TellerScore

St. Vincent'S Medical Center Federal Credit Union is a federal credit union headquartered in Bridgeport, Connecticut, in business for about 55 years. At the end of Q2 2026 it reported $21.5M in total assets and $20.7M in member shares and deposits, with 1 office.

St. Vincent'S Medical Center Federal Credit Union has a TellerScore of 45 out of 100 (below average) based on Q2 2026 data — higher than only 5% of its 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 63rd. Funding & liquidity contributes the most (100/100, 18% loans-to-deposits, 0% uninsured); earnings contributes the least (0/100, -1.03%).

TellerScore · Q2 2026

Scorecard

Capital cushion34/100
Net worth ratio: 8.39%
Loan quality42/100
Loans 60+ days delinquent ÷ total loans: 1.73%
Earnings0/100
Return on assets (annualized): -1.03%
Funding & liquidity100/100
Loans ÷ shares: 17.9% · 0.0% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.55%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 17 points (62 → 45), mostly because the loan quality component weakened by 56 points.

TellerScore
455462Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202448
Q3 202456
Q4 202456
Q1 202558
Q2 202562
Q3 202556
Q4 202554
Q1 202653
Q2 202645
Net worth ratio
7.00%8.41%9.82%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.31%
Q3 20249.19%
Q4 20249.82%
Q1 20259.56%
Q2 20259.24%
Q3 20259.39%
Q4 20258.99%
Q1 20268.65%
Q2 20268.39%
Delinquent loans (60+ days)
0.05%0.89%1.73%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.73%
Q3 20240.89%
Q4 20241.42%
Q1 20250.89%
Q2 20250.05%
Q3 20250.85%
Q4 20250.91%
Q1 20260.97%
Q2 20261.73%
Return on assets
-1.03%-0.51%0.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.53%
Q3 2024-0.39%
Q4 20240.01%
Q1 2025-0.22%
Q2 2025-0.50%
Q3 2025-0.47%
Q4 2025-0.54%
Q1 2026-0.98%
Q2 2026-1.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202645$21.5M8.39%1.73%-1.03%17.9%
Q1 202653$21.9M8.65%0.97%-0.98%18.3%
Q4 202554$21.6M8.99%0.91%-0.54%19.6%
Q3 202556$21.1M9.39%0.85%-0.47%19.8%
Q2 202562$21.6M9.24%0.05%-0.50%19.2%
Q1 202558$21.8M9.56%0.89%-0.22%19.9%
Q4 202456$21.4M9.82%1.42%0.01%21.7%
Q3 202456$22.1M9.19%0.89%-0.39%22.6%
Q2 202448$21.9M9.31%1.73%-0.53%24.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.39%
6th
Problem loans1.73%
25th
Net charge-offs0.65%
22nd
Return on assets-1.03%
7th
Loans to deposits17.9%
96th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio3.6%
39th

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Stamford Healthcare Credit UnionCredit union Stamford, CT70 out of 100, Strong$23.4M12.4%1.42%vs
Community Healthcare Credit UnionCredit union Manchester, CT74 out of 100, Strong$18.0M11.6%0.89%vs
Community CU of New Milford, Inc. Credit UnionCredit union New Milford, CT71 out of 100, Strong$16.3M9.6%0.80%vs
Connecticut Labor Dept Federal Credit UnionCredit union Wethersfield, CT77 out of 100, Strong$14.4M17.4%1.55%vs
Bridgeport Police Federal Credit UnionCredit union Bridgeport, CT86 out of 100, Very strong$29.6M18.7%1.65%vs
Gha Federal Credit UnionCredit union Greenwich, CT91 out of 100, Very strong$29.7M17.5%0.56%vs

Deposit insurance

Is my money safe at St. Vincent'S Medical Center Federal Credit Union?

Yes. St. Vincent'S Medical Center Federal Credit Union is a federally insured credit union (NCUA charter #20629). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.39%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

St. Vincent'S Medical Center Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
St. Vincent'S Medical Center Federal Credit Union
Type
Federal credit union
NCUA charter #
20629
RSSD ID
595186
Primary regulator
NCUA
Established
1971
Headquarters
2800 Main St, Bridgeport, CT 06606
Employees
4

Quick answers

St. Vincent'S Medical Center Federal Credit Union: common questions

Is St. Vincent'S Medical Center Federal Credit Union NCUA insured?

Yes. St. Vincent'S Medical Center Federal Credit Union is a federally insured credit union (NCUA charter #20629). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is St. Vincent'S Medical Center Federal Credit Union's TellerScore?

45 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does St. Vincent'S Medical Center Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
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