TellerScore

Headquartered in Chicago, Illinois, Burling Bank is a state-chartered bank with $214.2M in total assets and $180.3M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1989.

Burling Bank has a TellerScore of 54 out of 100 (below average) based on Q2 2026 data — higher than only 10% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 278th. Earnings contributes the most (100/100, 2.43%); loan quality contributes the least (0/100, 3.77%).

TellerScore · Q2 2026

Scorecard

Capital cushion86/100
Tier 1 leverage ratio: 13.65%
Loan quality0/100
Noncurrent loans ÷ total loans: 3.77%
Earnings100/100
Return on assets (annualized): 2.43%
Funding & liquidity15/100
Loans ÷ deposits and uninsured-deposit share: 96.4% · 59.3% uninsured
Problem-loan coverage61/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 19.50%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 29 points (83 → 54), mostly because the loan quality component weakened by 100 points.

TellerScore
546984Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202469
Q3 202473
Q4 202477
Q1 202579
Q2 202583
Q3 202584
Q4 202584
Q1 202658
Q2 202654
Tier 1 leverage ratio
5.00%10.05%15.10%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.60%
Q3 202411.84%
Q4 202412.83%
Q1 202513.65%
Q2 202513.54%
Q3 202514.65%
Q4 202515.10%
Q1 202613.96%
Q2 202613.65%
Noncurrent loans
0.00%2.01%4.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.05%
Q3 20240.54%
Q4 20240.57%
Q1 20250.57%
Q2 20250.00%
Q3 20250.39%
Q4 20250.53%
Q1 20264.02%
Q2 20263.77%
Return on assets
2.28%2.43%2.58%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.28%
Q3 20242.48%
Q4 20242.31%
Q1 20252.30%
Q2 20252.43%
Q3 20252.39%
Q4 20252.55%
Q1 20262.58%
Q2 20262.43%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$214.2M13.65%3.77%2.43%96.4%
Q1 202658$237.8M13.96%4.02%2.58%79.1%
Q4 202584$198.9M15.10%0.53%2.55%96.9%
Q3 202584$196.5M14.65%0.39%2.39%102.3%
Q2 202583$205.9M13.54%0.00%2.43%106.0%
Q1 202579$218.1M13.65%0.57%2.30%94.7%
Q4 202477$214.0M12.83%0.57%2.31%92.5%
Q3 202473$227.8M11.84%0.54%2.48%102.6%
Q2 202469$235.9M11.60%1.05%2.28%84.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.65%
80th
Total risk-based capital0.00%
24th
Problem loans3.77%
4th
Net charge-offs0.00%
68th
Return on assets2.43%
95th
Net interest margin4.92%
91st
Efficiency ratio53.2%
76th
Loans to deposits96.4%
14th
Uninsured deposits59.3%
2nd
Loan-loss reserves1.30%
62nd
Texas ratio19.5%
6th

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Milledgeville State BankBank Milledgeville, IL71 out of 100, Strong$215.2M10.5%0.28%vs
The Farmers State Bank and Trust CompanyBank Jacksonville, IL66 out of 100, Moderate$210.1M13.8%2.22%vs
Peru Federal Savings BankBank Peru, IL87 out of 100, Very strong$208.5M16.4%0.28%vs
First FSB of MascoutahBank Mascoutah, IL52 out of 100, Below average$207.3M10.5%2.12%vs
Spring Valley City BankBank Spring Valley, IL84 out of 100, Strong$207.0M13.9%0.18%vs
FWBankBank Chicago, IL75 out of 100, Strong$206.7M12.5%0.12%vs

Deposit insurance

Is my money safe at Burling Bank?

Yes. Burling Bank is an FDIC-insured institution (FDIC certificate #27556). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 59.3% of deposits ($106.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.65%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Burling Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Burling Bank
Type
State-chartered bank
FDIC certificate #
27556
RSSD ID
1404883
Primary regulator
FDIC
Holding company
Burling Bcorp Inc
Established
August 7, 1989
Headquarters
141 W Jackson Blvd, Chicago, IL 60604
Employees
20

Quick answers

Burling Bank: common questions

Is Burling Bank FDIC insured?

Yes. Burling Bank is an FDIC-insured institution (FDIC certificate #27556). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Burling Bank's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Burling Bank ever failed?

There is no failure record for FDIC certificate #27556 in the FDIC failed bank list.

How many branches does Burling Bank have?

1 office as of the latest FDIC data.

Nearby

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