TellerScore

Community CU of New Milford, Inc. Credit Union (NCUA charter #61261) is based in New Milford, Connecticut. Its Q2 2026 call report shows $16.3M in total assets and $14.7M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Community CU of New Milford, Inc. Credit Union scores 71/100, which we describe as strong. That is higher than only 42% of 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 31st. Its strongest component is funding & liquidity (100/100; 35% loans-to-deposits, 3% uninsured), and its lowest is capital cushion (46/100; 9.63%).

TellerScore · Q2 2026

Scorecard

Capital cushion46/100
Net worth ratio: 9.63%
Loan quality73/100
Loans 60+ days delinquent ÷ total loans: 0.80%
Earnings70/100
Return on assets (annualized): 1.24%
Funding & liquidity100/100
Loans ÷ shares: 35.4% · 2.6% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.68%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (75 → 71), mostly because the loan quality component weakened by 17 points.

TellerScore
667278Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202469
Q4 202468
Q1 202576
Q2 202575
Q3 202578
Q4 202567
Q1 202675
Q2 202671
Net worth ratio
7.00%8.32%9.63%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.39%
Q3 20247.82%
Q4 20248.01%
Q1 20258.19%
Q2 20258.68%
Q3 20259.25%
Q4 20259.52%
Q1 20269.49%
Q2 20269.63%
Delinquent loans (60+ days)
0.00%0.67%1.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.07%
Q4 20240.27%
Q1 20250.00%
Q2 20250.29%
Q3 20250.19%
Q4 20251.34%
Q1 20260.34%
Q2 20260.80%
Return on assets
0.62%1.11%1.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.62%
Q3 20240.88%
Q4 20240.98%
Q1 20251.54%
Q2 20251.55%
Q3 20251.60%
Q4 20251.53%
Q1 20261.35%
Q2 20261.24%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$16.3M9.63%0.80%1.24%35.4%
Q1 202675$16.0M9.49%0.34%1.35%38.7%
Q4 202567$15.4M9.52%1.34%1.53%42.7%
Q3 202578$15.3M9.25%0.19%1.60%43.9%
Q2 202575$15.6M8.68%0.29%1.55%43.7%
Q1 202576$15.8M8.19%0.00%1.54%46.6%
Q4 202468$15.4M8.01%0.27%0.98%48.6%
Q3 202469$15.1M7.82%0.07%0.88%49.5%
Q2 202466$15.3M7.39%0.00%0.62%49.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.63%
14th
Problem loans0.80%
46th
Net charge-offs0.38%
33rd
Return on assets1.24%
77th
Loans to deposits35.4%
84th
Uninsured deposits2.6%
40th
Loan-loss reserves0.00%
37th
Texas ratio2.7%
45th

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Community Healthcare Credit UnionCredit union Manchester, CT74 out of 100, Strong$18.0M11.6%0.89%vs
Connecticut Labor Dept Federal Credit UnionCredit union Wethersfield, CT77 out of 100, Strong$14.4M17.4%1.55%vs
Connecticut Postal Federal Credit UnionCredit union New Britain, CT90 out of 100, Very strong$12.6M25.0%0.91%vs
St. Vincent'S Medical Center Federal Credit UnionCredit union Bridgeport, CT45 out of 100, Below average$21.5M8.4%1.73%vs
Asa Federal Credit UnionCredit union Bloomfield, CT51 out of 100, Below average$10.8M10.2%5.21%vs
Waterbury Postal Employees Federal Credit UnionCredit union Waterbury, CT54 out of 100, Below average$10.6M18.2%3.91%vs

Deposit insurance

Is my money safe at Community CU of New Milford, Inc. Credit Union?

Yes. Community CU of New Milford, Inc. Credit Union is a federally insured credit union (NCUA charter #61261). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.6% of shares and deposits ($378K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.63%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Community CU of New Milford, Inc. Credit Union lists 1 office in 1 city. Most locations:

  • New Milford, CT (1)

All branch addresses and map

Identity & history

Profile

Legal name
Community CU of New Milford, Inc. Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61261
RSSD ID
348092
Primary regulator
State + NCUA
Established
1959
Headquarters
P.O. Box 208, New Milford, CT 06776
Employees
4

Quick answers

Community CU of New Milford, Inc. Credit Union: common questions

Is Community CU of New Milford, Inc. Credit Union NCUA insured?

Yes. Community CU of New Milford, Inc. Credit Union is a federally insured credit union (NCUA charter #61261). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Community CU of New Milford, Inc. Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Community CU of New Milford, Inc. Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near New Milford

InstitutionScoreAssetsCapitalProblem loansCompare
Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT91 out of 100, Very strong$365.2M17.1%0.26%vs
Sikorsky Financial Credit UnionCredit union Stratford, CT84 out of 100, Strong$1.5B12.9%0.25%vs
The Putnam County National Bank of CarmelBank Carmel, NY83 out of 100, Strong$182.7M26.8%0.48%vs
The Torrington Savings BankBank Torrington, CT82 out of 100, Strong$1.0B19.0%0.14%vs
Liberty BankBank Middletown, CT79 out of 100, Strong$9.4B13.4%0.32%vs
Cornerstone Federal Credit UnionCredit union Fairfield, CT77 out of 100, Strong$68.3M10.6%0.22%vs