Headquartered in Kansas City, Missouri, Central Bank of Kansas City is a state-chartered bank with $410.2M in total assets and $336.6M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1950.
Central Bank of Kansas City has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 82% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 36th. Earnings contributes the most (100/100, 2.94%); funding & liquidity contributes the least (53/100, 95% loans-to-deposits, 26% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (85 → 82), mostly because the funding & liquidity component improved by 24 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 85 |
| Q4 2024 | 87 |
| Q1 2025 | 85 |
| Q2 2025 | 85 |
| Q3 2025 | 84 |
| Q4 2025 | 82 |
| Q1 2026 | 80 |
| Q2 2026 | 82 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.90% |
| Q3 2024 | 13.84% |
| Q4 2024 | 13.40% |
| Q1 2025 | 13.28% |
| Q2 2025 | 13.46% |
| Q3 2025 | 12.56% |
| Q4 2025 | 11.03% |
| Q1 2026 | 11.51% |
| Q2 2026 | 11.95% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.14% |
| Q1 2026 | 0.15% |
| Q2 2026 | 0.13% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 3.56% |
| Q3 2024 | 4.74% |
| Q4 2024 | 4.99% |
| Q1 2025 | 4.66% |
| Q2 2025 | 7.20% |
| Q3 2025 | 5.61% |
| Q4 2025 | 4.84% |
| Q1 2026 | 2.61% |
| Q2 2026 | 2.94% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $410.2M | 11.95% | 0.13% | 2.94% | 94.9% |
| Q1 2026 | 80 | $399.1M | 11.51% | 0.15% | 2.61% | 96.4% |
| Q4 2025 | 82 | $413.6M | 11.03% | 0.14% | 4.84% | 92.6% |
| Q3 2025 | 84 | $375.0M | 12.56% | 0.00% | 5.61% | 92.9% |
| Q2 2025 | 85 | $358.8M | 13.46% | 0.00% | 7.20% | 101.1% |
| Q1 2025 | 85 | $348.2M | 13.28% | 0.00% | 4.66% | 99.9% |
| Q4 2024 | 87 | $356.5M | 13.40% | 0.00% | 4.99% | 97.3% |
| Q3 2024 | 85 | $353.6M | 13.84% | 0.00% | 4.74% | 97.9% |
| Q2 2024 | 83 | $355.6M | 12.90% | 0.00% | 3.56% | 102.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Branson BankBank Branson, MO | 66 out of 100, Moderate | $414.1M | 9.2% | 0.60% | vs |
| MA BankBank Macon, MO | 65 out of 100, Moderate | $417.3M | 9.5% | 0.96% | vs |
| Bank of Franklin CountyBank Washington, MO | 65 out of 100, Moderate | $419.4M | 9.5% | 0.27% | vs |
| Pony Express BankBank Braymer, MO | 76 out of 100, Strong | $399.5M | 10.2% | 0.17% | vs |
| Heritage Bank of the OzarksBank Lebanon, MO | 45 out of 100, Below average | $424.0M | 9.6% | 2.74% | vs |
| Alliance BankBank Cape Girardeau, MO | 84 out of 100, Strong | $391.3M | 13.6% | 0.26% | vs |
Deposit insurance
Is my money safe at Central Bank of Kansas City?
Yes. Central Bank of Kansas City is an FDIC-insured institution (FDIC certificate #17009). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 26.4% of deposits ($89.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.95%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Central Bank of Kansas City lists 1 office in 1 city. Most locations:
- Kansas City, MO (1)
Identity & history
Profile
- Legal name
- Central Bank of Kansas City
- Type
- State-chartered bank
- FDIC certificate #
- 17009
- RSSD ID
- 751852
- Primary regulator
- FDIC
- Holding company
- Central Bancshares Ks Cty Inc
- Established
- August 10, 1950
- Headquarters
- 2301 Independence Boulevard, Kansas City, MO 64124
- Website
- www.centralbankkc.com
- Employees
- 49
Quick answers
Central Bank of Kansas City: common questions
Is Central Bank of Kansas City FDIC insured?
Yes. Central Bank of Kansas City is an FDIC-insured institution (FDIC certificate #17009). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Central Bank of Kansas City's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Central Bank of Kansas City ever failed?
There is no failure record for FDIC certificate #17009 in the FDIC failed bank list.
How many branches does Central Bank of Kansas City have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Kansas City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Comanche County Federal Credit UnionCredit union Lawton, OK | 96 out of 100, Very strong | $36.4M | 18.8% | 0.00% | vs |
| Farmers Bank & TrustBank Great Bend, KS | 96 out of 100, Very strong | $1.1B | 24.0% | 0.19% | vs |
| K.U.M.C. Credit UnionCredit union Shawnee, KS | 95 out of 100, Very strong | $31.4M | 13.8% | 0.04% | vs |
| The Bank of Grain ValleyBank Grain Valley, MO | 95 out of 100, Very strong | $110.6M | 24.0% | 0.00% | vs |
| National Advisors Trust CompanyBank Leawood, KS | 94 out of 100, Very strong | $21.6M | 83.7% | 0.00% | vs |
| Reliance Credit UnionCredit union Kansas City, KS | 93 out of 100, Very strong | $25.1M | 16.4% | 0.30% | vs |