TellerScore

Headquartered in Burlington, Iowa, Burlington Municipal Employees Credit Union is a federally insured state-chartered credit union with $4.7M in total assets and $3.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1939.

Burlington Municipal Employees Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 65% of its 2,479 credit unions with under $100 million in assets. Among 66 credit unions headquartered in Iowa, it ranks 22nd. Capital cushion contributes the most (100/100, 15.57%); earnings contributes the least (65/100, 1.13%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.57%
Loan quality71/100
Loans 60+ days delinquent ÷ total loans: 0.87%
Earnings65/100
Return on assets (annualized): 1.13%
Funding & liquidity68/100
Loans ÷ shares: 92.5% · 0.6% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.04%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (87 → 80), mostly because the loan quality component weakened by 24 points.

TellerScore
758187Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202481
Q4 202479
Q1 202580
Q2 202587
Q3 202575
Q4 202577
Q1 202681
Q2 202680
Net worth ratio
7.00%11.29%15.57%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.70%
Q3 202413.59%
Q4 202414.21%
Q1 202514.11%
Q2 202514.49%
Q3 202514.85%
Q4 202515.29%
Q1 202615.17%
Q2 202615.57%
Delinquent loans (60+ days)
0.15%0.76%1.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.30%
Q3 20240.30%
Q4 20240.55%
Q1 20250.32%
Q2 20250.15%
Q3 20251.37%
Q4 20251.22%
Q1 20260.78%
Q2 20260.87%
Return on assets
0.75%0.98%1.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.07%
Q3 20241.08%
Q4 20240.88%
Q1 20250.75%
Q2 20251.22%
Q3 20251.21%
Q4 20251.21%
Q1 20261.12%
Q2 20261.13%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$4.7M15.57%0.87%1.13%92.5%
Q1 202681$4.7M15.17%0.78%1.12%89.5%
Q4 202577$4.6M15.29%1.22%1.21%94.4%
Q3 202575$4.6M14.85%1.37%1.21%94.2%
Q2 202587$4.6M14.49%0.15%1.22%87.5%
Q1 202580$4.6M14.11%0.32%0.75%89.4%
Q4 202479$4.5M14.21%0.55%0.88%90.5%
Q3 202481$4.6M13.59%0.30%1.08%91.3%
Q2 202479$4.9M12.70%0.30%1.07%88.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.57%
58th
Problem loans0.87%
44th
Net charge-offs-0.53%
98th
Return on assets1.13%
73rd
Loans to deposits92.5%
7th
Uninsured deposits0.6%
58th
Loan-loss reserves1.46%
87th
Texas ratio4.0%
35th

Similar-size credit unions in Iowa

InstitutionScoreAssetsCapitalProblem loansCompare
Gas & Electric Employees Credit UnionCredit union Mason City, IA69 out of 100, Moderate$4.5M48.1%4.11%vs
Dubuque Postal Employees Credit UnionCredit union Dubuque, IA92 out of 100, Very strong$4.3M15.3%0.00%vs
Polk County Credit UnionCredit union Des Moines, IA94 out of 100, Very strong$5.5M23.6%0.04%vs
Allen Hospital Personnel Credit UnionCredit union Waterloo, IA77 out of 100, Strong$6.0M18.5%1.18%vs
Des Moines Fire Department Credit UnionCredit union Des Moines, IA70 out of 100, Strong$3.4M24.1%2.04%vs
Lee County Credit UnionCredit union Keokuk, IA91 out of 100, Very strong$3.2M31.8%0.00%vs

Deposit insurance

Is my money safe at Burlington Municipal Employees Credit Union?

Yes. Burlington Municipal Employees Credit Union is a federally insured credit union (NCUA charter #65239). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.6% of shares and deposits ($24K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.57%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Burlington Municipal Employees Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Burlington Municipal Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65239
RSSD ID
52090
Primary regulator
State + NCUA
Established
1939
Headquarters
418 Valley St, Burlington, IA 52601
Employees
2

Quick answers

Burlington Municipal Employees Credit Union: common questions

Is Burlington Municipal Employees Credit Union NCUA insured?

Yes. Burlington Municipal Employees Credit Union is a federally insured credit union (NCUA charter #65239). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Burlington Municipal Employees Credit Union's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Burlington Municipal Employees Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Burlington

InstitutionScoreAssetsCapitalProblem loansCompare
Casebine Community Credit UnionCredit union Burlington, IA95 out of 100, Very strong$29.1M22.5%0.08%vs
Du Pont Employees Credit UnionCredit union Fort Madison, IA84 out of 100, Strong$6.8M11.8%0.00%vs
Farmers Savings BankBank Wever, IA80 out of 100, Strong$130.5M13.7%0.27%vs
Security Savings BankBank Monmouth, IL80 out of 100, Strong$241.4M13.0%0.30%vs
Aim Credit UnionCredit union Dubuque, IA79 out of 100, Strong$201.2M13.1%0.60%vs
Pilot Grove Savings BankBank Pilot Grove, IA74 out of 100, Strong$1.2B8.8%0.13%vs