Mediapolis Savings Bank is a state-chartered bank headquartered in Mediapolis, Iowa, in business for about 86 years. At the end of Q2 2026 it reported $269.9M in total assets and $225.8M in deposits, with 5 offices.
Based on its Q2 2026 filing, Mediapolis Savings Bank scores 71/100, which we describe as strong. That is higher than only 47% of 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 124th. Its strongest component is problem-loan coverage (94/100; 2.8%), and its lowest is capital cushion (52/100; 10.20%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (68 → 71), mostly because the capital cushion component improved by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 64 |
| Q4 2024 | 66 |
| Q1 2025 | 66 |
| Q2 2025 | 68 |
| Q3 2025 | 69 |
| Q4 2025 | 67 |
| Q1 2026 | 71 |
| Q2 2026 | 71 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.25% |
| Q3 2024 | 9.51% |
| Q4 2024 | 9.18% |
| Q1 2025 | 9.09% |
| Q2 2025 | 8.93% |
| Q3 2025 | 9.27% |
| Q4 2025 | 8.95% |
| Q1 2026 | 10.13% |
| Q2 2026 | 10.20% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.99% |
| Q3 2024 | 0.67% |
| Q4 2024 | 0.35% |
| Q1 2025 | 0.38% |
| Q2 2025 | 0.24% |
| Q3 2025 | 0.25% |
| Q4 2025 | 0.29% |
| Q1 2026 | 0.30% |
| Q2 2026 | 0.39% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.84% |
| Q3 2024 | 0.95% |
| Q4 2024 | 1.01% |
| Q1 2025 | 1.09% |
| Q2 2025 | 1.24% |
| Q3 2025 | 1.27% |
| Q4 2025 | 1.26% |
| Q1 2026 | 1.37% |
| Q2 2026 | 1.53% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $269.9M | 10.20% | 0.39% | 1.53% | 93.6% |
| Q1 2026 | 71 | $272.6M | 10.13% | 0.30% | 1.37% | 88.4% |
| Q4 2025 | 67 | $258.4M | 8.95% | 0.29% | 1.26% | 89.3% |
| Q3 2025 | 69 | $263.9M | 9.27% | 0.25% | 1.27% | 85.1% |
| Q2 2025 | 68 | $264.3M | 8.93% | 0.24% | 1.24% | 82.6% |
| Q1 2025 | 66 | $259.5M | 9.09% | 0.38% | 1.09% | 83.3% |
| Q4 2024 | 66 | $251.0M | 9.18% | 0.35% | 1.01% | 85.4% |
| Q3 2024 | 64 | $251.2M | 9.51% | 0.67% | 0.95% | 86.4% |
| Q2 2024 | 59 | $251.9M | 9.25% | 0.99% | 0.84% | 85.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Freedom Financial BankBank West Des Moines, IA | 68 out of 100, Moderate | $269.3M | 9.3% | 0.00% | vs |
| Westside State BankBank Westside, IA | 51 out of 100, Below average | $268.7M | 8.8% | 1.57% | vs |
| Cherokee State BankBank Cherokee, IA | 83 out of 100, Strong | $271.1M | 13.0% | 0.00% | vs |
| Farmers and Merchants State BankBank Winterset, IA | 78 out of 100, Strong | $271.7M | 10.7% | 0.00% | vs |
| Security Trust & Savings BankBank Storm Lake, IA | 70 out of 100, Strong | $266.4M | 10.4% | 0.78% | vs |
| FNB BankBank Fontanelle, IA | 91 out of 100, Very strong | $274.6M | 14.5% | 0.02% | vs |
Deposit insurance
Is my money safe at Mediapolis Savings Bank?
Yes. Mediapolis Savings Bank is an FDIC-insured institution (FDIC certificate #15772). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.0% of deposits ($56.4M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.20%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
Mediapolis Savings Bank lists 5 offices in 4 cities. Most locations:
- Mediapolis, IA (2)
- Burlington, IA (1)
- Morning Sun, IA (1)
- Wapello, IA (1)
Identity & history
Profile
- Legal name
- Mediapolis Savings Bank
- Type
- State-chartered bank
- FDIC certificate #
- 15772
- RSSD ID
- 826648
- Primary regulator
- FDIC
- Holding company
- Mediapolis Bcorp
- Established
- September 16, 1940
- Headquarters
- 605 Main St, Mediapolis, IA 52637
- Website
- www.gomsb.bank
- Employees
- 38
Quick answers
Mediapolis Savings Bank: common questions
Is Mediapolis Savings Bank FDIC insured?
Yes. Mediapolis Savings Bank is an FDIC-insured institution (FDIC certificate #15772). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Mediapolis Savings Bank's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Mediapolis Savings Bank ever failed?
There is no failure record for FDIC certificate #15772 in the FDIC failed bank list.
How many branches does Mediapolis Savings Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Mediapolis
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Casebine Community Credit UnionCredit union Burlington, IA | 95 out of 100, Very strong | $29.1M | 22.5% | 0.08% | vs |
| Burlington Municipal Employees Credit UnionCredit union Burlington, IA | 80 out of 100, Strong | $4.7M | 15.6% | 0.87% | vs |
| Farmers Savings BankBank Wever, IA | 80 out of 100, Strong | $130.5M | 13.7% | 0.27% | vs |
| Security Savings BankBank Monmouth, IL | 80 out of 100, Strong | $241.4M | 13.0% | 0.30% | vs |
| Aim Credit UnionCredit union Dubuque, IA | 79 out of 100, Strong | $201.2M | 13.1% | 0.60% | vs |
| Washington State BankBank Washington, IA | 78 out of 100, Strong | $601.1M | 12.5% | 0.49% | vs |