TellerScore

Dixie Line Credit Union is a federally insured state-chartered credit union headquartered in Nashville, Tennessee, in business for about 94 years. At the end of Q2 2026 it reported $14.5M in total assets and $12.3M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Dixie Line Credit Union scores 73/100, which we describe as strong. That is higher than only 47% of 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 68th. Its strongest component is capital cushion (100/100; 15.79%), and its lowest is earnings (32/100; 0.30%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.79%
Loan quality55/100
Loans 60+ days delinquent ÷ total loans: 1.34%
Earnings32/100
Return on assets (annualized): 0.30%
Funding & liquidity100/100
Loans ÷ shares: 59.9% · 7.5% uninsured
Problem-loan coverage80/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 10.12%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 23 points (50 → 73), mostly because the loan quality component improved by 55 points.

TellerScore
506478Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202471
Q4 202458
Q1 202554
Q2 202550
Q3 202563
Q4 202564
Q1 202678
Q2 202673
Net worth ratio
7.00%13.09%19.17%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.89%
Q3 202418.51%
Q4 202419.04%
Q1 202519.17%
Q2 202518.93%
Q3 202517.46%
Q4 202517.33%
Q1 202616.47%
Q2 202615.79%
Delinquent loans (60+ days)
0.89%3.49%6.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.71%
Q3 20241.99%
Q4 20246.08%
Q1 20255.31%
Q2 20253.10%
Q3 20251.55%
Q4 20251.49%
Q1 20260.89%
Q2 20261.34%
Return on assets
-1.12%-0.11%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.90%
Q3 20240.89%
Q4 20240.63%
Q1 20250.14%
Q2 2025-0.47%
Q3 2025-1.12%
Q4 2025-1.12%
Q1 20260.39%
Q2 20260.30%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$14.5M15.79%1.34%0.30%59.9%
Q1 202678$13.9M16.47%0.89%0.39%64.7%
Q4 202564$13.2M17.33%1.49%-1.12%71.8%
Q3 202563$13.3M17.46%1.55%-1.12%71.6%
Q2 202550$12.7M18.93%3.10%-0.47%77.4%
Q1 202554$12.7M19.17%5.31%0.14%75.8%
Q4 202458$12.8M19.04%6.08%0.63%76.7%
Q3 202471$13.2M18.51%1.99%0.89%74.7%
Q2 202473$12.8M18.89%1.71%0.90%77.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.79%
59th
Problem loans1.34%
31st
Net charge-offs0.49%
28th
Return on assets0.30%
32nd
Loans to deposits59.9%
49th
Uninsured deposits7.5%
12th
Loan-loss reserves0.00%
37th
Texas ratio10.1%
13th

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Memphis Municipal Employees Federal Credit UnionCredit union Memphis, TN65 out of 100, Moderate$14.6M20.3%2.10%vs
Greeneville City Employees' Credit UnionCredit union Greeneville, TN90 out of 100, Very strong$13.9M29.5%0.32%vs
Sevier County Schools Federal Credit UnionCredit union Sevierville, TN99 out of 100, Very strong$13.9M21.8%0.09%vs
I B E W 175 Federal Credit UnionCredit union Chattanooga, TN69 out of 100, Moderate$13.8M17.8%4.05%vs
Your Best Credit UnionCredit union Nashville, TN70 out of 100, Strong$16.0M15.2%0.32%vs
Tennessee River Federal Credit UnionCredit union Counce, TN89 out of 100, Very strong$16.3M33.2%0.25%vs

Deposit insurance

Is my money safe at Dixie Line Credit Union?

Yes. Dixie Line Credit Union is a federally insured credit union (NCUA charter #67937). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.5% of shares and deposits ($918K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.79%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Dixie Line Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Dixie Line Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67937
RSSD ID
514897
Primary regulator
State + NCUA
Established
1932
Headquarters
567 Veritas St, Nashville, TN 37211
Employees
4

Quick answers

Dixie Line Credit Union: common questions

Is Dixie Line Credit Union NCUA insured?

Yes. Dixie Line Credit Union is a federally insured credit union (NCUA charter #67937). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Dixie Line Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Dixie Line Credit Union have?

1 office as of the latest NCUA data.

Nearby

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