TellerScore

Headquartered in Greeneville, Tennessee, Greeneville City Employees' Credit Union is a federally insured state-chartered credit union with $13.9M in total assets and $9.7M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1965.

Based on its Q2 2026 filing, Greeneville City Employees' Credit Union scores 90/100, which we describe as very strong. That is higher than 89% of 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 17th. Its strongest component is capital cushion (100/100; 29.53%), and its lowest is funding & liquidity (56/100; 104% loans-to-deposits, 2% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 29.53%
Loan quality89/100
Loans 60+ days delinquent ÷ total loans: 0.32%
Earnings100/100
Return on assets (annualized): 2.64%
Funding & liquidity56/100
Loans ÷ shares: 104.4% · 1.7% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.78%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (90 → 90).

TellerScore
899192Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202491
Q3 202489
Q4 202492
Q1 202589
Q2 202590
Q3 202592
Q4 202592
Q1 202691
Q2 202690
Net worth ratio
7.00%18.27%29.53%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202428.64%
Q3 202429.17%
Q4 202428.82%
Q1 202528.69%
Q2 202528.53%
Q3 202528.62%
Q4 202529.08%
Q1 202629.06%
Q2 202629.53%
Delinquent loans (60+ days)
0.20%0.37%0.54%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.30%
Q3 20240.54%
Q4 20240.30%
Q1 20250.34%
Q2 20250.46%
Q3 20250.23%
Q4 20250.20%
Q1 20260.20%
Q2 20260.32%
Return on assets
1.70%2.17%2.64%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.94%
Q3 20242.00%
Q4 20242.02%
Q1 20251.70%
Q2 20251.89%
Q3 20252.03%
Q4 20252.14%
Q1 20262.34%
Q2 20262.64%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202690$13.9M29.53%0.32%2.64%104.4%
Q1 202691$13.8M29.06%0.20%2.34%105.5%
Q4 202592$13.5M29.08%0.20%2.14%102.9%
Q3 202592$13.4M28.62%0.23%2.03%100.4%
Q2 202590$13.2M28.53%0.46%1.89%96.1%
Q1 202589$12.9M28.69%0.34%1.70%96.1%
Q4 202492$12.6M28.82%0.30%2.02%97.4%
Q3 202489$12.2M29.17%0.54%2.00%100.9%
Q2 202491$12.2M28.64%0.30%1.94%100.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio29.53%
94th
Problem loans0.32%
67th
Net charge-offs-0.03%
90th
Return on assets2.64%
98th
Loans to deposits104.4%
2nd
Uninsured deposits1.7%
47th
Loan-loss reserves0.00%
37th
Texas ratio0.8%
70th

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Sevier County Schools Federal Credit UnionCredit union Sevierville, TN99 out of 100, Very strong$13.9M21.8%0.09%vs
I B E W 175 Federal Credit UnionCredit union Chattanooga, TN69 out of 100, Moderate$13.8M17.8%4.05%vs
Dixie Line Credit UnionCredit union Nashville, TN73 out of 100, Strong$14.5M15.8%1.34%vs
Memphis Municipal Employees Federal Credit UnionCredit union Memphis, TN65 out of 100, Moderate$14.6M20.3%2.10%vs
Knox Co. Employees Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$12.5M18.8%0.04%vs
Tennessee Department of Safety Credit UnionCredit union Nashville, TN93 out of 100, Very strong$12.0M26.6%0.00%vs

Deposit insurance

Is my money safe at Greeneville City Employees' Credit Union?

Yes. Greeneville City Employees' Credit Union is a federally insured credit union (NCUA charter #68127). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.7% of shares and deposits ($164K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 29.53%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Greeneville City Employees' Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Greeneville City Employees' Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68127
RSSD ID
449999
Primary regulator
State + NCUA
Established
1965
Headquarters
310 S Main St Ste 3, Greeneville, TN 37743
Employees
3

Quick answers

Greeneville City Employees' Credit Union: common questions

Is Greeneville City Employees' Credit Union NCUA insured?

Yes. Greeneville City Employees' Credit Union is a federally insured credit union (NCUA charter #68127). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Greeneville City Employees' Credit Union's TellerScore?

90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Greeneville City Employees' Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Greeneville

InstitutionScoreAssetsCapitalProblem loansCompare
Eastman Credit UnionCredit union Kingsport, TN91 out of 100, Very strong$10.2B14.9%0.31%vs
Greeneville Works Empls. Sav. Assn. Credit UnionCredit union Greeneville, TN86 out of 100, Very strong$1.8M52.1%0.00%vs
Clinchfield Federal Credit UnionCredit union Erwin, TN83 out of 100, Strong$140.3M12.5%0.25%vs
Commercial BankBank Harrogate, TN77 out of 100, Strong$2.4B11.6%0.35%vs
Consumer Credit UnionCredit union Greeneville, TN75 out of 100, Strong$660.5M10.7%0.10%vs
First BankBank Southern Pines, NC74 out of 100, Strong$13.0B11.5%0.49%vs