TellerScore

Community Healthcare Credit Union is a federally insured state-chartered credit union headquartered in Manchester, Connecticut, in business for about 67 years. At the end of Q2 2026 it reported $18.0M in total assets and $15.7M in member shares and deposits.

Community Healthcare Credit Union has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than only 49% of its 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 26th. Funding & liquidity contributes the most (91/100, 69% loans-to-deposits, 0% uninsured); capital cushion contributes the least (66/100, 11.63%).

TellerScore · Q2 2026

Scorecard

Capital cushion66/100
Net worth ratio: 11.63%
Loan quality70/100
Loans 60+ days delinquent ÷ total loans: 0.89%
Earnings71/100
Return on assets (annualized): 1.27%
Funding & liquidity91/100
Loans ÷ shares: 69.5% · 0.0% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.63%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (64 → 74), mostly because the loan quality component improved by 15 points.

TellerScore
536475Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202460
Q3 202453
Q4 202468
Q1 202558
Q2 202564
Q3 202567
Q4 202557
Q1 202675
Q2 202674
Net worth ratio
7.00%9.32%11.63%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 20249.83%
Q3 202410.33%
Q4 202410.56%
Q1 202510.04%
Q2 202510.60%
Q3 202511.00%
Q4 202511.12%
Q1 202611.13%
Q2 202611.63%
Delinquent loans (60+ days)
0.45%1.54%2.64%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20241.74%
Q3 20242.64%
Q4 20241.57%
Q1 20251.14%
Q2 20251.36%
Q3 20251.06%
Q4 20252.13%
Q1 20260.45%
Q2 20260.89%
Return on assets
0.26%1.80%3.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.60%
Q3 20241.60%
Q4 20243.35%
Q1 20250.26%
Q2 20251.02%
Q3 20250.91%
Q4 20250.89%
Q1 20261.07%
Q2 20261.27%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$18.0M11.63%0.89%1.27%69.5%
Q1 202675$18.2M11.13%0.45%1.07%70.4%
Q4 202557$17.8M11.12%2.13%0.89%74.2%
Q3 202567$17.7M11.00%1.06%0.91%75.7%
Q2 202564$18.1M10.60%1.36%1.02%75.5%
Q1 202558$18.3M10.04%1.14%0.26%74.3%
Q4 202468$17.3M10.56%1.57%3.35%82.8%
Q3 202453$17.2M10.33%2.64%1.60%86.0%
Q2 202460$17.3M9.83%1.74%1.60%84.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.63%
29th
Problem loans0.89%
43rd
Net charge-offs0.28%
40th
Return on assets1.27%
78th
Loans to deposits69.5%
34th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio4.6%
31st

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Community CU of New Milford, Inc. Credit UnionCredit union New Milford, CT71 out of 100, Strong$16.3M9.6%0.80%vs
St. Vincent'S Medical Center Federal Credit UnionCredit union Bridgeport, CT45 out of 100, Below average$21.5M8.4%1.73%vs
Connecticut Labor Dept Federal Credit UnionCredit union Wethersfield, CT77 out of 100, Strong$14.4M17.4%1.55%vs
Stamford Healthcare Credit UnionCredit union Stamford, CT70 out of 100, Strong$23.4M12.4%1.42%vs
Connecticut Postal Federal Credit UnionCredit union New Britain, CT90 out of 100, Very strong$12.6M25.0%0.91%vs
Asa Federal Credit UnionCredit union Bloomfield, CT51 out of 100, Below average$10.8M10.2%5.21%vs

Deposit insurance

Is my money safe at Community Healthcare Credit Union?

Yes. Community Healthcare Credit Union is a federally insured credit union (NCUA charter #60247). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.63%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Community Healthcare Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60247
RSSD ID
319494
Primary regulator
State + NCUA
Established
1959
Headquarters
48 Haynes ST, Manchester, CT 06040
Employees
5

Quick answers

Community Healthcare Credit Union: common questions

Is Community Healthcare Credit Union NCUA insured?

Yes. Community Healthcare Credit Union is a federally insured credit union (NCUA charter #60247). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Community Healthcare Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.