TellerScore

U.P. Connection Federal Credit Union (NCUA charter #4098) is based in Omaha, Nebraska. Its Q2 2026 call report shows $34.3M in total assets and $29.6M in member shares and deposits and 3 offices across 3 states.

U.P. Connection Federal Credit Union has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 52% of its 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 23rd. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (13/100, -0.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion73/100
Net worth ratio: 12.27%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings13/100
Return on assets (annualized): -0.17%
Funding & liquidity100/100
Loans ÷ shares: 57.7% · 0.9% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (79 → 75), mostly because the earnings component weakened by 12 points.

TellerScore
737679Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202474
Q4 202475
Q1 202577
Q2 202579
Q3 202573
Q4 202573
Q1 202674
Q2 202675
Net worth ratio
7.00%10.14%13.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.95%
Q3 202413.02%
Q4 202413.20%
Q1 202512.99%
Q2 202513.29%
Q3 202512.95%
Q4 202512.89%
Q1 202612.63%
Q2 202612.27%
Delinquent loans (60+ days)
0.00%0.05%0.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.08%
Q4 20240.10%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.65%-0.27%0.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.40%
Q3 2024-0.28%
Q4 2024-0.27%
Q1 20250.01%
Q2 20250.12%
Q3 2025-0.63%
Q4 2025-0.65%
Q1 2026-0.40%
Q2 2026-0.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$34.3M12.27%0.00%-0.17%57.7%
Q1 202674$33.3M12.63%0.00%-0.40%60.7%
Q4 202573$32.8M12.89%0.00%-0.65%63.9%
Q3 202573$33.1M12.95%0.00%-0.63%64.7%
Q2 202579$33.6M13.29%0.00%0.12%65.5%
Q1 202577$34.2M12.99%0.00%0.01%64.2%
Q4 202475$33.7M13.20%0.10%-0.27%66.3%
Q3 202474$34.3M13.02%0.08%-0.28%65.6%
Q2 202475$34.5M12.95%0.00%-0.40%62.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.27%
34th
Problem loans0.00%
94th
Net charge-offs0.06%
61st
Return on assets-0.17%
15th
Loans to deposits57.7%
51st
Uninsured deposits0.9%
55th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE98 out of 100, Very strong$34.8M25.2%0.00%vs
Nebraska State Employees Credit UnionCredit union Lincoln, NE89 out of 100, Very strong$36.8M14.0%0.11%vs
Neighborhood Community Federal Credit UnionCredit union Omaha, NE92 out of 100, Very strong$31.0M14.2%0.17%vs
Omaha Douglas Federal Credit UnionCredit union Omaha, NE70 out of 100, Strong$42.9M13.2%1.89%vs
Midwest Liberty Federal Credit UnionCredit union McCook, NE46 out of 100, Below average$25.2M10.5%2.24%vs
North Platte Union Pacific Employee Credit UnionCredit union North Platte, NE86 out of 100, Very strong$43.4M16.5%0.75%vs

Deposit insurance

Is my money safe at U.P. Connection Federal Credit Union?

Yes. U.P. Connection Federal Credit Union is a federally insured credit union (NCUA charter #4098). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.9% of shares and deposits ($258K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.27%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

U.P. Connection Federal Credit Union lists 3 offices in 3 cities across 3 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
U.P. Connection Federal Credit Union
Type
Federal credit union
NCUA charter #
4098
RSSD ID
455673
Primary regulator
NCUA
Established
1940
Headquarters
6707 Grover St, Omaha, NE 68106
Employees
7

Quick answers

U.P. Connection Federal Credit Union: common questions

Is U.P. Connection Federal Credit Union NCUA insured?

Yes. U.P. Connection Federal Credit Union is a federally insured credit union (NCUA charter #4098). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is U.P. Connection Federal Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does U.P. Connection Federal Credit Union have?

3 offices as of the latest NCUA data, in 3 states.

Nearby

Highest-scoring banks and credit unions with branches near Omaha

InstitutionScoreAssetsCapitalProblem loansCompare
Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE98 out of 100, Very strong$34.8M25.2%0.00%vs
North Western Employees Credit UnionCredit union Council Bluffs, IA94 out of 100, Very strong$10.4M21.4%0.00%vs
American Interstate BankBank Elkhorn, NE93 out of 100, Very strong$132.0M20.1%0.00%vs
Neighborhood Community Federal Credit UnionCredit union Omaha, NE92 out of 100, Very strong$31.0M14.2%0.17%vs
Omaha Firefighters Credit UnionCredit union Omaha, NE92 out of 100, Very strong$76.0M17.5%0.04%vs
Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT89 out of 100, Very strong$32.6M14.5%0.87%vs