TellerScore

Medical Employees of Staten Island Federal Credit Union is a federal credit union headquartered in Staten Island, New York, in business for about 68 years. At the end of Q2 2026 it reported $2.5M in total assets and $2.2M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Medical Employees of Staten Island Federal Credit Union scores 68/100, which we describe as moderate. That is higher than only 36% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 155th. Its strongest component is funding & liquidity (100/100; 49% loans-to-deposits, 0% uninsured), and its lowest is earnings (30/100; 0.25%).

TellerScore · Q2 2026

Scorecard

Capital cushion46/100
Net worth ratio: 9.57%
Loan quality94/100
Loans 60+ days delinquent ÷ total loans: 0.18%
Earnings30/100
Return on assets (annualized): 0.25%
Funding & liquidity100/100
Loans ÷ shares: 48.8% · 0.0% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.80%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (66 → 68), mostly because the earnings component weakened by 23 points.

TellerScore
596571Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202462
Q4 202468
Q1 202566
Q2 202566
Q3 202571
Q4 202566
Q1 202665
Q2 202668
Net worth ratio
7.00%8.29%9.57%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.20%
Q3 20248.00%
Q4 20248.64%
Q1 20258.46%
Q2 20258.54%
Q3 20259.53%
Q4 20259.13%
Q1 20269.22%
Q2 20269.57%
Delinquent loans (60+ days)
0.00%0.41%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.81%
Q3 20240.77%
Q4 20240.41%
Q1 20250.69%
Q2 20250.50%
Q3 20250.48%
Q4 20250.48%
Q1 20260.00%
Q2 20260.18%
Return on assets
-0.25%0.34%0.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.76%
Q3 20240.85%
Q4 20240.86%
Q1 20250.94%
Q2 20250.83%
Q3 20250.94%
Q4 20250.54%
Q1 2026-0.25%
Q2 20260.25%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$2.5M9.57%0.18%0.25%48.8%
Q1 202665$2.5M9.22%0.00%-0.25%49.5%
Q4 202566$2.6M9.13%0.48%0.54%52.1%
Q3 202571$2.5M9.53%0.48%0.94%58.3%
Q2 202566$2.7M8.54%0.50%0.83%50.3%
Q1 202566$2.7M8.46%0.69%0.94%49.5%
Q4 202468$2.6M8.64%0.41%0.86%52.4%
Q3 202462$2.7M8.00%0.77%0.85%51.4%
Q2 202459$2.9M7.20%0.81%0.76%49.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.57%
13th
Problem loans0.18%
74th
Net charge-offs1.04%
13th
Return on assets0.25%
30th
Loans to deposits48.8%
66th
Uninsured deposits0.0%
81st
Loan-loss reserves1.29%
86th
Texas ratio0.8%
69th

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Upstate Milk Employees Federal Credit UnionCredit union Lancaster, NY57 out of 100, Moderate$2.5M9.6%0.74%vs
I R E B Federal Credit UnionCredit union Brooklyn, NY61 out of 100, Moderate$2.6M19.2%8.08%vs
Great Neck School Employees Federal Credit UnionCredit union Great Neck, NY68 out of 100, Moderate$2.7M26.2%0.99%vs
Urban Upbound Federal Credit UnionCredit union Long Island CIT, NY53 out of 100, Below average$2.2M9.8%1.44%vs
Long Beach Teachers Federal Credit UnionCredit union Long Beach, NY86 out of 100, Very strong$2.8M24.1%0.00%vs
Sloan Public Schools Federal Credit UnionCredit union Cheektowaga, NY78 out of 100, Strong$1.9M14.1%0.56%vs

Deposit insurance

Is my money safe at Medical Employees of Staten Island Federal Credit Union?

Yes. Medical Employees of Staten Island Federal Credit Union is a federally insured credit union (NCUA charter #12546). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.57%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Medical Employees of Staten Island Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Medical Employees of Staten Island Federal Credit Union
Type
Federal credit union
NCUA charter #
12546
RSSD ID
559487
Primary regulator
NCUA
Established
1958
Headquarters
355 Bard Ave, Staten Island, NY 10310
Employees
2

Quick answers

Medical Employees of Staten Island Federal Credit Union: common questions

Is Medical Employees of Staten Island Federal Credit Union NCUA insured?

Yes. Medical Employees of Staten Island Federal Credit Union is a federally insured credit union (NCUA charter #12546). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Medical Employees of Staten Island Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Medical Employees of Staten Island Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs
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