Mabrey Bank is a state-chartered bank (fed member) headquartered in Bixby, Oklahoma, in business for about 102 years. At the end of Q2 2026 it reported $2.0B in total assets and $1.6B in deposits, with 16 offices.
Based on its Q2 2026 filing, Mabrey Bank scores 63/100, which we describe as moderate. That is higher than only 30% of 897 banks with $1 billion – $10 billion. Among 170 banks headquartered in Oklahoma, it ranks 117th. Its strongest component is problem-loan coverage (92/100; 3.9%), and its lowest is capital cushion (35/100; 8.47%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (59 → 63), mostly because the earnings component improved by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 52 |
| Q3 2024 | 53 |
| Q4 2024 | 58 |
| Q1 2025 | 58 |
| Q2 2025 | 59 |
| Q3 2025 | 60 |
| Q4 2025 | 63 |
| Q1 2026 | 63 |
| Q2 2026 | 63 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.15% |
| Q3 2024 | 8.00% |
| Q4 2024 | 8.00% |
| Q1 2025 | 8.08% |
| Q2 2025 | 8.19% |
| Q3 2025 | 8.44% |
| Q4 2025 | 8.48% |
| Q1 2026 | 8.48% |
| Q2 2026 | 8.47% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.96% |
| Q3 2024 | 0.92% |
| Q4 2024 | 0.57% |
| Q1 2025 | 0.61% |
| Q2 2025 | 0.53% |
| Q3 2025 | 0.51% |
| Q4 2025 | 0.42% |
| Q1 2026 | 0.42% |
| Q2 2026 | 0.41% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.66% |
| Q4 2024 | 0.70% |
| Q1 2025 | 0.97% |
| Q2 2025 | 1.02% |
| Q3 2025 | 1.04% |
| Q4 2025 | 1.09% |
| Q1 2026 | 1.22% |
| Q2 2026 | 1.23% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $2.0B | 8.47% | 0.41% | 1.23% | 93.4% |
| Q1 2026 | 63 | $2.0B | 8.48% | 0.42% | 1.22% | 88.0% |
| Q4 2025 | 63 | $2.0B | 8.48% | 0.42% | 1.09% | 83.9% |
| Q3 2025 | 60 | $1.9B | 8.44% | 0.51% | 1.04% | 86.6% |
| Q2 2025 | 59 | $1.9B | 8.19% | 0.53% | 1.02% | 84.6% |
| Q1 2025 | 58 | $1.9B | 8.08% | 0.61% | 0.97% | 79.4% |
| Q4 2024 | 58 | $1.9B | 8.00% | 0.57% | 0.70% | 74.5% |
| Q3 2024 | 53 | $1.8B | 8.00% | 0.92% | 0.66% | 78.2% |
| Q2 2024 | 52 | $1.7B | 8.15% | 0.96% | 0.58% | 77.6% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gateway First BankBank Jenks, OK | 54 out of 100, Below average | $2.1B | 14.1% | 4.36% | vs |
| Great Plains National BankBank Elk City, OK | 62 out of 100, Moderate | $1.9B | 9.4% | 1.33% | vs |
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |
| Regent BankBank Tulsa, OK | 43 out of 100, Below average | $2.2B | 9.9% | 2.51% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| American Heritage BankBank Sapulpa, OK | 71 out of 100, Strong | $1.5B | 9.6% | 0.21% | vs |
Deposit insurance
Is my money safe at Mabrey Bank?
Yes. Mabrey Bank is an FDIC-insured institution (FDIC certificate #10667). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 28.2% of deposits ($463.6M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.47%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.95% (benchmark: 10%).
16 locations
Branches
Mabrey Bank lists 15 offices in 12 cities. Most locations:
- Tulsa, OK (3)
- Bixby, OK (2)
- Broken Arrow, OK (1)
- Glenpool, OK (1)
- Haskell, OK (1)
- Jenks, OK (1)
- Morris, OK (1)
- Muskogee, OK (1)
- Oklahoma City, OK (1)
- Okmulgee, OK (1)
- Weleetka, OK (1)
- Wetumka, OK (1)
HMDA 2025
Mortgage lending
In 2025, Mabrey Bank reported 293 home-loan applications under HMDA (LEI 254900R24PHQB7GDFD26): 218 originated ($61,110,000 total), 27 denied, and 22 withdrawn or closed by the applicant. Its denial rate on decided applications was 10.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Mabrey Bank
- Former names
- Citizens Security Bank & Trust Company; Citizens Security Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 10667
- RSSD ID
- 139553
- Primary regulator
- FED
- Holding company
- Mabrey Bcorp Inc
- Established
- January 26, 1924
- Headquarters
- 14821 S Memorial Dr, Bixby, OK 74008
- Website
- www.mabreybank.com
- Employees
- 240
Quick answers
Mabrey Bank: common questions
Is Mabrey Bank FDIC insured?
Yes. Mabrey Bank is an FDIC-insured institution (FDIC certificate #10667). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Mabrey Bank's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Mabrey Bank ever failed?
There is no failure record for FDIC certificate #10667 in the FDIC failed bank list.
How many branches does Mabrey Bank have?
16 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Bixby
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First BankBank Erick, OK | 93 out of 100, Very strong | $118.0M | 14.2% | 0.27% | vs |
| Saint Francis Employees Federal Credit UnionCredit union Tulsa, OK | 92 out of 100, Very strong | $44.7M | 15.9% | 0.20% | vs |
| The First National Bank and Trust Company of Broken ArrowBank Broken Arrow, OK | 89 out of 100, Very strong | $269.5M | 16.4% | 0.14% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| United Members Federal Credit UnionCredit union Tulsa, OK | 87 out of 100, Very strong | $10.4M | 18.6% | 0.15% | vs |
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |