Headquartered in San Diego, California, Endeavor Bank is a state-chartered bank with $822.7M in total assets and $725.1M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 2018.
Based on its Q2 2026 filing, Endeavor Bank scores 69/100, which we describe as moderate. That is higher than only 40% of 2,650 banks with $100 million – $1 billion. Among 116 banks headquartered in California, it ranks 63rd. Its strongest component is problem-loan coverage (94/100; 2.9%), and its lowest is funding & liquidity (38/100; 90% loans-to-deposits, 44% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (67 → 69), mostly because the capital cushion component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 60 |
| Q4 2024 | 65 |
| Q1 2025 | 67 |
| Q2 2025 | 67 |
| Q3 2025 | 67 |
| Q4 2025 | 67 |
| Q1 2026 | 73 |
| Q2 2026 | 69 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.70% |
| Q3 2024 | 11.38% |
| Q4 2024 | 10.90% |
| Q1 2025 | 10.57% |
| Q2 2025 | 10.61% |
| Q3 2025 | 10.15% |
| Q4 2025 | 10.25% |
| Q1 2026 | 11.72% |
| Q2 2026 | 11.81% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.53% |
| Q3 2024 | 1.22% |
| Q4 2024 | 0.50% |
| Q1 2025 | 0.40% |
| Q2 2025 | 0.32% |
| Q3 2025 | 0.21% |
| Q4 2025 | 0.17% |
| Q1 2026 | 0.04% |
| Q2 2026 | 0.45% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.63% |
| Q3 2024 | 0.70% |
| Q4 2024 | 0.75% |
| Q1 2025 | 1.00% |
| Q2 2025 | 0.91% |
| Q3 2025 | 0.98% |
| Q4 2025 | 1.01% |
| Q1 2026 | 0.91% |
| Q2 2026 | 1.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $822.7M | 11.81% | 0.45% | 1.03% | 90.2% |
| Q1 2026 | 73 | $805.3M | 11.72% | 0.04% | 0.91% | 91.6% |
| Q4 2025 | 67 | $769.9M | 10.25% | 0.17% | 1.01% | 92.8% |
| Q3 2025 | 67 | $759.7M | 10.15% | 0.21% | 0.98% | 91.9% |
| Q2 2025 | 67 | $746.5M | 10.61% | 0.32% | 0.91% | 92.4% |
| Q1 2025 | 67 | $704.4M | 10.57% | 0.40% | 1.00% | 94.1% |
| Q4 2024 | 65 | $677.7M | 10.90% | 0.50% | 0.75% | 93.7% |
| Q3 2024 | 60 | $654.9M | 11.38% | 1.22% | 0.70% | 91.7% |
| Q2 2024 | 67 | $593.5M | 11.70% | 0.53% | 0.63% | 91.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Commercial Bank (USA)Bank Alhambra, CA | 71 out of 100, Strong | $849.9M | 23.3% | 1.05% | vs |
| River Valley Community BankBank Yuba City, CA | 65 out of 100, Moderate | $793.1M | 8.7% | 0.00% | vs |
| Mission Valley BankBank Sun Valley, CA | 54 out of 100, Below average | $782.0M | 11.0% | 1.94% | vs |
| Bank of San FranciscoBank San Francisco, CA | 68 out of 100, Moderate | $863.6M | 10.9% | 0.09% | vs |
| BAC Community BankBank Stockton, CA | 75 out of 100, Strong | $761.9M | 11.4% | 0.18% | vs |
| American Plus Bank, N.A.Bank Arcadia, CA | 88 out of 100, Very strong | $935.0M | 16.5% | 0.04% | vs |
Deposit insurance
Is my money safe at Endeavor Bank?
Yes. Endeavor Bank is an FDIC-insured institution (FDIC certificate #59099). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 43.9% of deposits ($318.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.81%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.02% (benchmark: 10%).
4 locations
Branches
Endeavor Bank lists 2 offices in 2 cities. Most locations:
- La Mesa, CA (1)
- San Diego, CA (1)
Identity & history
Profile
- Legal name
- Endeavor Bank
- Type
- State-chartered bank
- FDIC certificate #
- 59099
- RSSD ID
- 5192496
- Primary regulator
- FDIC
- Holding company
- Endeavor Bcorp
- Established
- January 22, 2018
- Headquarters
- 750 B St, San Diego, CA 92101
- Website
- www.endeavor.bank
- Employees
- 86
Quick answers
Endeavor Bank: common questions
Is Endeavor Bank FDIC insured?
Yes. Endeavor Bank is an FDIC-insured institution (FDIC certificate #59099). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Endeavor Bank's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Endeavor Bank ever failed?
There is no failure record for FDIC certificate #59099 in the FDIC failed bank list.
How many branches does Endeavor Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near San Diego
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Certified Federal Credit UnionCredit union El Monte, CA | 88 out of 100, Very strong | $925.3M | 20.7% | 0.37% | vs |
| San Diego County Credit UnionCredit union San Diego, CA | 86 out of 100, Very strong | $9.5B | 19.8% | 0.20% | vs |
| California Coast Credit UnionCredit union San Diego, CA | 85 out of 100, Very strong | $3.5B | 13.9% | 0.26% | vs |
| Home Bank of CaliforniaBank San Diego, CA | 84 out of 100, Strong | $255.4M | 12.3% | 0.00% | vs |
| Mission Federal Credit UnionCredit union San Diego, CA | 81 out of 100, Strong | $7.3B | 12.3% | 0.15% | vs |
| Sag-Aftra Federal Credit UnionCredit union Burbank, CA | 81 out of 100, Strong | $335.6M | 13.1% | 0.63% | vs |