TellerScore

Sloan Public Schools Federal Credit Union (NCUA charter #20292) is based in Cheektowaga, New York. Its Q2 2026 call report shows $1.9M in total assets and $1.7M in member shares and deposits and 3 offices.

Sloan Public Schools Federal Credit Union has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 59% of its 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 86th. Problem-loan coverage contributes the most (95/100, 2.6%); earnings contributes the least (46/100, 0.66%).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Net worth ratio: 14.11%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.56%
Earnings46/100
Return on assets (annualized): 0.66%
Funding & liquidity79/100
Loans ÷ shares: 81.5% · 0.0% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.61%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (79 → 78).

TellerScore
727782Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202482
Q4 202472
Q1 202572
Q2 202579
Q3 202573
Q4 202574
Q1 202673
Q2 202678
Net worth ratio
7.00%11.33%15.66%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.19%
Q3 202415.54%
Q4 202415.52%
Q1 202515.05%
Q2 202514.23%
Q3 202515.13%
Q4 202515.66%
Q1 202614.60%
Q2 202614.11%
Delinquent loans (60+ days)
0.00%0.60%1.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20241.01%
Q1 20251.02%
Q2 20250.00%
Q3 20250.75%
Q4 20250.71%
Q1 20261.20%
Q2 20260.56%
Return on assets
0.01%0.33%0.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.38%
Q3 20240.32%
Q4 20240.23%
Q1 20250.01%
Q2 20250.04%
Q3 20250.10%
Q4 20250.17%
Q1 20260.51%
Q2 20260.66%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$1.9M14.11%0.56%0.66%81.5%
Q1 202673$1.9M14.60%1.20%0.51%80.8%
Q4 202574$1.7M15.66%0.71%0.17%92.1%
Q3 202573$1.8M15.13%0.75%0.10%91.0%
Q2 202579$1.9M14.23%0.00%0.04%81.0%
Q1 202572$1.8M15.05%1.02%0.01%80.1%
Q4 202472$1.7M15.52%1.01%0.23%89.1%
Q3 202482$1.7M15.54%0.00%0.32%92.4%
Q2 202480$1.9M14.19%0.00%0.38%89.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.11%
48th
Problem loans0.56%
56th
Net charge-offs0.00%
77th
Return on assets0.66%
51st
Loans to deposits81.5%
18th
Uninsured deposits0.0%
81st
Loan-loss reserves1.00%
83rd
Texas ratio2.6%
46th

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Deposit insurance

Is my money safe at Sloan Public Schools Federal Credit Union?

Yes. Sloan Public Schools Federal Credit Union is a federally insured credit union (NCUA charter #20292). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.11%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Sloan Public Schools Federal Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Sloan Public Schools Federal Credit Union
Type
Federal credit union
NCUA charter #
20292
RSSD ID
56986
Primary regulator
NCUA
Established
1970
Headquarters
305 Cayuga Creek Road, Cheektowaga, NY 14227
Employees
1

Quick answers

Sloan Public Schools Federal Credit Union: common questions

Is Sloan Public Schools Federal Credit Union NCUA insured?

Yes. Sloan Public Schools Federal Credit Union is a federally insured credit union (NCUA charter #20292). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sloan Public Schools Federal Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Sloan Public Schools Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Cheektowaga

InstitutionScoreAssetsCapitalProblem loansCompare
Moog Employees Federal Credit UnionCredit union East Aurora, NY100 out of 100, Very strong$257.3M26.6%0.00%vs
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Greater Woodlawn Federal Credit UnionCredit union Blasdell, NY96 out of 100, Very strong$168.4M23.9%0.12%vs
Crossroads Community Federal Credit UnionCredit union Cheektowaga, NY95 out of 100, Very strong$96.9M15.3%0.18%vs
Town of Cheektowaga Federal Credit UnionCredit union Cheektowaga, NY95 out of 100, Very strong$38.1M17.2%0.00%vs
Titan Federal Credit UnionCredit union Pleasant Gap, PA94 out of 100, Very strong$69.5M15.4%0.31%vs