TellerScore

Casey State Bank (FDIC certificate #3614) is based in Casey, Illinois. Its Q2 2026 call report shows $496.7M in total assets and $442.8M in deposits and 6 offices.

Based on its Q2 2026 filing, Casey State Bank scores 70/100, which we describe as strong. That is higher than only 43% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 166th. Its strongest component is earnings (87/100; 1.68%), and its lowest is capital cushion (60/100; 10.99%).

TellerScore · Q2 2026

Scorecard

Capital cushion60/100
Tier 1 leverage ratio: 10.99%
Loan quality66/100
Noncurrent loans ÷ total loans: 1.02%
Earnings87/100
Return on assets (annualized): 1.68%
Funding & liquidity65/100
Loans ÷ deposits and uninsured-deposit share: 86.8% · 22.5% uninsured
Problem-loan coverage86/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 6.76%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 9 points (79 → 70), mostly because the loan quality component weakened by 25 points.

TellerScore
647280Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202465
Q4 202474
Q1 202579
Q2 202579
Q3 202579
Q4 202580
Q1 202678
Q2 202670
Tier 1 leverage ratio
5.00%8.25%11.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.13%
Q3 202410.10%
Q4 202410.26%
Q1 202510.92%
Q2 202510.90%
Q3 202510.94%
Q4 202511.11%
Q1 202611.49%
Q2 202610.99%
Noncurrent loans
0.16%0.61%1.05%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.02%
Q3 20241.05%
Q4 20240.16%
Q1 20250.17%
Q2 20250.27%
Q3 20250.31%
Q4 20250.25%
Q1 20260.50%
Q2 20261.02%
Return on assets
1.22%1.54%1.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.22%
Q3 20241.27%
Q4 20241.32%
Q1 20251.70%
Q2 20251.83%
Q3 20251.85%
Q4 20251.82%
Q1 20261.75%
Q2 20261.68%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$496.7M10.99%1.02%1.68%86.8%
Q1 202678$506.4M11.49%0.50%1.75%83.5%
Q4 202580$484.3M11.11%0.25%1.82%87.1%
Q3 202579$485.7M10.94%0.31%1.85%85.4%
Q2 202579$481.9M10.90%0.27%1.83%84.4%
Q1 202579$476.6M10.92%0.17%1.70%85.0%
Q4 202474$478.3M10.26%0.16%1.32%84.6%
Q3 202465$485.1M10.10%1.05%1.27%81.2%
Q2 202464$484.1M10.13%1.02%1.22%81.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.99%
50th
Total risk-based capital0.00%
24th
Problem loans1.02%
27th
Net charge-offs0.02%
37th
Return on assets1.68%
75th
Net interest margin4.29%
70th
Efficiency ratio52.9%
77th
Loans to deposits86.8%
33rd
Uninsured deposits22.5%
55th
Loan-loss reserves1.87%
91st
Texas ratio6.8%
28th

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
The FNB Community BankBank Vandalia, IL76 out of 100, Strong$498.9M12.6%0.78%vs
Petefish, Skiles & Co.Bank Virginia, IL75 out of 100, Strong$501.6M9.1%0.14%vs
Solutions BankBank Forreston, IL67 out of 100, Moderate$491.6M8.8%0.49%vs
Grundy BankBank Morris, IL85 out of 100, Very strong$504.7M12.6%0.20%vs
American Eagle BankBank South Elgin, IL55 out of 100, Moderate$484.7M8.5%0.04%vs
First State Bank and TrustBank Monticello, IL73 out of 100, Strong$509.6M9.2%0.44%vs

Deposit insurance

Is my money safe at Casey State Bank?

Yes. Casey State Bank is an FDIC-insured institution (FDIC certificate #3614). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.5% of deposits ($99.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.99%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

Casey State Bank lists 6 offices in 6 cities. Most locations:

  • Casey, IL (1)
  • Lawrenceville, IL (1)
  • Marshall, IL (1)
  • Martinsville, IL (1)
  • Mattoon, IL (1)
  • Robinson, IL (1)

All branch addresses and map

Identity & history

Profile

Legal name
Casey State Bank
Former names
The Casey National Bank
Type
State-chartered bank
FDIC certificate #
3614
RSSD ID
306337
Primary regulator
FDIC
Holding company
Eagle Financial Corp
Established
January 1, 1880
Headquarters
305 N Central Ave, Casey, IL 62420
Employees
75

Quick answers

Casey State Bank: common questions

Is Casey State Bank FDIC insured?

Yes. Casey State Bank is an FDIC-insured institution (FDIC certificate #3614). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Casey State Bank's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Casey State Bank ever failed?

There is no failure record for FDIC certificate #3614 in the FDIC failed bank list.

How many branches does Casey State Bank have?

6 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Casey

InstitutionScoreAssetsCapitalProblem loansCompare
Paris Hi-Way Credit UnionCredit union Paris, IL100 out of 100, Very strong$11.3M15.8%0.00%vs
Farmers & Merchants Bank of HutsonvilleBank Hutsonville, IL95 out of 100, Very strong$52.0M18.5%0.00%vs
Blaw-Knox Credit UnionCredit union Mattoon, IL92 out of 100, Very strong$13.4M19.9%0.23%vs
Area Educational Credit UnionCredit union Mattoon, IL87 out of 100, Very strong$33.7M20.4%0.92%vs
Prairie State Bank and TrustBank Springfield, IL80 out of 100, Strong$840.1M12.4%0.52%vs
Washington Savings BankBank Effingham, IL77 out of 100, Strong$585.3M12.1%0.29%vs