Carroll County Trust Company of Carrollton, Missouri is a state-chartered bank headquartered in Carrollton, Missouri, in business for about 107 years. At the end of Q2 2026 it reported $207.6M in total assets and $173.4M in deposits, with 4 offices.
Carroll County Trust Company of Carrollton, Missouri has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 20% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 158th. Problem-loan coverage contributes the most (92/100, 4.0%); earnings contributes the least (32/100, 0.29%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (67 → 61), mostly because the loan quality component weakened by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 65 |
| Q4 2024 | 64 |
| Q1 2025 | 64 |
| Q2 2025 | 67 |
| Q3 2025 | 62 |
| Q4 2025 | 64 |
| Q1 2026 | 60 |
| Q2 2026 | 61 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.12% |
| Q3 2024 | 9.35% |
| Q4 2024 | 9.28% |
| Q1 2025 | 9.00% |
| Q2 2025 | 9.41% |
| Q3 2025 | 9.27% |
| Q4 2025 | 9.32% |
| Q1 2026 | 8.90% |
| Q2 2026 | 9.05% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.27% |
| Q3 2024 | 0.40% |
| Q4 2024 | 0.35% |
| Q1 2025 | 0.47% |
| Q2 2025 | 0.25% |
| Q3 2025 | 0.67% |
| Q4 2025 | 0.40% |
| Q1 2026 | 0.67% |
| Q2 2026 | 0.61% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.25% |
| Q3 2024 | 0.32% |
| Q4 2024 | 0.28% |
| Q1 2025 | 0.53% |
| Q2 2025 | 0.44% |
| Q3 2025 | 0.30% |
| Q4 2025 | 0.32% |
| Q1 2026 | 0.35% |
| Q2 2026 | 0.29% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $207.6M | 9.05% | 0.61% | 0.29% | 53.5% |
| Q1 2026 | 60 | $207.7M | 8.90% | 0.67% | 0.35% | 49.9% |
| Q4 2025 | 64 | $205.2M | 9.32% | 0.40% | 0.32% | 51.9% |
| Q3 2025 | 62 | $207.1M | 9.27% | 0.67% | 0.30% | 51.5% |
| Q2 2025 | 67 | $206.6M | 9.41% | 0.25% | 0.44% | 48.4% |
| Q1 2025 | 64 | $210.8M | 9.00% | 0.47% | 0.53% | 39.9% |
| Q4 2024 | 64 | $209.9M | 9.28% | 0.35% | 0.28% | 42.4% |
| Q3 2024 | 65 | $206.6M | 9.35% | 0.40% | 0.32% | 40.3% |
| Q2 2024 | 55 | $201.9M | 9.12% | 1.27% | 0.25% | 41.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Citizens-Farmers Bank of Cole CampBank Cole Camp, MO | 85 out of 100, Very strong | $207.0M | 14.8% | 1.35% | vs |
| Bank NorthwestBank Hamilton, MO | 77 out of 100, Strong | $210.3M | 9.7% | 0.16% | vs |
| The Corner Stone BankBank South West City, MO | 67 out of 100, Moderate | $211.4M | 12.2% | 1.72% | vs |
| 1st Advantage BankBank Saint Peters, MO | 68 out of 100, Moderate | $212.0M | 9.9% | 0.14% | vs |
| Bank 21Bank Carrollton, MO | 79 out of 100, Strong | $202.1M | 11.5% | 0.05% | vs |
| Adrian BankBank Adrian, MO | 85 out of 100, Very strong | $195.6M | 12.6% | 0.52% | vs |
Deposit insurance
Is my money safe at Carroll County Trust Company of Carrollton, Missouri?
Yes. Carroll County Trust Company of Carrollton, Missouri is an FDIC-insured institution (FDIC certificate #1611). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 26.1% of deposits ($45.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.05%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Carroll County Trust Company of Carrollton, Missouri lists 4 offices in 3 cities. Most locations:
- Carrollton, MO (2)
- Hale, MO (1)
- Waverly, MO (1)
Identity & history
Profile
- Legal name
- Carroll County Trust Company of Carrollton, Missouri
- Type
- State-chartered bank
- FDIC certificate #
- 1611
- RSSD ID
- 490843
- Primary regulator
- FDIC
- Holding company
- Carroll County Bancshares Inc
- Established
- January 1, 1919
- Headquarters
- 2 S Folger St, Carrollton, MO 64633
- Website
- www.cctconline.com
- Employees
- 25
Quick answers
Carroll County Trust Company of Carrollton, Missouri: common questions
Is Carroll County Trust Company of Carrollton, Missouri FDIC insured?
Yes. Carroll County Trust Company of Carrollton, Missouri is an FDIC-insured institution (FDIC certificate #1611). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Carroll County Trust Company of Carrollton, Missouri's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Carroll County Trust Company of Carrollton, Missouri ever failed?
There is no failure record for FDIC certificate #1611 in the FDIC failed bank list.
How many branches does Carroll County Trust Company of Carrollton, Missouri have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Carrollton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Wood & Huston BankBank Marshall, MO | 82 out of 100, Strong | $1.2B | 11.6% | 0.14% | vs |
| Home Savings and Loan Association of Carroll County, F.A.Bank Norborne, MO | 81 out of 100, Strong | $131.4M | 14.5% | 0.73% | vs |
| Bank 21Bank Carrollton, MO | 79 out of 100, Strong | $202.1M | 11.5% | 0.05% | vs |
| Goppert Financial BankBank Lathrop, MO | 76 out of 100, Strong | $312.0M | 10.1% | 0.00% | vs |
| County BankBank Brunswick, MO | 76 out of 100, Strong | $133.7M | 8.3% | 0.00% | vs |
| Pony Express BankBank Braymer, MO | 76 out of 100, Strong | $399.5M | 10.2% | 0.17% | vs |