North Side Federal Savings and Loan Association of Chicago (FDIC certificate #29449) is based in Chicago, Illinois. Its Q2 2026 call report shows $41.8M in total assets and $34.6M in deposits and 1 office.
Based on its Q2 2026 filing, North Side Federal Savings and Loan Association of Chicago scores 42/100, which we describe as below average. That is higher than only 5% of 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 311th. Its strongest component is problem-loan coverage (71/100; 14.6%), and its lowest is earnings (13/100; -0.18%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (44 → 42), mostly because the funding & liquidity component weakened by 6 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 44 |
| Q3 2024 | 43 |
| Q4 2024 | 43 |
| Q1 2025 | 41 |
| Q2 2025 | 44 |
| Q3 2025 | 44 |
| Q4 2025 | 44 |
| Q1 2026 | 41 |
| Q2 2026 | 42 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.48% |
| Q3 2024 | 9.43% |
| Q4 2024 | 9.17% |
| Q1 2025 | 8.96% |
| Q2 2025 | 9.00% |
| Q3 2025 | 9.02% |
| Q4 2025 | 9.02% |
| Q1 2026 | 8.91% |
| Q2 2026 | 9.05% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.98% |
| Q3 2024 | 1.95% |
| Q4 2024 | 1.88% |
| Q1 2025 | 1.85% |
| Q2 2025 | 1.74% |
| Q3 2025 | 1.67% |
| Q4 2025 | 1.60% |
| Q1 2026 | 1.89% |
| Q2 2026 | 1.83% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.02% |
| Q3 2024 | -0.09% |
| Q4 2024 | -0.10% |
| Q1 2025 | -0.25% |
| Q2 2025 | -0.18% |
| Q3 2025 | -0.14% |
| Q4 2025 | -0.15% |
| Q1 2026 | -0.21% |
| Q2 2026 | -0.18% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 42 | $41.8M | 9.05% | 1.83% | -0.18% | 91.6% |
| Q1 2026 | 41 | $41.9M | 8.91% | 1.89% | -0.21% | 92.0% |
| Q4 2025 | 44 | $42.8M | 9.02% | 1.60% | -0.15% | 92.1% |
| Q3 2025 | 44 | $42.8M | 9.02% | 1.67% | -0.14% | 87.0% |
| Q2 2025 | 44 | $43.3M | 9.00% | 1.74% | -0.18% | 85.5% |
| Q1 2025 | 41 | $43.2M | 8.96% | 1.85% | -0.25% | 89.7% |
| Q4 2024 | 43 | $43.9M | 9.17% | 1.88% | -0.10% | 87.1% |
| Q3 2024 | 43 | $41.7M | 9.43% | 1.95% | -0.09% | 88.7% |
| Q2 2024 | 44 | $42.9M | 9.48% | 1.98% | -0.02% | 84.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Country Trust BankBank Bloomington, IL | 93 out of 100, Very strong | $42.3M | 78.7% | 0.00% | vs |
| Fairview State Banking CompanyBank Fairview, IL | 83 out of 100, Strong | $40.9M | 14.3% | 0.61% | vs |
| Community Bank of EastonBank Easton, IL | 85 out of 100, Very strong | $43.0M | 16.3% | 0.00% | vs |
| First State Bank of Van OrinBank Van Orin, IL | 53 out of 100, Below average | $40.0M | 12.4% | 4.54% | vs |
| Farmers State Bank of EmdenBank Emden, IL | 91 out of 100, Very strong | $37.8M | 29.6% | 0.00% | vs |
| Table Grove State BankBank Table Grove, IL | 57 out of 100, Moderate | $45.9M | 12.5% | 1.65% | vs |
Deposit insurance
Is my money safe at North Side Federal Savings and Loan Association of Chicago?
Yes. North Side Federal Savings and Loan Association of Chicago is an FDIC-insured institution (FDIC certificate #29449). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 7.1% of deposits ($2.5M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.05%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.17% (benchmark: 10%).
1 location
Branches
North Side Federal Savings and Loan Association of Chicago lists 1 office in 1 city. Most locations:
- Chicago, IL (1)
Identity & history
Profile
- Legal name
- North Side Federal Savings and Loan Association of Chicago
- Type
- Savings bank
- FDIC certificate #
- 29449
- RSSD ID
- 375379
- Primary regulator
- OCC
- Established
- January 1, 1934
- Headquarters
- 5159 N Clark St, Chicago, IL 60640
- Website
- www.northsidefederal.com
- Employees
- 8
Quick answers
North Side Federal Savings and Loan Association of Chicago: common questions
Is North Side Federal Savings and Loan Association of Chicago FDIC insured?
Yes. North Side Federal Savings and Loan Association of Chicago is an FDIC-insured institution (FDIC certificate #29449). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is North Side Federal Savings and Loan Association of Chicago's TellerScore?
42 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has North Side Federal Savings and Loan Association of Chicago ever failed?
There is no failure record for FDIC certificate #29449 in the FDIC failed bank list.
How many branches does North Side Federal Savings and Loan Association of Chicago have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Chicago
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |