TellerScore

Fortis Bank (FDIC certificate #34401) is based in Denver, Colorado. Its Q2 2026 call report shows $1.4B in total assets and $1.1B in deposits and 3 offices across 2 states.

Based on its Q2 2026 filing, Fortis Bank scores 58/100, which we describe as moderate. That is higher than only 17% of 897 banks with $1 billion – $10 billion. Among 63 banks headquartered in Colorado, it ranks 57th. Its strongest component is problem-loan coverage (92/100; 4.1%), and its lowest is capital cushion (40/100; 8.96%).

TellerScore · Q2 2026

Scorecard

Capital cushion40/100
Tier 1 leverage ratio: 8.96%
Loan quality84/100
Noncurrent loans ÷ total loans: 0.49%
Earnings48/100
Return on assets (annualized): 0.71%
Funding & liquidity41/100
Loans ÷ deposits and uninsured-deposit share: 94.4% · 37.5% uninsured
Problem-loan coverage92/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 4.07%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (55 → 58), mostly because the earnings component improved by 7 points.

TellerScore
505458Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202452
Q3 202450
Q4 202451
Q1 202555
Q2 202555
Q3 202557
Q4 202556
Q1 202657
Q2 202658
Tier 1 leverage ratio
5.00%6.98%8.96%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.87%
Q3 20248.42%
Q4 20248.51%
Q1 20258.54%
Q2 20258.56%
Q3 20258.58%
Q4 20258.63%
Q1 20268.70%
Q2 20268.96%
Noncurrent loans
0.29%0.43%0.58%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.45%
Q3 20240.50%
Q4 20240.41%
Q1 20250.35%
Q2 20250.58%
Q3 20250.32%
Q4 20250.29%
Q1 20260.40%
Q2 20260.49%
Return on assets
-0.18%0.29%0.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.18%
Q3 2024-0.17%
Q4 2024-0.06%
Q1 20250.43%
Q2 20250.54%
Q3 20250.53%
Q4 20250.60%
Q1 20260.76%
Q2 20260.71%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$1.4B8.96%0.49%0.71%94.4%
Q1 202657$1.3B8.70%0.40%0.76%98.7%
Q4 202556$1.4B8.63%0.29%0.60%98.8%
Q3 202557$1.3B8.58%0.32%0.53%89.5%
Q2 202555$1.3B8.56%0.58%0.54%88.1%
Q1 202555$1.3B8.54%0.35%0.43%88.0%
Q4 202451$1.3B8.51%0.41%-0.06%87.5%
Q3 202450$1.3B8.42%0.50%-0.17%85.7%
Q2 202452$1.2B8.87%0.45%-0.18%95.0%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.96%
11th
Total risk-based capital13.13%
43rd
Problem loans0.49%
52nd
Net charge-offs0.03%
52nd
Return on assets0.71%
15th
Net interest margin3.37%
30th
Efficiency ratio75.9%
11th
Loans to deposits94.4%
28th
Uninsured deposits37.5%
33rd
Loan-loss reserves0.93%
23rd
Texas ratio4.1%
45th

Similar-size banks in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Solera National BankBank Lakewood, CO63 out of 100, Moderate$1.6B8.6%1.45%vs
Colorado Federal Savings BankBank Greenwood Village, CO63 out of 100, Moderate$2.3B10.5%0.50%vs
ANB BankBank Denver, CO64 out of 100, Moderate$2.9B9.5%0.37%vs
First Western Trust BankBank Denver, CO58 out of 100, Moderate$3.2B9.2%0.60%vs
Alpine BankBank Glenwood Springs, CO73 out of 100, Strong$6.7B11.0%0.31%vs
Bank of ColoradoBank Fort Collins, CO74 out of 100, Strong$7.6B10.5%0.10%vs

Deposit insurance

Is my money safe at Fortis Bank?

Yes. Fortis Bank is an FDIC-insured institution (FDIC certificate #34401). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 37.5% of deposits ($417.2M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.96%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.13% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Fortis Bank lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Fortis Bank
Former names
Front Range Bank; Fortis Private Bank
Type
State-chartered bank
FDIC certificate #
34401
RSSD ID
2515320
Primary regulator
FDIC
Holding company
Fortis Bcorp
Established
May 13, 1997
Headquarters
7001 E Belleview Ave, Denver, CO 80237
Employees
109

Quick answers

Fortis Bank: common questions

Is Fortis Bank FDIC insured?

Yes. Fortis Bank is an FDIC-insured institution (FDIC certificate #34401). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Fortis Bank's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Fortis Bank ever failed?

There is no failure record for FDIC certificate #34401 in the FDIC failed bank list.

How many branches does Fortis Bank have?

3 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Denver

InstitutionScoreAssetsCapitalProblem loansCompare
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs
Star Tech Federal Credit UnionCredit union Greenwood Villa, CO91 out of 100, Very strong$11.1M22.2%0.38%vs
Denver Fire Department Federal Credit UnionCredit union Denver, CO89 out of 100, Very strong$213.5M14.2%0.09%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Transact Bank, National AssociationBank Denver, CO86 out of 100, Very strong$6.5M16.3%0.00%vs
Affidian Federal Credit UnionCredit union Denver, CO85 out of 100, Very strong$360.1M18.9%0.85%vs