union (NCUA charter #24816). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Precision Federal Credit Union's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Precision Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Keene

InstitutionScoreAssetsCapitalProblem loansCompare
Bar Harbor Bank & TrustBank Bar Harbor, ME73 out of 100, Strong$4.7B10.5%0.32%vs
Eastrise Federal Credit UnionCredit union Williston, VT73 out of 100, Strong$3.2B12.3%0.60%vs
Bank of New HampshireBank Laconia, NH72 out of 100, Strong$2.8B12.1%0.63%vs
Greenfield Co-operative BankBank Greenfield, MA71 out of 100, Strong$901.8M12.5%0.72%vs
Claremont Savings BankBank Claremont, NH68 out of 100, Moderate$619.7M12.4%0.45%vs
802 Credit UnionCredit union Barre, VT67 out of 100, Moderate$507.7M12.5%1.50%vs