TellerScore

Headquartered in New York, New York, Deutsche Bank Trust Company Americas is a state-chartered bank (fed member) with $40.5B in total assets and $28.1B in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1903.

Deutsche Bank Trust Company Americas has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 91% of its 132 banks with $10 billion – $100 billion. Among 121 banks headquartered in New York, it ranks 26th. Capital cushion contributes the most (100/100, 25.79%); funding & liquidity contributes the least (50/100, 55% loans-to-deposits, 91% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 25.79%
Loan quality69/100
Noncurrent loans ÷ total loans: 0.92%
Earnings57/100
Return on assets (annualized): 0.91%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 55.0% · 91.3% uninsured
Problem-loan coverage97/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.43%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (80 → 76), mostly because the earnings component weakened by 43 points.

TellerScore
737882Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202481
Q4 202473
Q1 202577
Q2 202580
Q3 202580
Q4 202582
Q1 202675
Q2 202676
Tier 1 leverage ratio
5.00%16.14%27.28%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202426.39%
Q3 202426.94%
Q4 202425.85%
Q1 202527.28%
Q2 202527.27%
Q3 202525.19%
Q4 202525.18%
Q1 202625.32%
Q2 202625.79%
Noncurrent loans
0.70%1.23%1.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.70%
Q3 20241.28%
Q4 20241.77%
Q1 20251.76%
Q2 20251.46%
Q3 20251.45%
Q4 20251.09%
Q1 20260.99%
Q2 20260.92%
Return on assets
0.84%1.61%2.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.13%
Q3 20242.17%
Q4 20241.49%
Q1 20252.38%
Q2 20252.26%
Q3 20252.04%
Q4 20251.86%
Q1 20260.84%
Q2 20260.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$40.5B25.79%0.92%0.91%55.0%
Q1 202675$39.7B25.32%0.99%0.84%56.6%
Q4 202582$43.0B25.18%1.09%1.86%48.4%
Q3 202580$40.3B25.19%1.45%2.04%54.5%
Q2 202580$42.9B27.27%1.46%2.26%52.8%
Q1 202577$39.7B27.28%1.76%2.38%54.9%
Q4 202473$39.8B25.85%1.77%1.49%55.2%
Q3 202481$39.9B26.94%1.28%2.17%56.8%
Q2 202480$40.6B26.39%0.70%1.13%59.2%

132 peers · $10 billion – $100 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio25.79%
100th
Total risk-based capital57.71%
99th
Problem loans0.92%
28th
Net charge-offs0.00%
90th
Return on assets0.91%
21st
Net interest margin2.51%
14th
Efficiency ratio63.7%
18th
Loans to deposits55.0%
93rd
Uninsured deposits91.3%
0th
Loan-loss reserves0.21%
8th
Texas ratio1.4%
88th

Similar-size banks in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of ChinaBank New York, NY25 out of 100, Low$48.5B0.0%1.63%vs
State Bank of IndiaBank New York, NY41 out of 100, Below average$22.5B0.0%0.00%vs
Apple BankBank New York, NY56 out of 100, Moderate$19.9B7.7%0.44%vs
Community Bank, National AssociationBank Canton, NY62 out of 100, Moderate$17.4B7.9%0.50%vs
Bank of BarodaBank New York, NY42 out of 100, Below average$16.2B0.0%0.00%vs
NBT Bank, National AssociationBank Norwich, NY64 out of 100, Moderate$16.1B9.5%0.55%vs

Deposit insurance

Is my money safe at Deutsche Bank Trust Company Americas?

Yes. Deutsche Bank Trust Company Americas is an FDIC-insured institution (FDIC certificate #623). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 91.3% of deposits ($25.7B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 25.79%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 57.71% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Deutsche Bank Trust Company Americas lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Deutsche Bank Trust Company Americas reported 60 home-loan applications under HMDA (LEI 8EWQ2UQKS07AKK8ANH81): 42 originated ($1,128,810,000 total), 1 denied, and 13 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Deutsche Bank Trust Company Americas
Former names
Bankers Trust Company
Type
State-chartered bank (Fed member)
FDIC certificate #
623
RSSD ID
214807
Primary regulator
FED
Holding company
Deutsche Bk Aktiengesellschaft
Established
March 30, 1903
Headquarters
1 Columbus Cir, New York, NY 10019
Website
www.db.com
Employees
369

Quick answers

Deutsche Bank Trust Company Americas: common questions

Is Deutsche Bank Trust Company Americas FDIC insured?

Yes. Deutsche Bank Trust Company Americas is an FDIC-insured institution (FDIC certificate #623). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Deutsche Bank Trust Company Americas's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Deutsche Bank Trust Company Americas ever failed?

There is no failure record for FDIC certificate #623 in the FDIC failed bank list.

How many branches does Deutsche Bank Trust Company Americas have?

1 office as of the latest FDIC data.

Nearby

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