Delaware · HMDA 2025
Mortgage lenders in Kent County, DE
322 lenders reported 11,086 home-loan applications in Kent County in 2025. 5,023 closed as loans ($1.3B), 1,928 were denied — a 26.7% denial rate on decided applications, above the Delaware rate of 22.7%. The three most active lenders handled 14% of applications, led by PENNYMAC LOAN SERVICES, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 11,086
- Loans originated
- 5,023
- Purchase / refinance
- 2,490 / 1,590
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kent County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 594 | 5.4% | — |
| 2 | LAKEVIEW LOAN SERVICING, LLC | 542 | 4.9% | — |
| 3 | Rocket Mortgage, LLC | 438 | 4.0% | — |
| 4 | DEL-ONE FEDERAL CREDIT UNION 66 out of 100, Moderate | 378 | 3.4% | 43.8% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 373 | 3.4% | — |
| 6 | NEWREZ LLC | 356 | 3.2% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 330 | 3.0% | — |
| 8 | Wilmington Savings Fund Society, FSB 71 out of 100, Strong | 327 | 2.9% | 18.3% |
| 9 | Citizens Bank, National Association 54 out of 100, Below average | 276 | 2.5% | 32.5% |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 264 | 2.4% | 14.1% |
| 11 | PNC Bank, National Association 62 out of 100, Moderate | 259 | 2.3% | 33.8% |
| 12 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 251 | 2.3% | 32.9% |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 250 | 2.3% | — |
| 14 | VANDERBILT MORTGAGE AND FINANCE, INC. | 248 | 2.2% | — |
| 15 | KEYSTONE FUNDING, INC. | 241 | 2.2% | — |
| 16 | PIKE CREEK MORTGAGE SERVICES, INC. | 240 | 2.2% | — |
| 17 | GUILD MORTGAGE COMPANY | 237 | 2.1% | — |
| 18 | NVR Mortgage Finance, Inc. | 217 | 2.0% | — |
| 19 | Mortgage Research Center, LLC | 208 | 1.9% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 180 | 1.6% | 32.9% |
| 21 | MERIDIAN BANK 34 out of 100, Low | 166 | 1.5% | 4.1% |
| 22 | Loandepot.Com, LLC | 152 | 1.4% | — |
| 23 | Broker Solutions, Inc. | 150 | 1.4% | — |
| 24 | Dover Federal Credit Union 52 out of 100, Below average | 148 | 1.3% | 40.6% |
| 25 | NATIONSTAR MORTGAGE LLC | 139 | 1.3% | — |
| 26 | LENNAR MORTGAGE, LLC | 137 | 1.2% | — |
| 27 | SPRING EQ, LLC | 131 | 1.2% | — |
| 28 | AmeriSave Mortgage Corporation | 125 | 1.1% | — |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 124 | 1.1% | — |
| 30 | Shore United Bank, N.A. 61 out of 100, Moderate | 122 | 1.1% | 16.7% |
| 31 | DHI MORTGAGE COMPANY, LTD. | 105 | 0.9% | — |
| 32 | Luminate Bank 47 out of 100, Below average | 99 | 0.9% | 4.3% |
| 33 | K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 97 | 0.9% | — |
| 34 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 97 | 0.9% | — |
| 35 | MOVEMENT MORTGAGE, LLC | 92 | 0.8% | — |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 91 | 0.8% | — |
| 37 | TD Bank, National Association 63 out of 100, Moderate | 85 | 0.8% | 35.3% |
| 38 | PLANET HOME LENDING, LLC | 85 | 0.8% | — |
| 39 | NEW DAY FINANCIAL, LLC | 85 | 0.8% | — |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 82 | 0.7% | 44.7% |
Top 40 of 322 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Delaware
- New Castle County 25,795 apps
- Sussex County 17,841 apps