TellerScore

Hawaiian Electric Employees Federal Credit Union (NCUA charter #1869) is based in Honolulu, Hawaii. Its Q2 2026 call report shows $37.1M in total assets and $30.1M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Hawaiian Electric Employees Federal Credit Union scores 83/100, which we describe as strong. That is higher than 72% of 2,479 credit unions with under $100 million in assets. Among 45 credit unions headquartered in Hawaii, it ranks 11th. Its strongest component is capital cushion (100/100; 18.38%), and its lowest is earnings (59/100; 0.99%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.38%
Loan quality66/100
Loans 60+ days delinquent ÷ total loans: 1.02%
Earnings59/100
Return on assets (annualized): 0.99%
Funding & liquidity100/100
Loans ÷ shares: 51.6% · 1.7% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.33%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (85 → 83), mostly because the loan quality component weakened by 8 points.

TellerScore
818588Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202484
Q4 202484
Q1 202588
Q2 202585
Q3 202587
Q4 202581
Q1 202681
Q2 202683
Net worth ratio
7.00%12.94%18.87%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.25%
Q3 202418.84%
Q4 202418.71%
Q1 202518.38%
Q2 202518.84%
Q3 202518.78%
Q4 202518.87%
Q1 202618.67%
Q2 202618.38%
Delinquent loans (60+ days)
0.37%0.78%1.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.37%
Q3 20240.54%
Q4 20240.52%
Q1 20250.71%
Q2 20250.79%
Q3 20250.53%
Q4 20251.17%
Q1 20261.19%
Q2 20261.02%
Return on assets
0.40%0.82%1.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.40%
Q3 20240.63%
Q4 20240.60%
Q1 20251.24%
Q2 20250.97%
Q3 20250.95%
Q4 20250.90%
Q1 20260.93%
Q2 20260.99%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$37.1M18.38%1.02%0.99%51.6%
Q1 202681$36.0M18.67%1.19%0.93%55.7%
Q4 202581$35.2M18.87%1.17%0.90%58.6%
Q3 202587$35.0M18.78%0.53%0.95%58.8%
Q2 202585$34.5M18.84%0.79%0.97%59.1%
Q1 202588$35.0M18.38%0.71%1.24%58.1%
Q4 202484$33.8M18.71%0.52%0.60%61.2%
Q3 202484$33.4M18.84%0.54%0.63%61.4%
Q2 202484$33.9M18.25%0.37%0.40%58.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.38%
71st
Problem loans1.02%
38th
Net charge-offs0.12%
55th
Return on assets0.99%
67th
Loans to deposits51.6%
61st
Uninsured deposits1.7%
47th
Loan-loss reserves0.00%
37th
Texas ratio2.3%
49th

Similar-size credit unions in Hawaii

InstitutionScoreAssetsCapitalProblem loansCompare
Lanai Federal Credit UnionCredit union Lanai City, HI78 out of 100, Strong$38.2M11.9%0.88%vs
Molokai Community Federal Credit UnionCredit union Kaunakakai, HI68 out of 100, Moderate$38.3M18.5%4.40%vs
Maui Teachers Federal Credit UnionCredit union Wailuku, HI89 out of 100, Very strong$38.5M16.8%0.00%vs
Hotel and Travel Industry Federal Credit UnionCredit union Honolulu, HI61 out of 100, Moderate$40.0M8.9%0.81%vs
Signia Federal Credit UnionCredit union Wahiawa, HI63 out of 100, Moderate$34.0M17.2%2.28%vs
Helco Federal Credit UnionCredit union Hilo, HI84 out of 100, Strong$46.5M18.8%0.14%vs

Deposit insurance

Is my money safe at Hawaiian Electric Employees Federal Credit Union?

Yes. Hawaiian Electric Employees Federal Credit Union is a federally insured credit union (NCUA charter #1869). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.7% of shares and deposits ($524K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.38%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Hawaiian Electric Employees Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Hawaiian Electric Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
1869
RSSD ID
4277
Primary regulator
NCUA
Established
1937
Headquarters
770 Kapiolani Blvd, Ste 514, Honolulu, HI 96813
Employees
5

Quick answers

Hawaiian Electric Employees Federal Credit Union: common questions

Is Hawaiian Electric Employees Federal Credit Union NCUA insured?

Yes. Hawaiian Electric Employees Federal Credit Union is a federally insured credit union (NCUA charter #1869). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Hawaiian Electric Employees Federal Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Hawaiian Electric Employees Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Honolulu

InstitutionScoreAssetsCapitalProblem loansCompare
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Hawaii Federal Credit UnionCredit union Honolulu, HI89 out of 100, Very strong$104.0M15.2%0.23%vs
Waialua Federal Credit UnionCredit union Waialua, HI88 out of 100, Very strong$47.4M17.8%0.16%vs
Ewa Federal Credit UnionCredit union Ewa Beach, HI86 out of 100, Very strong$13.1M23.9%0.65%vs
Hawaii Schools Federal Credit UnionCredit union Honolulu, HI83 out of 100, Strong$78.9M13.2%0.18%vs
University of Hawaii Federal Credit UnionCredit union Honolulu, HI81 out of 100, Strong$975.7M11.4%0.30%vs