Nevada · HMDA 2025
Mortgage lenders in Lincoln County, NV
56 lenders reported 168 home-loan applications in Lincoln County in 2025. 87 closed as loans ($16.5M), 32 were denied — a 25.0% denial rate on decided applications, above the Nevada rate of 22.0%. The three most active lenders handled 37% of applications, led by AMERICA FIRST Federal Credit Union. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 168
- Loans originated
- 87
- Purchase / refinance
- 39 / 29
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lincoln County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 40 | 23.8% | 22.5% |
| 2 | Rocket Mortgage, LLC | 11 | 6.5% | — |
| 3 | Mountain America Federal Credit Union 56 out of 100, Moderate | 11 | 6.5% | 45.0% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 6.0% | — |
| 5 | NATIONSTAR MORTGAGE LLC | 7 | 4.2% | — |
| 6 | MOVEMENT MORTGAGE, LLC | 6 | 3.6% | — |
| 7 | FREEDOM MORTGAGE CORPORATION | 5 | 3.0% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.4% | — |
| 9 | AmeriSave Mortgage Corporation | 4 | 2.4% | — |
| 10 | GUILD MORTGAGE COMPANY | 4 | 2.4% | — |
| 11 | SECURITYNATIONAL MORTGAGE COMPANY | 4 | 2.4% | — |
| 12 | NEWREZ LLC | 3 | 1.8% | — |
| 13 | Broker Solutions, Inc. | 3 | 1.8% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.8% | 39.5% |
| 15 | CMG MORTGAGE, INC. | 2 | 1.2% | — |
| 16 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 1.2% | 22.2% |
| 17 | THE LOAN STORE, INC. | 2 | 1.2% | — |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 1.2% | — |
| 19 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | 1.2% | — |
| 20 | AMERICAN FINANCIAL RESOURCES, INC. | 2 | 1.2% | — |
| 21 | Gateway First Bank 54 out of 100, Below average | 2 | 1.2% | 5.3% |
| 22 | State Bank of Southern Utah 79 out of 100, Strong | 2 | 1.2% | 11.2% |
| 23 | UNITED FEDERAL CREDIT UNION | 2 | 1.2% | — |
| 24 | NEW DAY FINANCIAL, LLC | 2 | 1.2% | — |
| 25 | BETTER MORTGAGE CORPORATION | 2 | 1.2% | — |
| 26 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.6% | 31.6% |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.6% | 14.1% |
| 28 | VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | 0.6% | — |
| 29 | Loandepot.Com, LLC | 1 | 0.6% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.6% | — |
| 31 | Mortgage Research Center, LLC | 1 | 0.6% | — |
| 32 | FIGURE LENDING LLC | 1 | 0.6% | — |
| 33 | The Federal Savings Bank 51 out of 100, Below average | 1 | 0.6% | 19.1% |
| 34 | Rize Federal Credit Union 54 out of 100, Below average | 1 | 0.6% | 31.0% |
| 35 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | 0.6% | — |
| 36 | PLANET HOME LENDING, LLC | 1 | 0.6% | — |
| 37 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | 0.6% | — |
| 38 | ZILLOW HOME LOANS, LLC | 1 | 0.6% | — |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.6% | — |
| 40 | HIGHTECHLENDING INC | 1 | 0.6% | — |
Top 40 of 56 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Nevada
- Clark County 102,313 apps
- Washoe County 20,229 apps
- Lyon County 3,754 apps
- Nye County 3,268 apps
- Douglas County 2,413 apps
- Elko County 2,110 apps
- Carson City 2,044 apps
- Churchill County 1,110 apps
- Humboldt County 807 apps
- White Pine County 392 apps
- Storey County 287 apps
- Lander County 195 apps