Headquartered in South Easton, Massachusetts, North Easton Savings Bank is a si with $1.8B in total assets and $1.6B in deposits as of Q2 2026. It operates 14 offices. Its charter dates back to 1864.
North Easton Savings Bank has a TellerScore of 59 out of 100 (moderate) based on Q2 2026 data — higher than only 19% of its 897 banks with $1 billion – $10 billion. Among 92 banks headquartered in Massachusetts, it ranks 64th. Problem-loan coverage contributes the most (80/100, 10.0%); loan quality contributes the least (45/100, 1.64%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (62 → 59), mostly because the loan quality component weakened by 39 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 59 |
| Q4 2024 | 59 |
| Q1 2025 | 60 |
| Q2 2025 | 62 |
| Q3 2025 | 62 |
| Q4 2025 | 59 |
| Q1 2026 | 67 |
| Q2 2026 | 59 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.59% |
| Q3 2024 | 8.65% |
| Q4 2024 | 8.72% |
| Q1 2025 | 8.69% |
| Q2 2025 | 8.86% |
| Q3 2025 | 8.99% |
| Q4 2025 | 9.08% |
| Q1 2026 | 11.47% |
| Q2 2026 | 11.19% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.30% |
| Q3 2024 | 0.55% |
| Q4 2024 | 0.64% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.47% |
| Q3 2025 | 0.52% |
| Q4 2025 | 0.71% |
| Q1 2026 | 0.76% |
| Q2 2026 | 1.64% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.56% |
| Q4 2024 | 0.61% |
| Q1 2025 | 0.61% |
| Q2 2025 | 0.68% |
| Q3 2025 | 0.70% |
| Q4 2025 | 0.68% |
| Q1 2026 | 0.71% |
| Q2 2026 | 0.76% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $1.8B | 11.19% | 1.64% | 0.76% | 81.9% |
| Q1 2026 | 67 | $1.8B | 11.47% | 0.76% | 0.71% | 83.3% |
| Q4 2025 | 59 | $1.8B | 9.08% | 0.71% | 0.68% | 86.1% |
| Q3 2025 | 62 | $1.8B | 8.99% | 0.52% | 0.70% | 85.2% |
| Q2 2025 | 62 | $1.7B | 8.86% | 0.47% | 0.68% | 84.1% |
| Q1 2025 | 60 | $1.7B | 8.69% | 0.51% | 0.61% | 82.4% |
| Q4 2024 | 59 | $1.7B | 8.72% | 0.64% | 0.61% | 83.7% |
| Q3 2024 | 59 | $1.7B | 8.65% | 0.55% | 0.56% | 87.0% |
| Q2 2024 | 62 | $1.6B | 8.59% | 0.30% | 0.58% | 86.3% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fall River Five Cents Savings BankBank Fall River, MA | 52 out of 100, Below average | $1.9B | 8.7% | 0.73% | vs |
| The Lowell Five Cent Savings BankBank Tewksbury, MA | 65 out of 100, Moderate | $1.9B | 12.7% | 1.03% | vs |
| Cape & Coast BankBank Yarmouth Port, MA | 53 out of 100, Below average | $1.7B | 9.7% | 0.94% | vs |
| Florence BankBank Florence, MA | 74 out of 100, Strong | $2.0B | 12.2% | 0.46% | vs |
| TruNorth BankBank Easthampton, MA | 48 out of 100, Below average | $2.0B | 9.8% | 1.67% | vs |
| Everett Co-operative BankBank Everett, MA | 62 out of 100, Moderate | $1.7B | 9.8% | 0.10% | vs |
Deposit insurance
Is my money safe at North Easton Savings Bank?
Yes. North Easton Savings Bank is an FDIC-insured institution (FDIC certificate #90259). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.4% of deposits ($360.1M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.19%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.80% (benchmark: 10%).
14 locations
Branches
North Easton Savings Bank lists 14 offices in 11 cities. Most locations:
- Brockton, MA (2)
- South Easton, MA (2)
- Whitman, MA (2)
- Carver, MA (1)
- Halifax, MA (1)
- Hanson, MA (1)
- Mansfield, MA (1)
- Middleboro, MA (1)
- North Easton, MA (1)
- Norton, MA (1)
- Plymouth, MA (1)
HMDA 2025
Mortgage lending
In 2025, North Easton Savings Bank reported 218 home-loan applications under HMDA (LEI 54930048J00QUF04FP72): 140 originated ($57,170,000 total), 43 denied, and 25 withdrawn or closed by the applicant. Its denial rate on decided applications was 22.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- North Easton Savings Bank
- Type
- SI
- FDIC certificate #
- 90259
- RSSD ID
- 527600
- Primary regulator
- FDIC
- Holding company
- 1864 Bcorp Mhc
- Established
- February 8, 1864
- Headquarters
- 20 Eastman St, South Easton, MA 02375
- Employees
- 204
Quick answers
North Easton Savings Bank: common questions
Is North Easton Savings Bank FDIC insured?
Yes. North Easton Savings Bank is an FDIC-insured institution (FDIC certificate #90259). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is North Easton Savings Bank's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has North Easton Savings Bank ever failed?
There is no failure record for FDIC certificate #90259 in the FDIC failed bank list.
How many branches does North Easton Savings Bank have?
14 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near South Easton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Attleboro M E Federal Credit UnionCredit union Attleboro, MA | 90 out of 100, Very strong | $24.6M | 13.7% | 0.13% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |
| Stoughton Town Employees Federal Credit UnionCredit union Stoughton, MA | 89 out of 100, Very strong | $2.4M | 16.6% | 0.00% | vs |
| Messiah Baptist-Jubilee Federal Credit UnionCredit union Brockton, MA | 83 out of 100, Strong | $1.1M | 22.2% | 1.67% | vs |
| First Citizens' Federal Credit UnionCredit union Fairhaven, MA | 83 out of 100, Strong | $705.9M | 20.2% | 0.77% | vs |
| Canton Co-operative BankBank Canton, MA | 83 out of 100, Strong | $154.8M | 15.3% | 0.06% | vs |