TellerScore

Connecticut Labor Dept Federal Credit Union (NCUA charter #3544) is based in Wethersfield, Connecticut. Its Q2 2026 call report shows $14.4M in total assets and $12.0M in member shares and deposits and 2 offices across 2 states.

Based on its Q2 2026 filing, Connecticut Labor Dept Federal Credit Union scores 77/100, which we describe as strong. That is higher than 57% of 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 19th. Its strongest component is capital cushion (100/100; 17.36%), and its lowest is loan quality (48/100; 1.55%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.36%
Loan quality48/100
Loans 60+ days delinquent ÷ total loans: 1.55%
Earnings54/100
Return on assets (annualized): 0.86%
Funding & liquidity100/100
Loans ÷ shares: 24.2% · 1.3% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.81%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (87 → 77), mostly because the loan quality component weakened by 52 points.

TellerScore
778491Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202491
Q3 202484
Q4 202477
Q1 202580
Q2 202587
Q3 202587
Q4 202588
Q1 202688
Q2 202677
Net worth ratio
7.00%12.18%17.36%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.17%
Q3 202416.64%
Q4 202416.71%
Q1 202516.86%
Q2 202516.49%
Q3 202516.79%
Q4 202516.88%
Q1 202617.09%
Q2 202617.36%
Delinquent loans (60+ days)
0.00%0.91%1.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.11%
Q3 20240.99%
Q4 20241.81%
Q1 20250.00%
Q2 20250.00%
Q3 20250.20%
Q4 20250.25%
Q1 20260.12%
Q2 20261.55%
Return on assets
-0.96%0.04%1.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.96%
Q3 20241.04%
Q4 20241.03%
Q1 2025-0.96%
Q2 20250.42%
Q3 20250.64%
Q4 20250.78%
Q1 20260.60%
Q2 20260.86%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$14.4M17.36%1.55%0.86%24.2%
Q1 202688$14.4M17.09%0.12%0.60%25.8%
Q4 202588$14.4M16.88%0.25%0.78%27.5%
Q3 202587$14.2M16.79%0.20%0.64%29.3%
Q2 202587$14.3M16.49%0.00%0.42%29.3%
Q1 202580$14.0M16.86%0.00%-0.96%30.0%
Q4 202477$13.9M16.71%1.81%1.03%32.3%
Q3 202484$13.7M16.64%0.99%1.04%30.3%
Q2 202491$13.9M16.17%0.11%0.96%28.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.36%
67th
Problem loans1.55%
27th
Net charge-offs0.26%
42nd
Return on assets0.86%
61st
Loans to deposits24.2%
93rd
Uninsured deposits1.3%
51st
Loan-loss reserves0.00%
37th
Texas ratio1.8%
54th

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Connecticut Postal Federal Credit UnionCredit union New Britain, CT90 out of 100, Very strong$12.6M25.0%0.91%vs
Community CU of New Milford, Inc. Credit UnionCredit union New Milford, CT71 out of 100, Strong$16.3M9.6%0.80%vs
Asa Federal Credit UnionCredit union Bloomfield, CT51 out of 100, Below average$10.8M10.2%5.21%vs
Community Healthcare Credit UnionCredit union Manchester, CT74 out of 100, Strong$18.0M11.6%0.89%vs
Waterbury Postal Employees Federal Credit UnionCredit union Waterbury, CT54 out of 100, Below average$10.6M18.2%3.91%vs
New Haven Teachers Federal Credit UnionCredit union New Haven, CT90 out of 100, Very strong$10.2M32.0%0.13%vs

Deposit insurance

Is my money safe at Connecticut Labor Dept Federal Credit Union?

Yes. Connecticut Labor Dept Federal Credit Union is a federally insured credit union (NCUA charter #3544). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.3% of shares and deposits ($154K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.36%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Connecticut Labor Dept Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Connecticut Labor Dept Federal Credit Union
Type
Federal credit union
NCUA charter #
3544
RSSD ID
366975
Primary regulator
NCUA
Established
1939
Headquarters
200 Folly Brook Blvd, Wethersfield, CT 06109
Employees
2

Quick answers

Connecticut Labor Dept Federal Credit Union: common questions

Is Connecticut Labor Dept Federal Credit Union NCUA insured?

Yes. Connecticut Labor Dept Federal Credit Union is a federally insured credit union (NCUA charter #3544). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Connecticut Labor Dept Federal Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Connecticut Labor Dept Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

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