U B C Southern Council Industria Wo Federal Credit Union is a federal credit union headquartered in Minden, Louisiana, in business for about 51 years. At the end of Q2 2026 it reported $834K in total assets and $510K in member shares and deposits, with 2 offices across 2 states.
Based on its Q2 2026 filing, U B C Southern Council Industria Wo Federal Credit Union scores 81/100, which we describe as strong. That is higher than 68% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 33rd. Its strongest component is capital cushion (100/100; 37.10%), and its lowest is earnings (56/100; 0.89%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (85 → 81), mostly because the earnings component weakened by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 65 |
| Q4 2024 | 69 |
| Q1 2025 | 86 |
| Q2 2025 | 85 |
| Q3 2025 | 86 |
| Q4 2025 | 83 |
| Q1 2026 | 81 |
| Q2 2026 | 81 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 37.38% |
| Q3 2024 | 36.84% |
| Q4 2024 | 35.47% |
| Q1 2025 | 35.51% |
| Q2 2025 | 36.27% |
| Q3 2025 | 37.65% |
| Q4 2025 | 39.06% |
| Q1 2026 | 38.49% |
| Q2 2026 | 37.10% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.76% |
| Q3 2024 | 1.53% |
| Q4 2024 | 1.35% |
| Q1 2025 | 0.59% |
| Q2 2025 | 0.18% |
| Q3 2025 | 0.31% |
| Q4 2025 | 0.47% |
| Q1 2026 | 0.62% |
| Q2 2026 | 0.46% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.21% |
| Q3 2024 | 0.23% |
| Q4 2024 | 0.47% |
| Q1 2025 | 1.80% |
| Q2 2025 | 1.29% |
| Q3 2025 | 1.47% |
| Q4 2025 | 1.35% |
| Q1 2026 | 1.09% |
| Q2 2026 | 0.89% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $834K | 37.10% | 0.46% | 0.89% | 100.3% |
| Q1 2026 | 81 | $801K | 38.49% | 0.62% | 1.09% | 103.9% |
| Q4 2025 | 83 | $783K | 39.06% | 0.47% | 1.35% | 113.5% |
| Q3 2025 | 86 | $809K | 37.65% | 0.31% | 1.47% | 105.4% |
| Q2 2025 | 85 | $830K | 36.27% | 0.18% | 1.29% | 112.0% |
| Q1 2025 | 86 | $843K | 35.51% | 0.59% | 1.80% | 114.7% |
| Q4 2024 | 69 | $833K | 35.47% | 1.35% | 0.47% | 120.9% |
| Q3 2024 | 65 | $799K | 36.84% | 1.53% | 0.23% | 114.3% |
| Q2 2024 | 64 | $786K | 37.38% | 1.76% | 0.21% | 106.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| S T S P Federal Credit UnionCredit union Lacombe, LA | 68 out of 100, Moderate | $779K | 9.4% | 0.62% | vs |
| Washington Educational Assoc Federal Credit UnionCredit union Franklinton, LA | 63 out of 100, Moderate | $909K | 10.9% | 0.61% | vs |
| Fourth Ward Federal Credit UnionCredit union Amite, LA | 69 out of 100, Moderate | $930K | 15.2% | 10.14% | vs |
| G G W Federal Credit UnionCredit union New Orleans, LA | 97 out of 100, Very strong | $960K | 26.7% | 0.00% | vs |
| Municipal Employees Federal Credit UnionCredit union Bogalusa, LA | 55 out of 100, Moderate | $642K | 42.8% | 8.90% | vs |
| Teamsters Local Union #270 Federal Credit UnionCredit union New Orleans, LA | 67 out of 100, Moderate | $1.0M | 14.9% | 5.94% | vs |
Deposit insurance
Is my money safe at U B C Southern Council Industria Wo Federal Credit Union?
Yes. U B C Southern Council Industria Wo Federal Credit Union is a federally insured credit union (NCUA charter #22219). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 37.10%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
U B C Southern Council Industria Wo Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Brookfield, WI (1)
- Minden, LA (1)
Identity & history
Profile
- Legal name
- U B C Southern Council Industria Wo Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 22219
- RSSD ID
- 995085
- Primary regulator
- NCUA
- Established
- 1975
- Headquarters
- Po Box 1397, Minden, LA 71058
- Employees
- 1
Quick answers
U B C Southern Council Industria Wo Federal Credit Union: common questions
Is U B C Southern Council Industria Wo Federal Credit Union NCUA insured?
Yes. U B C Southern Council Industria Wo Federal Credit Union is a federally insured credit union (NCUA charter #22219). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is U B C Southern Council Industria Wo Federal Credit Union's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does U B C Southern Council Industria Wo Federal Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Minden
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Department of Corrections Credit UnionCredit union Baton Rouge, LA | 90 out of 100, Very strong | $126.3M | 23.4% | 0.57% | vs |
| City Bank & Trust Co.Bank Natchitoches, LA | 82 out of 100, Strong | $382.0M | 11.4% | 0.00% | vs |
| Gibsland Bank & Trust CompanyBank Gibsland, LA | 81 out of 100, Strong | $574.3M | 16.5% | 0.61% | vs |
| Community Bank of LouisianaBank Mansfield, LA | 74 out of 100, Strong | $852.9M | 10.1% | 0.01% | vs |
| Planters Bank & Trust CompanyBank Indianola, MS | 71 out of 100, Strong | $2.7B | 11.2% | 0.61% | vs |
| Bonvenu Bank, National AssociationBank Bossier City, LA | 67 out of 100, Moderate | $1.6B | 10.0% | 0.13% | vs |