Headquartered in Eatonville, Florida, Unity of Eatonville Federal Credit Union is a federal credit union with $3.1M in total assets and $3.0M in member shares and deposits as of Q2 2026.
Unity of Eatonville Federal Credit Union has a TellerScore of 41 out of 100 (below average) based on Q2 2026 data — higher than only 3% of its 2,479 credit unions with under $100 million in assets. Among 107 credit unions headquartered in Florida, it ranks 105th. Funding & liquidity contributes the most (100/100, 41% loans-to-deposits, 1% uninsured); earnings contributes the least (0/100, -2.96%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 15 points (56 → 41), mostly because the earnings component weakened by 54 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 31 |
| Q3 2024 | 44 |
| Q4 2024 | 49 |
| Q1 2025 | 65 |
| Q2 2025 | 56 |
| Q3 2025 | 48 |
| Q4 2025 | 40 |
| Q1 2026 | 41 |
| Q2 2026 | 41 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 3.40% |
| Q3 2024 | 4.66% |
| Q4 2024 | 4.13% |
| Q1 2025 | 6.55% |
| Q2 2025 | 6.06% |
| Q3 2025 | 5.55% |
| Q4 2025 | 4.60% |
| Q1 2026 | 4.13% |
| Q2 2026 | 3.14% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.21% |
| Q3 2024 | 0.81% |
| Q4 2024 | 0.12% |
| Q1 2025 | 1.04% |
| Q2 2025 | 0.90% |
| Q3 2025 | 0.65% |
| Q4 2025 | 1.04% |
| Q1 2026 | 0.91% |
| Q2 2026 | 0.91% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -3.01% |
| Q3 2024 | -0.24% |
| Q4 2024 | -1.20% |
| Q1 2025 | 3.27% |
| Q2 2025 | 0.85% |
| Q3 2025 | -0.16% |
| Q4 2025 | -1.12% |
| Q1 2026 | -1.84% |
| Q2 2026 | -2.96% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 41 | $3.1M | 3.14% | 0.91% | -2.96% | 40.7% |
| Q1 2026 | 41 | $3.2M | 4.13% | 0.91% | -1.84% | 45.2% |
| Q4 2025 | 40 | $3.2M | 4.60% | 1.04% | -1.12% | 49.7% |
| Q3 2025 | 48 | $3.2M | 5.55% | 0.65% | -0.16% | 45.1% |
| Q2 2025 | 56 | $3.2M | 6.06% | 0.90% | 0.85% | 40.2% |
| Q1 2025 | 65 | $3.2M | 6.55% | 1.04% | 3.27% | 44.7% |
| Q4 2024 | 49 | $3.1M | 4.13% | 0.12% | -1.20% | 40.8% |
| Q3 2024 | 44 | $3.1M | 4.66% | 0.81% | -0.24% | 43.2% |
| Q2 2024 | 31 | $3.0M | 3.40% | 1.21% | -3.01% | 29.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Container Mutual Credit UnionCredit union Fernandina Beac, FL | 85 out of 100, Very strong | $5.5M | 48.0% | 0.41% | vs |
| Local 606 Electrical Workers Federal Credit UnionCredit union Orlando, FL | 89 out of 100, Very strong | $5.5M | 24.2% | 0.00% | vs |
| Florida Customs Federal Credit UnionCredit union Tampa, FL | 83 out of 100, Strong | $6.8M | 26.8% | 0.40% | vs |
| Shaw-Ross Employees Credit UnionCredit union Miami, FL | 81 out of 100, Strong | $6.8M | 14.9% | 0.53% | vs |
| Madison Education Assoc. Credit UnionCredit union Madison, FL | 80 out of 100, Strong | $7.3M | 14.4% | 0.86% | vs |
| Hialeah Municipal Employees Federal Credit UnionCredit union Hialeah, FL | 81 out of 100, Strong | $14.2M | 22.9% | 0.04% | vs |
Deposit insurance
Is my money safe at Unity of Eatonville Federal Credit Union?
Yes. Unity of Eatonville Federal Credit Union is a federally insured credit union (NCUA charter #24935). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.8% of shares and deposits ($24K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 3.14%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.
Identity & history
Profile
- Legal name
- Unity of Eatonville Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24935
- RSSD ID
- 5689325
- Primary regulator
- NCUA
- Established
- 2021
- Headquarters
- 323 E Kennedy Blvd Ste F, Eatonville, FL 32751
- Employees
- 2
Quick answers
Unity of Eatonville Federal Credit Union: common questions
Is Unity of Eatonville Federal Credit Union NCUA insured?
Yes. Unity of Eatonville Federal Credit Union is a federally insured credit union (NCUA charter #24935). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Unity of Eatonville Federal Credit Union's TellerScore?
41 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.