Headquartered in Camilla, Georgia, Bank of Camilla is a state-chartered bank with $188.1M in total assets and $147.6M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1890.
Based on its Q2 2026 filing, Bank of Camilla scores 89/100, which we describe as very strong. That is higher than 94% of 2,650 banks with $100 million – $1 billion. Among 124 banks headquartered in Georgia, it ranks 17th. Its strongest component is capital cushion (100/100; 20.79%), and its lowest is funding & liquidity (72/100; 86% loans-to-deposits, 17% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (85 → 89), mostly because the earnings component improved by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 84 |
| Q4 2024 | 86 |
| Q1 2025 | 85 |
| Q2 2025 | 85 |
| Q3 2025 | 85 |
| Q4 2025 | 86 |
| Q1 2026 | 91 |
| Q2 2026 | 89 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 21.45% |
| Q3 2024 | 22.30% |
| Q4 2024 | 21.84% |
| Q1 2025 | 20.43% |
| Q2 2025 | 21.82% |
| Q3 2025 | 21.96% |
| Q4 2025 | 21.45% |
| Q1 2026 | 19.97% |
| Q2 2026 | 20.79% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.93% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.48% |
| Q1 2025 | 0.45% |
| Q2 2025 | 0.42% |
| Q3 2025 | 0.43% |
| Q4 2025 | 0.41% |
| Q1 2026 | 0.38% |
| Q2 2026 | 0.37% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.92% |
| Q3 2024 | 0.99% |
| Q4 2024 | 1.08% |
| Q1 2025 | 1.10% |
| Q2 2025 | 1.09% |
| Q3 2025 | 1.08% |
| Q4 2025 | 1.05% |
| Q1 2026 | 1.69% |
| Q2 2026 | 1.54% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 89 | $188.1M | 20.79% | 0.37% | 1.54% | 86.1% |
| Q1 2026 | 91 | $195.3M | 19.97% | 0.38% | 1.69% | 77.4% |
| Q4 2025 | 86 | $195.7M | 21.45% | 0.41% | 1.05% | 75.7% |
| Q3 2025 | 85 | $180.0M | 21.96% | 0.43% | 1.08% | 86.0% |
| Q2 2025 | 85 | $182.2M | 21.82% | 0.42% | 1.09% | 85.3% |
| Q1 2025 | 85 | $172.5M | 20.43% | 0.45% | 1.10% | 83.4% |
| Q4 2024 | 86 | $190.5M | 21.84% | 0.48% | 1.08% | 73.1% |
| Q3 2024 | 84 | $172.1M | 22.30% | 0.50% | 0.99% | 84.1% |
| Q2 2024 | 61 | $177.3M | 21.45% | 3.93% | 0.92% | 78.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers State BankBank Lincolnton, GA | 97 out of 100, Very strong | $186.2M | 15.4% | 0.17% | vs |
| The Geo. D. Warthen BankBank Sandersville, GA | 73 out of 100, Strong | $190.3M | 13.0% | 1.27% | vs |
| Peoples BankBank Lyons, GA | 49 out of 100, Below average | $192.4M | 11.2% | 5.12% | vs |
| Magnolia State BankBank Eastman, GA | 87 out of 100, Very strong | $198.7M | 15.6% | 1.21% | vs |
| The Citizens Bank of CochranBank Cochran, GA | 90 out of 100, Very strong | $201.4M | 14.8% | 0.33% | vs |
| Farmers and Merchants BankBank Sylvania, GA | 96 out of 100, Very strong | $170.7M | 16.2% | 0.21% | vs |
Deposit insurance
Is my money safe at Bank of Camilla?
Yes. Bank of Camilla is an FDIC-insured institution (FDIC certificate #17190). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.0% of deposits ($25.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 20.79%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Bank of Camilla lists 1 office in 1 city. Most locations:
- Camilla, GA (1)
Identity & history
Profile
- Legal name
- Bank of Camilla
- Type
- State-chartered bank
- FDIC certificate #
- 17190
- RSSD ID
- 124830
- Primary regulator
- FDIC
- Holding company
- Camilla Bancshares Inc
- Established
- January 1, 1890
- Headquarters
- 50 E Broad St, Camilla, GA 31730
- Website
- www.bankofcamilla.net
- Employees
- 22
Quick answers
Bank of Camilla: common questions
Is Bank of Camilla FDIC insured?
Yes. Bank of Camilla is an FDIC-insured institution (FDIC certificate #17190). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Camilla's TellerScore?
89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Camilla ever failed?
There is no failure record for FDIC certificate #17190 in the FDIC failed bank list.
How many branches does Bank of Camilla have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Camilla
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Colquitt County Teacher Federal Credit UnionCredit union Moultrie, GA | 95 out of 100, Very strong | $10.3M | 23.6% | 0.12% | vs |
| Commercial Banking CompanyBank Valdosta, GA | 79 out of 100, Strong | $409.5M | 10.3% | 0.04% | vs |
| Five Star Credit UnionCredit union Dothan, AL | 72 out of 100, Strong | $1.3B | 13.8% | 1.50% | vs |
| Planters and Citizens BankBank Camilla, GA | 71 out of 100, Strong | $139.2M | 10.5% | 0.06% | vs |
| Ameris BankBank Atlanta, GA | 67 out of 100, Moderate | $28.4B | 11.4% | 0.57% | vs |
| Family BankBank Pelham, GA | 65 out of 100, Moderate | $162.0M | 14.1% | 2.21% | vs |