Nevada · HMDA 2025
Mortgage lenders in Elko County, NV
145 lenders reported 2,110 home-loan applications in Elko County in 2025. 1,124 closed as loans ($312.4M), 255 were denied — a 17.3% denial rate on decided applications, below the Nevada rate of 22.0%. The three most active lenders handled 25% of applications, led by GUILD MORTGAGE COMPANY. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,110
- Loans originated
- 1,124
- Purchase / refinance
- 681 / 319
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Elko County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUILD MORTGAGE COMPANY | 258 | 12.2% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 143 | 6.8% | — |
| 3 | MOVEMENT MORTGAGE, LLC | 135 | 6.4% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 132 | 6.3% | 39.5% |
| 5 | Rocket Mortgage, LLC | 104 | 4.9% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 81 | 3.8% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 79 | 3.7% | — |
| 8 | ISERVE RESIDENTIAL LENDING, LLC | 77 | 3.6% | — |
| 9 | Broker Solutions, Inc. | 59 | 2.8% | — |
| 10 | NEWREZ LLC | 51 | 2.4% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 42 | 2.0% | — |
| 12 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 41 | 1.9% | 30.7% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 40 | 1.9% | 14.1% |
| 14 | GREATER NEVADA LLC | 36 | 1.7% | — |
| 15 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 34 | 1.6% | 22.5% |
| 16 | Mortgage Research Center, LLC | 31 | 1.5% | — |
| 17 | Loandepot.Com, LLC | 30 | 1.4% | — |
| 18 | Paramount Residential Mortgage Group, Inc. | 30 | 1.4% | — |
| 19 | PREMIER MORTGAGE RESOURCES, L.L.C. | 29 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 29 | 1.4% | — |
| 21 | 21st Mortgage Corporation | 26 | 1.2% | — |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 24 | 1.1% | — |
| 23 | THE LOAN STORE, INC. | 23 | 1.1% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 23 | 1.1% | — |
| 25 | Mountain America Federal Credit Union 56 out of 100, Moderate | 22 | 1.0% | 45.0% |
| 26 | UNITED FEDERAL CREDIT UNION | 21 | 1.0% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 19 | 0.9% | — |
| 28 | FIGURE LENDING LLC | 19 | 0.9% | — |
| 29 | PLANET HOME LENDING, LLC | 19 | 0.9% | — |
| 30 | AmeriSave Mortgage Corporation | 18 | 0.9% | — |
| 31 | CMG MORTGAGE, INC. | 15 | 0.7% | — |
| 32 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 15 | 0.7% | 74.7% |
| 33 | GUARANTEED RATE, INC. | 14 | 0.7% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 14 | 0.7% | — |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 14 | 0.7% | — |
| 36 | PLAZA HOME MORTGAGE, INC. | 13 | 0.6% | — |
| 37 | SECURITYNATIONAL MORTGAGE COMPANY | 13 | 0.6% | — |
| 38 | TRIAD FINANCIAL SERVICES, INC. | 12 | 0.6% | — |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 11 | 0.5% | 22.2% |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 11 | 0.5% | — |
Top 40 of 145 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nevada
- Clark County 102,313 apps
- Washoe County 20,229 apps
- Lyon County 3,754 apps
- Nye County 3,268 apps
- Douglas County 2,413 apps
- Carson City 2,044 apps
- Churchill County 1,110 apps
- Humboldt County 807 apps
- White Pine County 392 apps
- Storey County 287 apps
- Lander County 195 apps
- Lincoln County 168 apps