Headquartered in Chattanooga, Tennessee, I B E W 175 Federal Credit Union is a federal credit union with $13.8M in total assets and $11.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1961.
Based on its Q2 2026 filing, I B E W 175 Federal Credit Union scores 69/100, which we describe as moderate. That is higher than only 38% of 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 84th. Its strongest component is capital cushion (100/100; 17.82%), and its lowest is loan quality (0/100; 4.05%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (67 → 69), mostly because the funding & liquidity component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 64 |
| Q4 2024 | 63 |
| Q1 2025 | 64 |
| Q2 2025 | 67 |
| Q3 2025 | 65 |
| Q4 2025 | 66 |
| Q1 2026 | 68 |
| Q2 2026 | 69 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.79% |
| Q3 2024 | 15.96% |
| Q4 2024 | 17.13% |
| Q1 2025 | 17.47% |
| Q2 2025 | 17.70% |
| Q3 2025 | 18.65% |
| Q4 2025 | 17.02% |
| Q1 2026 | 17.44% |
| Q2 2026 | 17.82% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 5.35% |
| Q3 2024 | 5.09% |
| Q4 2024 | 6.57% |
| Q1 2025 | 6.45% |
| Q2 2025 | 3.89% |
| Q3 2025 | 4.98% |
| Q4 2025 | 5.24% |
| Q1 2026 | 4.12% |
| Q2 2026 | 4.05% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 3.77% |
| Q3 2024 | 3.14% |
| Q4 2024 | 3.36% |
| Q1 2025 | 3.36% |
| Q2 2025 | 3.12% |
| Q3 2025 | 3.15% |
| Q4 2025 | 2.00% |
| Q1 2026 | 3.47% |
| Q2 2026 | 3.21% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $13.8M | 17.82% | 4.05% | 3.21% | 81.2% |
| Q1 2026 | 68 | $13.5M | 17.44% | 4.12% | 3.47% | 85.3% |
| Q4 2025 | 66 | $13.0M | 17.02% | 5.24% | 2.00% | 88.9% |
| Q3 2025 | 65 | $12.7M | 18.65% | 4.98% | 3.15% | 94.8% |
| Q2 2025 | 67 | $12.8M | 17.70% | 3.89% | 3.12% | 92.6% |
| Q1 2025 | 64 | $12.4M | 17.47% | 6.45% | 3.36% | 95.9% |
| Q4 2024 | 63 | $12.1M | 17.13% | 6.57% | 3.36% | 97.9% |
| Q3 2024 | 64 | $12.2M | 15.96% | 5.09% | 3.14% | 96.9% |
| Q2 2024 | 63 | $12.0M | 15.79% | 5.35% | 3.77% | 98.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Tennessee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sevier County Schools Federal Credit UnionCredit union Sevierville, TN | 99 out of 100, Very strong | $13.9M | 21.8% | 0.09% | vs |
| Greeneville City Employees' Credit UnionCredit union Greeneville, TN | 90 out of 100, Very strong | $13.9M | 29.5% | 0.32% | vs |
| Dixie Line Credit UnionCredit union Nashville, TN | 73 out of 100, Strong | $14.5M | 15.8% | 1.34% | vs |
| Memphis Municipal Employees Federal Credit UnionCredit union Memphis, TN | 65 out of 100, Moderate | $14.6M | 20.3% | 2.10% | vs |
| Knox Co. Employees Credit UnionCredit union Knoxville, TN | 96 out of 100, Very strong | $12.5M | 18.8% | 0.04% | vs |
| Tennessee Department of Safety Credit UnionCredit union Nashville, TN | 93 out of 100, Very strong | $12.0M | 26.6% | 0.00% | vs |
Deposit insurance
Is my money safe at I B E W 175 Federal Credit Union?
Yes. I B E W 175 Federal Credit Union is a federally insured credit union (NCUA charter #14634). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.0% of shares and deposits ($338K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 17.82%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
I B E W 175 Federal Credit Union lists 1 office in 1 city. Most locations:
- Chattanooga, TN (1)
Identity & history
Profile
- Legal name
- I B E W 175 Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14634
- RSSD ID
- 741189
- Primary regulator
- NCUA
- Established
- 1961
- Headquarters
- 3922 Volunteer Dr Ste11, Chattanooga, TN 37416
- Employees
- 3
Quick answers
I B E W 175 Federal Credit Union: common questions
Is I B E W 175 Federal Credit Union NCUA insured?
Yes. I B E W 175 Federal Credit Union is a federally insured credit union (NCUA charter #14634). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is I B E W 175 Federal Credit Union's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does I B E W 175 Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Chattanooga
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bcbst Employees Credit UnionCredit union Chattanooga, TN | 90 out of 100, Very strong | $8.3M | 25.6% | 0.11% | vs |
| Healthcare Services Credit UnionCredit union Chattanooga, TN | 87 out of 100, Very strong | $26.1M | 15.0% | 0.03% | vs |
| Chattanooga Federal Employees Credit UnionCredit union Chattanooga, TN | 85 out of 100, Very strong | $76.0M | 16.9% | 0.39% | vs |
| Tennessee Valley Federal Credit UnionCredit union Chattanooga, TN | 84 out of 100, Strong | $3.3B | 14.8% | 0.77% | vs |
| First National Community BankBank Chatsworth, GA | 84 out of 100, Strong | $754.7M | 12.9% | 0.43% | vs |
| Cleveland-Bradley Cty Teacher Federal Credit UnionCredit union Cleveland, TN | 82 out of 100, Strong | $74.1M | 12.9% | 0.51% | vs |