TellerScore

Questa Credit Union is a federally insured state-chartered credit union headquartered in Questa, New Mexico, in business for about 67 years. At the end of Q2 2026 it reported $32.6M in total assets and $23.7M in member shares and deposits, with 3 offices.

Questa Credit Union has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 59% of its 2,479 credit unions with under $100 million in assets. Among 37 credit unions headquartered in New Mexico, it ranks 15th. Capital cushion contributes the most (100/100, 23.28%); loan quality contributes the least (31/100, 2.08%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 23.28%
Loan quality31/100
Loans 60+ days delinquent ÷ total loans: 2.08%
Earnings100/100
Return on assets (annualized): 3.20%
Funding & liquidity77/100
Loans ÷ shares: 83.0% · 3.8% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.38%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 78).

TellerScore
718395Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202493
Q3 202486
Q4 202492
Q1 202595
Q2 202577
Q3 202571
Q4 202579
Q1 202677
Q2 202678
Net worth ratio
7.00%15.14%23.28%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202420.18%
Q3 202420.68%
Q4 202421.50%
Q1 202521.77%
Q2 202521.08%
Q3 202521.18%
Q4 202521.75%
Q1 202622.46%
Q2 202623.28%
Delinquent loans (60+ days)
0.17%1.67%3.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.34%
Q3 20241.08%
Q4 20240.38%
Q1 20250.17%
Q2 20252.26%
Q3 20253.17%
Q4 20252.12%
Q1 20262.22%
Q2 20262.08%
Return on assets
1.88%2.60%3.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20243.32%
Q3 20243.09%
Q4 20242.44%
Q1 20251.88%
Q2 20252.15%
Q3 20252.16%
Q4 20252.28%
Q1 20263.27%
Q2 20263.20%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$32.6M23.28%2.08%3.20%83.0%
Q1 202677$32.0M22.46%2.22%3.27%80.2%
Q4 202579$31.3M21.75%2.12%2.28%77.0%
Q3 202571$30.4M21.18%3.17%2.16%77.4%
Q2 202577$29.9M21.08%2.26%2.15%79.3%
Q1 202595$28.7M21.77%0.17%1.88%79.7%
Q4 202492$25.8M21.50%0.38%2.44%90.0%
Q3 202486$26.2M20.68%1.08%3.09%87.1%
Q2 202493$24.9M20.18%0.34%3.32%88.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio23.28%
86th
Problem loans2.08%
20th
Net charge-offs0.07%
61st
Return on assets3.20%
99th
Loans to deposits83.0%
16th
Uninsured deposits3.8%
29th
Loan-loss reserves0.00%
37th
Texas ratio5.4%
28th

Similar-size credit unions in New Mexico

InstitutionScoreAssetsCapitalProblem loansCompare
Los Alamos Schools Credit UnionCredit union Los Alamos, NM71 out of 100, Strong$32.4M11.7%0.74%vs
Jemez Valley Credit UnionCredit union Jemez Springs, NM66 out of 100, Moderate$27.3M12.6%1.00%vs
Chaves County School Employees Credit UnionCredit union Roswell, NM100 out of 100, Very strong$40.1M20.9%0.00%vs
Cuba Credit UnionCredit union Cuba, NM91 out of 100, Very strong$23.5M18.4%0.00%vs
Northern New Mexico School Employee Federal Credit UnionCredit union Santa Fe, NM68 out of 100, Moderate$44.5M12.5%1.82%vs
Everyone'S Federal Credit UnionCredit union Tucumcari, NM86 out of 100, Very strong$46.5M14.2%0.00%vs

Deposit insurance

Is my money safe at Questa Credit Union?

Yes. Questa Credit Union is a federally insured credit union (NCUA charter #66252). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.8% of shares and deposits ($906K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 23.28%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Questa Credit Union lists 3 offices in 1 city. Most locations:

  • Questa, NM (3)

All branch addresses and map

Identity & history

Profile

Legal name
Questa Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66252
RSSD ID
739896
Primary regulator
State + NCUA
Established
1959
Headquarters
P. O. Box 500, Questa, NM 87556
Employees
9

Quick answers

Questa Credit Union: common questions

Is Questa Credit Union NCUA insured?

Yes. Questa Credit Union is a federally insured credit union (NCUA charter #66252). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Questa Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Questa Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Questa

InstitutionScoreAssetsCapitalProblem loansCompare
NBH BankBank Greenwood Village, CO66 out of 100, Moderate$12.5B10.3%0.60%vs