TellerScore

Devon Bank (FDIC certificate #16249) is based in Chicago, Illinois. Its Q2 2026 call report shows $418.6M in total assets and $262.6M in deposits and 3 offices.

Based on its Q2 2026 filing, Devon Bank scores 50/100, which we describe as below average. That is higher than only 7% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 295th. Its strongest component is problem-loan coverage (96/100; 2.0%), and its lowest is earnings (13/100; -0.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion13/100
Tier 1 leverage ratio: 6.27%
Loan quality91/100
Noncurrent loans ÷ total loans: 0.27%
Earnings13/100
Return on assets (annualized): -0.17%
Funding & liquidity76/100
Loans ÷ deposits and uninsured-deposit share: 73.8% · 24.7% uninsured
Problem-loan coverage96/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.95%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (48 → 50), mostly because the earnings component improved by 9 points.

TellerScore
485051Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202450
Q3 202450
Q4 202448
Q1 202548
Q2 202548
Q3 202550
Q4 202551
Q1 202649
Q2 202650
Tier 1 leverage ratio
5.00%5.64%6.27%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20245.85%
Q3 20245.84%
Q4 20245.57%
Q1 20255.62%
Q2 20255.72%
Q3 20255.73%
Q4 20256.04%
Q1 20266.12%
Q2 20266.27%
Noncurrent loans
0.17%0.22%0.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.25%
Q3 20240.17%
Q4 20240.17%
Q1 20250.18%
Q2 20250.18%
Q3 20250.19%
Q4 20250.17%
Q1 20260.17%
Q2 20260.27%
Return on assets
-0.90%-0.52%-0.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.29%
Q3 2024-0.26%
Q4 2024-0.90%
Q1 2025-0.48%
Q2 2025-0.40%
Q3 2025-0.28%
Q4 2025-0.14%
Q1 2026-0.33%
Q2 2026-0.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202650$418.6M6.27%0.27%-0.17%73.8%
Q1 202649$436.1M6.12%0.17%-0.33%70.1%
Q4 202551$456.7M6.04%0.17%-0.14%66.2%
Q3 202550$466.2M5.73%0.19%-0.28%64.0%
Q2 202548$470.3M5.72%0.18%-0.40%65.7%
Q1 202548$481.6M5.62%0.18%-0.48%64.9%
Q4 202448$495.5M5.57%0.17%-0.90%66.6%
Q3 202450$508.0M5.84%0.17%-0.26%67.2%
Q2 202450$516.8M5.85%0.25%-0.29%68.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio6.27%
0th
Total risk-based capital10.65%
49th
Problem loans0.27%
59th
Net charge-offs0.01%
46th
Return on assets-0.17%
3rd
Net interest margin3.01%
10th
Efficiency ratio109.8%
1st
Loans to deposits73.8%
63rd
Uninsured deposits24.7%
47th
Loan-loss reserves0.86%
15th
Texas ratio2.0%
58th

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
First National Bank of BrookfieldBank Brookfield, IL82 out of 100, Strong$419.6M13.0%0.00%vs
The First National Bank of AllendaleBank Allendale, IL69 out of 100, Moderate$421.2M9.8%0.17%vs
Union National Bank and Trust Company of ElginBank Elgin, IL73 out of 100, Strong$421.8M9.9%0.00%vs
First Federal Savings BankBank Ottawa, IL57 out of 100, Moderate$421.9M10.7%1.32%vs
Alliance Community BankBank Petersburg, IL70 out of 100, Strong$414.5M9.1%0.55%vs
Community Savings BankBank Chicago, IL75 out of 100, Strong$410.2M13.5%0.20%vs

Deposit insurance

Is my money safe at Devon Bank?

Yes. Devon Bank is an FDIC-insured institution (FDIC certificate #16249). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 24.7% of deposits ($64.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 6.27%, slightly above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 10.65% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Devon Bank lists 3 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Devon Bank reported 561 home-loan applications under HMDA (LEI 549300UV5JQXLGVWIP44): 332 originated ($125,700,000 total), 24 denied, and 201 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Devon Bank
Former names
Devon Norton Town State Bank
Type
State-chartered bank
FDIC certificate #
16249
RSSD ID
347639
Primary regulator
FDIC
Holding company
Devon Bcorp Inc
Established
September 15, 1945
Headquarters
6445 N Western Ave, Chicago, IL 60645
Employees
107

Quick answers

Devon Bank: common questions

Is Devon Bank FDIC insured?

Yes. Devon Bank is an FDIC-insured institution (FDIC certificate #16249). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Devon Bank's TellerScore?

50 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Devon Bank ever failed?

There is no failure record for FDIC certificate #16249 in the FDIC failed bank list.

How many branches does Devon Bank have?

3 offices as of the latest FDIC data.

Nearby

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