TellerScore

Rev Federal Credit Union is a federal credit union headquartered in Charleston, South Carolina, in business for about 71 years. At the end of Q2 2026 it reported $1.2B in total assets and $968.4M in member shares and deposits, with 13 offices across 2 states.

Based on its Q2 2026 filing, Rev Federal Credit Union scores 72/100, which we describe as strong. That is higher than 66% of 454 credit unions with $1 billion – $10 billion. Among 45 credit unions headquartered in South Carolina, it ranks 26th. Its strongest component is problem-loan coverage (93/100; 3.5%), and its lowest is earnings (38/100; 0.44%).

TellerScore · Q2 2026

Scorecard

Capital cushion88/100
Net worth ratio: 13.75%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.57%
Earnings38/100
Return on assets (annualized): 0.44%
Funding & liquidity54/100
Loans ÷ shares: 106.3% · 6.0% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.54%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (76 → 72), mostly because the capital cushion component weakened by 9 points.

TellerScore
727578Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202477
Q4 202475
Q1 202578
Q2 202576
Q3 202575
Q4 202572
Q1 202672
Q2 202672
Net worth ratio
7.00%11.06%15.13%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.49%
Q3 202415.13%
Q4 202414.74%
Q1 202514.47%
Q2 202514.65%
Q3 202514.76%
Q4 202514.16%
Q1 202613.93%
Q2 202613.75%
Delinquent loans (60+ days)
0.47%0.63%0.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.65%
Q3 20240.67%
Q4 20240.71%
Q1 20250.47%
Q2 20250.67%
Q3 20250.69%
Q4 20250.79%
Q1 20260.61%
Q2 20260.57%
Return on assets
0.44%0.53%0.62%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.59%
Q3 20240.58%
Q4 20240.51%
Q1 20250.62%
Q2 20250.61%
Q3 20250.60%
Q4 20250.55%
Q1 20260.49%
Q2 20260.44%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$1.2B13.75%0.57%0.44%106.3%
Q1 202672$1.2B13.93%0.61%0.49%102.8%
Q4 202572$1.2B14.16%0.79%0.55%104.6%
Q3 202575$1.1B14.76%0.69%0.60%101.8%
Q2 202576$1.1B14.65%0.67%0.61%100.3%
Q1 202578$1.1B14.47%0.47%0.62%95.3%
Q4 202475$1.1B14.74%0.71%0.51%97.8%
Q3 202477$1.1B15.13%0.67%0.58%98.0%
Q2 202476$1.1B14.49%0.65%0.59%95.0%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.75%
86th
Problem loans0.57%
64th
Net charge-offs0.24%
81st
Return on assets0.44%
19th
Loans to deposits106.3%
4th
Uninsured deposits6.0%
81st
Loan-loss reserves0.00%
50th
Texas ratio3.5%
67th

Similar-size credit unions in South Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Sharonview Federal Credit UnionCredit union Fort Mill, SC44 out of 100, Below average$1.3B7.6%1.18%vs
S. C. State Federal Credit UnionCredit union Columbia, SC91 out of 100, Very strong$1.5B15.6%0.82%vs
Palmetto Citizens Federal Credit UnionCredit union Columbia, SC80 out of 100, Strong$1.5B13.5%1.11%vs
Allsouth Federal Credit UnionCredit union Columbia, SC93 out of 100, Very strong$1.5B19.6%0.41%vs
Safe Federal Credit UnionCredit union Sumter, SC73 out of 100, Strong$2.0B11.0%0.63%vs
Srp Federal Credit UnionCredit union North Augusta, SC81 out of 100, Strong$2.1B13.8%0.74%vs

Deposit insurance

Is my money safe at Rev Federal Credit Union?

Yes. Rev Federal Credit Union is a federally insured credit union (NCUA charter #9986). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.0% of shares and deposits ($57.9M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 13.75%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

13 locations

Branches

Rev Federal Credit Union lists 13 offices in 9 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Rev Federal Credit Union reported 361 home-loan applications under HMDA (LEI 54930024QEEW6YDTWZ98): 253 originated ($100,715,000 total), 35 denied, and 60 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Rev Federal Credit Union
Type
Federal credit union
NCUA charter #
9986
RSSD ID
929987
Primary regulator
NCUA
Established
1955
Headquarters
Po Box 118000, Charleston, SC 29423
Employees
271

Quick answers

Rev Federal Credit Union: common questions

Is Rev Federal Credit Union NCUA insured?

Yes. Rev Federal Credit Union is a federally insured credit union (NCUA charter #9986). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Rev Federal Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Rev Federal Credit Union have?

13 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Charleston

InstitutionScoreAssetsCapitalProblem loansCompare
S. C. State Federal Credit UnionCredit union Columbia, SC91 out of 100, Very strong$1.5B15.6%0.82%vs
Farmers and Merchants Bank of South CarolinaBank Holly Hill, SC88 out of 100, Very strong$413.6M16.6%0.74%vs
Latitude 32 Federal Credit UnionCredit union Charleston, SC88 out of 100, Very strong$69.5M14.8%0.39%vs
First National Bank of South CarolinaBank Holly Hill, SC82 out of 100, Strong$309.7M12.4%0.43%vs
The Bank of South CarolinaBank Charleston, SC77 out of 100, Strong$571.2M11.8%0.29%vs
South Carolina Federal Credit UnionCredit union North Charlesto, SC76 out of 100, Strong$2.6B13.3%0.60%vs