Nevada · HMDA 2025
Mortgage lenders in Washoe County, NV
354 lenders reported 20,229 home-loan applications in Washoe County in 2025. 10,588 closed as loans ($4.5B), 2,634 were denied — a 19.0% denial rate on decided applications, below the Nevada rate of 22.0%. The three most active lenders handled 17% of applications, led by GUILD MORTGAGE COMPANY. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 20,229
- Loans originated
- 10,588
- Purchase / refinance
- 5,659 / 3,079
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Washoe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUILD MORTGAGE COMPANY | 1,516 | 7.5% | — |
| 2 | Rocket Mortgage, LLC | 1,019 | 5.0% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 956 | 4.7% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 855 | 4.2% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 825 | 4.1% | 39.5% |
| 6 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 799 | 3.9% | 14.1% |
| 7 | UNITED FEDERAL CREDIT UNION | 645 | 3.2% | — |
| 8 | Bank of America, National Association 59 out of 100, Moderate | 599 | 3.0% | 44.7% |
| 9 | DHI MORTGAGE COMPANY, LTD. | 584 | 2.9% | — |
| 10 | CROSSCOUNTRY MORTGAGE, INC. | 552 | 2.7% | — |
| 11 | NEWREZ LLC | 426 | 2.1% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 396 | 2.0% | — |
| 13 | FIGURE LENDING LLC | 388 | 1.9% | — |
| 14 | Broker Solutions, Inc. | 342 | 1.7% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 332 | 1.6% | — |
| 16 | GREATER NEVADA LLC | 332 | 1.6% | — |
| 17 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 298 | 1.5% | — |
| 18 | 21st Mortgage Corporation | 276 | 1.4% | — |
| 19 | Mountain America Federal Credit Union 56 out of 100, Moderate | 262 | 1.3% | 45.0% |
| 20 | Loandepot.Com, LLC | 255 | 1.3% | — |
| 21 | LENNAR MORTGAGE, LLC | 255 | 1.3% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 247 | 1.2% | — |
| 23 | TOLL BROTHERS MORTGAGE COMPANY | 228 | 1.1% | — |
| 24 | CMG MORTGAGE, INC. | 226 | 1.1% | — |
| 25 | SPRING EQ, LLC | 226 | 1.1% | — |
| 26 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 226 | 1.1% | — |
| 27 | THE LOAN STORE, INC. | 219 | 1.1% | — |
| 28 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 208 | 1.0% | 30.7% |
| 29 | Mortgage Research Center, LLC | 207 | 1.0% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 191 | 0.9% | 32.9% |
| 31 | SUMMIT FUNDING, INC. | 180 | 0.9% | — |
| 32 | PREMIER MORTGAGE RESOURCES, L.L.C. | 168 | 0.8% | — |
| 33 | INFINITY EQUITY GROUP, LLC. | 165 | 0.8% | — |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 161 | 0.8% | 22.2% |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 150 | 0.7% | — |
| 36 | AmeriSave Mortgage Corporation | 146 | 0.7% | — |
| 37 | PHH Mortgage Corporation | 137 | 0.7% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 125 | 0.6% | — |
| 39 | GREAT BASIN FEDERAL CREDIT UNION 62 out of 100, Moderate | 121 | 0.6% | 44.8% |
| 40 | GUARANTEED RATE, INC. | 114 | 0.6% | — |
Top 40 of 354 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nevada
- Clark County 102,313 apps
- Lyon County 3,754 apps
- Nye County 3,268 apps
- Douglas County 2,413 apps
- Elko County 2,110 apps
- Carson City 2,044 apps
- Churchill County 1,110 apps
- Humboldt County 807 apps
- White Pine County 392 apps
- Storey County 287 apps
- Lander County 195 apps
- Lincoln County 168 apps