TellerScore

Bank of Brewton (FDIC certificate #5605) is based in Brewton, Alabama. Its Q2 2026 call report shows $49.6M in total assets and $40.3M in deposits and 2 offices.

Based on its Q2 2026 filing, Bank of Brewton scores 93/100, which we describe as very strong. That is higher than 94% of 546 banks with under $100 million in assets. Among 93 banks headquartered in Alabama, it ranks 4th. Its strongest component is capital cushion (100/100; 20.57%), and its lowest is earnings (65/100; 1.14%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 20.57%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings65/100
Return on assets (annualized): 1.14%
Funding & liquidity97/100
Loans ÷ deposits and uninsured-deposit share: 37.1% · 18.3% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (85 → 93), mostly because the earnings component improved by 42 points.

TellerScore
587693Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202483
Q3 202458
Q4 202473
Q1 202579
Q2 202585
Q3 202587
Q4 202588
Q1 202691
Q2 202693
Tier 1 leverage ratio
5.00%13.60%22.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202421.55%
Q3 202422.20%
Q4 202420.93%
Q1 202520.91%
Q2 202520.21%
Q3 202520.38%
Q4 202520.51%
Q1 202620.30%
Q2 202620.57%
Noncurrent loans
0.00%2.14%4.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20244.27%
Q4 20240.82%
Q1 20250.92%
Q2 20250.00%
Q3 20250.00%
Q4 20250.01%
Q1 20260.00%
Q2 20260.00%
Return on assets
-1.46%-0.16%1.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.07%
Q3 20240.08%
Q4 2024-1.46%
Q1 20250.43%
Q2 20250.09%
Q3 20250.39%
Q4 20250.46%
Q1 20260.99%
Q2 20261.14%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$49.6M20.57%0.00%1.14%37.1%
Q1 202691$50.7M20.30%0.00%0.99%33.5%
Q4 202588$46.9M20.51%0.01%0.46%47.8%
Q3 202587$48.1M20.38%0.00%0.39%42.8%
Q2 202585$47.5M20.21%0.00%0.09%47.0%
Q1 202579$46.6M20.91%0.92%0.43%45.0%
Q4 202473$44.2M20.93%0.82%-1.46%48.2%
Q3 202458$45.5M22.20%4.27%0.08%50.1%
Q2 202483$46.1M21.55%0.00%-0.07%48.3%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.57%
86th
Total risk-based capital0.00%
27th
Problem loans0.00%
84th
Net charge-offs0.00%
58th
Return on assets1.14%
59th
Net interest margin4.21%
64th
Efficiency ratio75.6%
41st
Loans to deposits37.1%
85th
Uninsured deposits18.3%
40th
Loan-loss reserves1.51%
69th
Texas ratio0.0%
85th

Similar-size banks in Alabama

InstitutionScoreAssetsCapitalProblem loansCompare
Dozier BankBank Dozier, AL73 out of 100, Strong$54.8M26.8%1.84%vs
Solutions Plus BankBank Albertville, AL79 out of 100, Strong$43.9M56.7%0.00%vs
First Progressive BankBank Brewton, AL51 out of 100, Below average$31.6M28.0%3.82%vs
Bank of EvergreenBank Evergreen, AL81 out of 100, Strong$78.1M14.2%0.59%vs
Commonwealth National BankBank Mobile, AL45 out of 100, Below average$78.5M13.7%4.31%vs
BHM BankBank Birmingham, AL40 out of 100, Below average$17.4M13.6%9.48%vs

Deposit insurance

Is my money safe at Bank of Brewton?

Yes. Bank of Brewton is an FDIC-insured institution (FDIC certificate #5605). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 18.3% of deposits ($7.4M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 20.57%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Bank of Brewton lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Brewton
Type
State-chartered bank
FDIC certificate #
5605
RSSD ID
351131
Primary regulator
FDIC
Holding company
Repton Supply Co Inc
Established
August 1, 1889
Headquarters
103 Belleville Ave, Brewton, AL 36426
Employees
16

Quick answers

Bank of Brewton: common questions

Is Bank of Brewton FDIC insured?

Yes. Bank of Brewton is an FDIC-insured institution (FDIC certificate #5605). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Brewton's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Brewton ever failed?

There is no failure record for FDIC certificate #5605 in the FDIC failed bank list.

How many branches does Bank of Brewton have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Brewton

InstitutionScoreAssetsCapitalProblem loansCompare
Santa Rosa County Federal Credit UnionCredit union Milton, FL78 out of 100, Strong$223.0M13.6%1.18%vs
United BankBank Atmore, AL74 out of 100, Strong$1.5B15.8%1.35%vs
Gulf Winds Credit UnionCredit union Pensacola, FL69 out of 100, Moderate$1.4B9.9%0.44%vs
AmeriFirst BankBank Montgomery, AL69 out of 100, Moderate$364.1M9.7%0.19%vs
Regions BankBank Birmingham, AL64 out of 100, Moderate$159.8B9.5%0.93%vs
Truist BankBank Charlotte, NC63 out of 100, Moderate$548.3B9.8%0.72%vs