TellerScore

First National Bank in Ord (FDIC certificate #5460) is based in Ord, Nebraska. Its Q2 2026 call report shows $165.6M in total assets and $146.1M in deposits and 3 offices.

First National Bank in Ord has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 92% of its 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 18th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (64/100, 11.35%).

TellerScore · Q2 2026

Scorecard

Capital cushion64/100
Tier 1 leverage ratio: 11.35%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings97/100
Return on assets (annualized): 1.93%
Funding & liquidity93/100
Loans ÷ deposits and uninsured-deposit share: 58.7% · 21.5% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (87 → 88).

TellerScore
858789Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202487
Q3 202489
Q4 202487
Q1 202587
Q2 202587
Q3 202589
Q4 202585
Q1 202686
Q2 202688
Tier 1 leverage ratio
5.00%8.28%11.55%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 202410.70%
Q3 202411.46%
Q4 202411.07%
Q1 202510.97%
Q2 202510.97%
Q3 202511.55%
Q4 202511.46%
Q1 202611.42%
Q2 202611.35%
Noncurrent loans
0.00%0.15%0.31%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.03%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.08%
Q1 20260.31%
Q2 20260.00%
Return on assets
1.66%2.17%2.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20242.69%
Q3 20242.52%
Q4 20242.10%
Q1 20252.39%
Q2 20252.08%
Q3 20251.94%
Q4 20251.66%
Q1 20262.18%
Q2 20261.93%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$165.6M11.35%0.00%1.93%58.7%
Q1 202686$165.4M11.42%0.31%2.18%56.0%
Q4 202585$159.8M11.46%0.08%1.66%57.0%
Q3 202589$156.7M11.55%0.00%1.94%59.3%
Q2 202587$156.9M10.97%0.00%2.08%57.5%
Q1 202587$159.5M10.97%0.00%2.39%55.4%
Q4 202487$154.9M11.07%0.03%2.10%62.2%
Q3 202489$148.2M11.46%0.00%2.52%58.8%
Q2 202487$150.3M10.70%0.00%2.69%55.4%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.35%
56th
Total risk-based capital24.08%
92nd
Problem loans0.00%
94th
Net charge-offs-0.02%
91st
Return on assets1.93%
85th
Net interest margin3.96%
51st
Efficiency ratio52.1%
79th
Loans to deposits58.7%
84th
Uninsured deposits21.5%
59th
Loan-loss reserves1.56%
82nd
Texas ratio0.0%
95th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Legends West BankBank Lewellen, NE69 out of 100, Moderate$157.8M11.5%0.35%vs
Cedar Rapids State BankBank Cedar Rapids, NE55 out of 100, Moderate$174.9M9.6%1.73%vs
Brunswick State BankBank Brunswick, NE59 out of 100, Moderate$175.6M9.4%1.30%vs
Farmers and Merchants Bank of AshlandBank Ashland, NE71 out of 100, Strong$152.2M10.0%0.42%vs
Bank of HartingtonBank Hartington, NE72 out of 100, Strong$151.0M9.0%0.00%vs
State Bank of Table RockBank Table Rock, NE64 out of 100, Moderate$150.4M9.7%0.79%vs

Deposit insurance

Is my money safe at First National Bank in Ord?

Yes. First National Bank in Ord is an FDIC-insured institution (FDIC certificate #5460). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 21.5% of deposits ($31.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.35%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 24.08% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

First National Bank in Ord lists 3 offices in 3 cities. Most locations:

  • Greeley, NE (1)
  • Ord, NE (1)
  • Sargent, NE (1)

All branch addresses and map

Identity & history

Profile

Legal name
First National Bank in Ord
Type
National bank
FDIC certificate #
5460
RSSD ID
850054
Primary regulator
OCC
Holding company
Bbj Inc
Established
January 1, 1882
Headquarters
1411 M St, Ord, NE 68862
Employees
24

Quick answers

First National Bank in Ord: common questions

Is First National Bank in Ord FDIC insured?

Yes. First National Bank in Ord is an FDIC-insured institution (FDIC certificate #5460). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First National Bank in Ord's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First National Bank in Ord ever failed?

There is no failure record for FDIC certificate #5460 in the FDIC failed bank list.

How many branches does First National Bank in Ord have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Ord

InstitutionScoreAssetsCapitalProblem loansCompare
BankFirstBank Norfolk, NE85 out of 100, Very strong$1.2B15.3%0.84%vs
Heartland BankBank Geneva, NE80 out of 100, Strong$911.1M10.3%0.13%vs
Farmers and Merchants BankBank Milford, NE78 out of 100, Strong$1.1B10.6%0.00%vs
First Nebraska BankBank Valley, NE75 out of 100, Strong$371.4M10.3%0.23%vs
Henderson State BankBank Henderson, NE72 out of 100, Strong$678.5M10.4%0.27%vs
Security First BankBank Lincoln, NE65 out of 100, Moderate$2.3B8.3%0.17%vs