Everglades Federal Credit Union is a federal credit union headquartered in Clewiston, Florida, in business for about 41 years. At the end of Q2 2026 it reported $55.4M in total assets and $49.5M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Everglades Federal Credit Union scores 71/100, which we describe as strong. That is higher than only 42% of 2,479 credit unions with under $100 million in assets. Among 107 credit unions headquartered in Florida, it ranks 56th. Its strongest component is problem-loan coverage (97/100; 1.7%), and its lowest is earnings (41/100; 0.52%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (69 → 71), mostly because the capital cushion component improved by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 59 |
| Q4 2024 | 59 |
| Q1 2025 | 66 |
| Q2 2025 | 69 |
| Q3 2025 | 68 |
| Q4 2025 | 66 |
| Q1 2026 | 66 |
| Q2 2026 | 71 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.41% |
| Q3 2024 | 9.66% |
| Q4 2024 | 9.88% |
| Q1 2025 | 9.47% |
| Q2 2025 | 9.55% |
| Q3 2025 | 10.15% |
| Q4 2025 | 10.17% |
| Q1 2026 | 10.03% |
| Q2 2026 | 10.36% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.59% |
| Q3 2024 | 0.36% |
| Q4 2024 | 0.62% |
| Q1 2025 | 0.12% |
| Q2 2025 | 0.23% |
| Q3 2025 | 0.44% |
| Q4 2025 | 0.79% |
| Q1 2026 | 0.29% |
| Q2 2026 | 0.28% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.36% |
| Q3 2024 | -0.52% |
| Q4 2024 | -0.24% |
| Q1 2025 | 0.12% |
| Q2 2025 | 0.56% |
| Q3 2025 | 0.52% |
| Q4 2025 | 0.59% |
| Q1 2026 | 0.10% |
| Q2 2026 | 0.52% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $55.4M | 10.36% | 0.28% | 0.52% | 69.4% |
| Q1 2026 | 66 | $55.9M | 10.03% | 0.29% | 0.10% | 67.7% |
| Q4 2025 | 66 | $55.4M | 10.17% | 0.79% | 0.59% | 69.5% |
| Q3 2025 | 68 | $54.4M | 10.15% | 0.44% | 0.52% | 72.1% |
| Q2 2025 | 69 | $57.0M | 9.55% | 0.23% | 0.56% | 68.0% |
| Q1 2025 | 66 | $56.2M | 9.47% | 0.12% | 0.12% | 66.3% |
| Q4 2024 | 59 | $54.5M | 9.88% | 0.62% | -0.24% | 69.4% |
| Q3 2024 | 59 | $54.8M | 9.66% | 0.36% | -0.52% | 70.4% |
| Q2 2024 | 58 | $57.5M | 9.41% | 0.59% | -0.36% | 67.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Priority Credit UnionCredit union Orlando, FL | 32 out of 100, Low | $56.1M | 8.6% | 3.17% | vs |
| Ocala Community Credit UnionCredit union Ocala, FL | 51 out of 100, Below average | $49.3M | 10.1% | 2.57% | vs |
| Jackson County 1st Credit UnionCredit union Marianna, FL | 81 out of 100, Strong | $48.9M | 18.1% | 0.76% | vs |
| Emerald Coast Federal Credit UnionCredit union Port St Joe, FL | 60 out of 100, Moderate | $65.4M | 7.8% | 0.32% | vs |
| Miami Federal Credit UnionCredit union Miami, FL | 63 out of 100, Moderate | $45.2M | 11.9% | 1.08% | vs |
| City-County Employees Credit UnionCredit union Clearwater, FL | 62 out of 100, Moderate | $42.5M | 8.3% | 0.59% | vs |
Deposit insurance
Is my money safe at Everglades Federal Credit Union?
Yes. Everglades Federal Credit Union is a federally insured credit union (NCUA charter #24204). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.8% of shares and deposits ($1.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.36%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Everglades Federal Credit Union lists 1 office in 1 city. Most locations:
- Clewiston, FL (1)
Identity & history
Profile
- Legal name
- Everglades Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24204
- RSSD ID
- 308199
- Primary regulator
- NCUA
- Established
- 1985
- Headquarters
- 1099 W Ventura Ave, Clewiston, FL 33440
- Employees
- 16
Quick answers
Everglades Federal Credit Union: common questions
Is Everglades Federal Credit Union NCUA insured?
Yes. Everglades Federal Credit Union is a federally insured credit union (NCUA charter #24204). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Everglades Federal Credit Union's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Everglades Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Clewiston
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of Belle GladeBank Belle Glade, FL | 72 out of 100, Strong | $160.1M | 10.2% | 0.00% | vs |
| First BankBank Clewiston, FL | 71 out of 100, Strong | $810.5M | 9.7% | 0.31% | vs |
| Seacoast National BankBank Stuart, FL | 63 out of 100, Moderate | $21.3B | 9.8% | 0.66% | vs |
| Suncoast Credit UnionCredit union Tampa, FL | 62 out of 100, Moderate | $20.8B | 10.1% | 0.92% | vs |
| PNC Bank, National AssociationBank Wilmington, DE | 62 out of 100, Moderate | $609.8B | 9.0% | 0.74% | vs |
| Pinnacle BankBank Nashville, TN | 60 out of 100, Moderate | $128.8B | 9.0% | 0.48% | vs |