TellerScore

Artisans' Bank is a si headquartered in Wilmington, Delaware, in business for about 165 years. At the end of Q2 2026 it reported $718.2M in total assets and $643.0M in deposits, with 13 offices.

Based on its Q2 2026 filing, Artisans' Bank scores 64/100, which we describe as moderate. That is higher than only 26% of 2,650 banks with $100 million – $1 billion. Among 17 banks headquartered in Delaware, it ranks 11th. Its strongest component is problem-loan coverage (89/100; 5.7%), and its lowest is earnings (41/100; 0.52%).

TellerScore · Q2 2026

Scorecard

Capital cushion54/100
Tier 1 leverage ratio: 10.44%
Loan quality75/100
Noncurrent loans ÷ total loans: 0.74%
Earnings41/100
Return on assets (annualized): 0.52%
Funding & liquidity79/100
Loans ÷ deposits and uninsured-deposit share: 81.1% · 15.1% uninsured
Problem-loan coverage89/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 5.66%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (66 → 64), mostly because the loan quality component weakened by 15 points.

TellerScore
606468Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202461
Q4 202466
Q1 202565
Q2 202566
Q3 202566
Q4 202568
Q1 202665
Q2 202664
Tier 1 leverage ratio
5.00%7.72%10.44%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.91%
Q3 20249.97%
Q4 20249.98%
Q1 20259.98%
Q2 202510.15%
Q3 202510.07%
Q4 202510.17%
Q1 202610.32%
Q2 202610.44%
Noncurrent loans
0.28%0.59%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.90%
Q3 20240.78%
Q4 20240.32%
Q1 20250.35%
Q2 20250.30%
Q3 20250.38%
Q4 20250.28%
Q1 20260.48%
Q2 20260.74%
Return on assets
0.29%0.41%0.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.40%
Q3 20240.40%
Q4 20240.39%
Q1 20250.29%
Q2 20250.31%
Q3 20250.42%
Q4 20250.48%
Q1 20260.41%
Q2 20260.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$718.2M10.44%0.74%0.52%81.1%
Q1 202665$719.6M10.32%0.48%0.41%79.2%
Q4 202568$714.7M10.17%0.28%0.48%79.7%
Q3 202566$716.4M10.07%0.38%0.42%78.3%
Q2 202566$695.6M10.15%0.30%0.31%80.8%
Q1 202565$694.5M9.98%0.35%0.29%79.0%
Q4 202466$695.4M9.98%0.32%0.39%81.5%
Q3 202461$689.5M9.97%0.78%0.40%82.3%
Q2 202460$685.3M9.91%0.90%0.40%80.6%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.44%
40th
Total risk-based capital13.95%
62nd
Problem loans0.74%
36th
Net charge-offs0.01%
46th
Return on assets0.52%
13th
Net interest margin3.36%
22nd
Efficiency ratio79.3%
14th
Loans to deposits81.1%
47th
Uninsured deposits15.1%
81st
Loan-loss reserves1.01%
28th
Texas ratio5.7%
32nd

Similar-size banks in Delaware

InstitutionScoreAssetsCapitalProblem loansCompare
County BankBank Rehoboth Beach, DE93 out of 100, Very strong$696.4M15.4%0.30%vs
Wilmington Trust, National AssociationBank Wilmington, DE58 out of 100, Moderate$772.1M86.9%6.86%vs
Community Bank DelawareBank Lewes, DE61 out of 100, Moderate$443.6M8.6%0.24%vs
Stifel Trust Company Delaware, National AssociationBank Greenville, DE82 out of 100, Strong$329.5M11.4%0.00%vs
Applied BankBank Wilmington, DE93 out of 100, Very strong$274.1M17.5%0.00%vs
BNY Mellon Trust of DelawareBank Wilmington, DE72 out of 100, Strong$254.9M29.6%2.48%vs

Deposit insurance

Is my money safe at Artisans' Bank?

Yes. Artisans' Bank is an FDIC-insured institution (FDIC certificate #17123). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 15.1% of deposits ($97.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.44%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.95% (benchmark: 10%).

Check how much of your own balance is covered

13 locations

Branches

Artisans' Bank lists 12 offices in 7 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Artisans' Bank
Former names
Artisans' Savings Bank
Type
SI
FDIC certificate #
17123
RSSD ID
73116
Primary regulator
FDIC
Established
February 28, 1861
Headquarters
2961 Centerville Rd, Wilmington, DE 19808
Employees
122

Quick answers

Artisans' Bank: common questions

Is Artisans' Bank FDIC insured?

Yes. Artisans' Bank is an FDIC-insured institution (FDIC certificate #17123). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Artisans' Bank's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Artisans' Bank ever failed?

There is no failure record for FDIC certificate #17123 in the FDIC failed bank list.

How many branches does Artisans' Bank have?

13 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Wilmington

InstitutionScoreAssetsCapitalProblem loansCompare
B. Braun Federal Credit UnionCredit union Allentown, PA100 out of 100, Very strong$1.9M25.1%0.00%vs
Police & Fire Federal Credit UnionCredit union Philadelphia, PA96 out of 100, Very strong$10.2B18.6%0.24%vs
HSBC Trust Company (Delaware), National AssociationBank Wilmington, DE94 out of 100, Very strong$57.2M97.8%0.00%vs
Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA94 out of 100, Very strong$71.6M25.3%0.69%vs
Applied BankBank Wilmington, DE93 out of 100, Very strong$274.1M17.5%0.00%vs
Deutsche Bank Trust Company DelawareBank Newark, DE93 out of 100, Very strong$141.4M93.2%0.00%vs