TellerScore

Logan County School Employees Federal Credit Union is a federal credit union headquartered in Logan, West Virginia, in business for about 41 years. At the end of Q2 2026 it reported $1.3M in total assets and $1.0M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Logan County School Employees Federal Credit Union scores 66/100, which we describe as moderate. That is higher than only 32% of 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 48th. Its strongest component is capital cushion (100/100; 19.27%), and its lowest is loan quality (0/100; 3.93%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.27%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.93%
Earnings56/100
Return on assets (annualized): 0.89%
Funding & liquidity100/100
Loans ÷ shares: 16.8% · 0.0% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.63%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (58 → 66), mostly because the earnings component improved by 41 points.

TellerScore
546983Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202454
Q4 202456
Q1 202565
Q2 202558
Q3 202573
Q4 202583
Q1 202667
Q2 202666
Net worth ratio
7.00%13.54%20.09%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.27%
Q3 202417.25%
Q4 202419.28%
Q1 202518.80%
Q2 202518.84%
Q3 202519.84%
Q4 202520.09%
Q1 202619.07%
Q2 202619.27%
Delinquent loans (60+ days)
0.23%3.60%6.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20244.00%
Q3 20246.96%
Q4 20243.34%
Q1 20251.77%
Q2 20253.15%
Q3 20251.57%
Q4 20250.23%
Q1 20263.23%
Q2 20263.93%
Return on assets
-0.80%0.14%1.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.69%
Q3 2024-0.55%
Q4 2024-0.35%
Q1 2025-0.80%
Q2 2025-0.13%
Q3 20250.24%
Q4 20250.13%
Q1 20261.07%
Q2 20260.89%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$1.3M19.27%3.93%0.89%16.8%
Q1 202667$1.3M19.07%3.23%1.07%14.9%
Q4 202583$1.2M20.09%0.23%0.13%17.3%
Q3 202573$1.2M19.84%1.57%0.24%18.9%
Q2 202558$1.3M18.84%3.15%-0.13%16.1%
Q1 202565$1.3M18.80%1.77%-0.80%16.5%
Q4 202456$1.2M19.28%3.34%-0.35%18.2%
Q3 202454$1.4M17.25%6.96%-0.55%18.0%
Q2 202464$1.4M17.27%4.00%0.69%18.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.27%
75th
Problem loans3.93%
9th
Net charge-offs0.00%
77th
Return on assets0.89%
63rd
Loans to deposits16.8%
96th
Uninsured deposits0.0%
81st
Loan-loss reserves7.73%
98th
Texas ratio2.6%
45th

Similar-size credit unions in West Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
City of Fairmont Federal Credit UnionCredit union Fairmont, WV48 out of 100, Below average$1.4M10.9%9.25%vs
U S Employees Federal Credit UnionCredit union Fairmont, WV32 out of 100, Low$526K7.7%2.94%vs
Eagle Can Employees Federal Credit UnionCredit union Wellsburg, WV80 out of 100, Strong$455K32.2%1.18%vs
W. Virginia State Convention Credit UnionCredit union Hilltop, WV58 out of 100, Moderate$382K9.9%3.99%vs
McDowell County Federal Credit UnionCredit union Welch, WV88 out of 100, Very strong$68K23.6%0.00%vs
Teamsters Local 697 Federal Credit UnionCredit union Wheeling, WV45 out of 100, Below average$2.9M11.7%2.83%vs

Deposit insurance

Is my money safe at Logan County School Employees Federal Credit Union?

Yes. Logan County School Employees Federal Credit Union is a federally insured credit union (NCUA charter #24200). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 19.27%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Logan County School Employees Federal Credit Union lists 1 office in 1 city. Most locations:

  • Stollings, WV (1)

All branch addresses and map

Identity & history

Profile

Legal name
Logan County School Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
24200
RSSD ID
456399
Primary regulator
NCUA
Established
1985
Headquarters
Po 601, Logan, WV 25601
Employees
1

Quick answers

Logan County School Employees Federal Credit Union: common questions

Is Logan County School Employees Federal Credit Union NCUA insured?

Yes. Logan County School Employees Federal Credit Union is a federally insured credit union (NCUA charter #24200). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Logan County School Employees Federal Credit Union's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Logan County School Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Logan

InstitutionScoreAssetsCapitalProblem loansCompare
Logan Bank & Trust CompanyBank Logan, WV85 out of 100, Very strong$359.2M11.7%0.45%vs
Community Trust Bank, Inc.Bank Pikeville, KY80 out of 100, Strong$6.9B13.4%0.58%vs
First Community BankBank Bluefield, VA75 out of 100, Strong$3.6B10.2%0.70%vs
United BankBank Fairfax, VA74 out of 100, Strong$33.6B11.6%0.44%vs
Peoples BankBank Marietta, OH67 out of 100, Moderate$9.5B9.7%0.60%vs
Burke & Herbert Bank & Trust CompanyBank Alexandria, VA65 out of 100, Moderate$11.0B12.3%1.19%vs