TellerScore

East Wisconsin Savings Bank (FDIC certificate #30313) is based in Kaukauna, Wisconsin. Its Q2 2026 call report shows $265.8M in total assets and $226.2M in deposits and 4 offices.

Based on its Q2 2026 filing, East Wisconsin Savings Bank scores 53/100, which we describe as below average. That is higher than only 9% of 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 141st. Its strongest component is loan quality (98/100; 0.06%), and its lowest is earnings (5/100; -0.39%).

TellerScore · Q2 2026

Scorecard

Capital cushion21/100
Tier 1 leverage ratio: 7.13%
Loan quality98/100
Noncurrent loans ÷ total loans: 0.06%
Earnings5/100
Return on assets (annualized): -0.39%
Funding & liquidity78/100
Loans ÷ deposits and uninsured-deposit share: 82.2% · 7.5% uninsured
Problem-loan coverage98/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.76%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (50 → 53), mostly because the capital cushion component improved by 8 points.

TellerScore
485154Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202448
Q3 202454
Q4 202453
Q1 202552
Q2 202550
Q3 202549
Q4 202548
Q1 202651
Q2 202653
Tier 1 leverage ratio
5.00%6.19%7.39%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20245.90%
Q3 20247.39%
Q4 20246.92%
Q1 20256.56%
Q2 20256.35%
Q3 20256.01%
Q4 20256.12%
Q1 20266.33%
Q2 20267.13%
Noncurrent loans
0.01%0.08%0.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.15%
Q3 20240.01%
Q4 20240.01%
Q1 20250.01%
Q2 20250.03%
Q3 20250.01%
Q4 20250.16%
Q1 20260.01%
Q2 20260.06%
Return on assets
-1.93%-1.16%-0.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.62%
Q3 2024-0.58%
Q4 2024-0.62%
Q1 2025-0.70%
Q2 2025-0.52%
Q3 2025-1.93%
Q4 2025-1.43%
Q1 2026-0.39%
Q2 2026-0.39%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$265.8M7.13%0.06%-0.39%82.2%
Q1 202651$263.0M6.33%0.01%-0.39%84.2%
Q4 202548$270.5M6.12%0.16%-1.43%87.0%
Q3 202549$279.7M6.01%0.01%-1.93%89.1%
Q2 202550$284.5M6.35%0.03%-0.52%87.7%
Q1 202552$276.9M6.56%0.01%-0.70%81.6%
Q4 202453$273.0M6.92%0.01%-0.62%80.2%
Q3 202454$268.7M7.39%0.01%-0.58%80.2%
Q2 202448$267.1M5.90%0.15%-0.62%80.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.13%
0th
Total risk-based capital12.63%
55th
Problem loans0.06%
77th
Net charge-offs0.06%
26th
Return on assets-0.39%
2nd
Net interest margin1.93%
1st
Efficiency ratio111.2%
1st
Loans to deposits82.2%
45th
Uninsured deposits7.5%
97th
Loan-loss reserves0.63%
6th
Texas ratio0.8%
73rd

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Alliance BankBank Mondovi, WI72 out of 100, Strong$266.0M9.0%0.58%vs
Pillar BankBank Baldwin, WI62 out of 100, Moderate$267.0M10.0%0.92%vs
Bank of DeerfieldBank Deerfield, WI76 out of 100, Strong$268.3M10.5%0.13%vs
Marathon BankBank Wausau, WI82 out of 100, Strong$261.1M15.3%0.03%vs
Ergo BankBank Markesan, WI44 out of 100, Below average$276.7M8.4%1.74%vs
Security BankBank New Auburn, WI69 out of 100, Moderate$253.8M11.6%1.19%vs

Deposit insurance

Is my money safe at East Wisconsin Savings Bank?

Yes. East Wisconsin Savings Bank is an FDIC-insured institution (FDIC certificate #30313). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 7.5% of deposits ($17.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 7.13%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.63% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

East Wisconsin Savings Bank lists 4 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, East Wisconsin Savings Bank reported 266 home-loan applications under HMDA (LEI 254900FSTRXV05536767): 196 originated ($62,770,000 total), 15 denied, and 30 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
East Wisconsin Savings Bank
Former names
East Wisconsin Savings Bank, S.A.; East Wisconsin Savings and Loan Association
Type
SI
FDIC certificate #
30313
RSSD ID
35879
Primary regulator
FDIC
Holding company
Ewsb Bcorp Inc
Established
January 1, 1887
Headquarters
109 W 2nd St, Kaukauna, WI 54130
Employees
41

Quick answers

East Wisconsin Savings Bank: common questions

Is East Wisconsin Savings Bank FDIC insured?

Yes. East Wisconsin Savings Bank is an FDIC-insured institution (FDIC certificate #30313). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is East Wisconsin Savings Bank's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has East Wisconsin Savings Bank ever failed?

There is no failure record for FDIC certificate #30313 in the FDIC failed bank list.

How many branches does East Wisconsin Savings Bank have?

4 offices as of the latest FDIC data.

Nearby

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