TellerScore

Headquartered in Clayton, Missouri, Parkside Financial Bank & Trust is a state-chartered bank with $1.1B in total assets and $923.3M in deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 2008.

Parkside Financial Bank & Trust has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 83% of its 897 banks with $1 billion – $10 billion. Among 194 banks headquartered in Missouri, it ranks 61st. Loan quality contributes the most (100/100, 0.00%); funding & liquidity contributes the least (19/100, 96% loans-to-deposits, 55% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion80/100
Tier 1 leverage ratio: 12.98%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings76/100
Return on assets (annualized): 1.41%
Funding & liquidity19/100
Loans ÷ deposits and uninsured-deposit share: 96.4% · 54.9% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (67 → 77), mostly because the earnings component improved by 19 points.

TellerScore
617078Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202461
Q3 202469
Q4 202468
Q1 202570
Q2 202567
Q3 202573
Q4 202572
Q1 202678
Q2 202677
Tier 1 leverage ratio
5.00%9.00%13.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.28%
Q3 202411.22%
Q4 202410.51%
Q1 202511.54%
Q2 202511.52%
Q3 202512.01%
Q4 202512.14%
Q1 202613.01%
Q2 202612.98%
Noncurrent loans
0.00%0.33%0.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.66%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.19%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.79%1.12%1.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.79%
Q3 20240.81%
Q4 20240.90%
Q1 20250.94%
Q2 20250.92%
Q3 20251.00%
Q4 20251.12%
Q1 20261.46%
Q2 20261.41%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$1.1B12.98%0.00%1.41%96.4%
Q1 202678$1.0B13.01%0.00%1.46%94.6%
Q4 202572$1.0B12.14%0.00%1.12%94.1%
Q3 202573$1.1B12.01%0.00%1.00%82.6%
Q2 202567$1.0B11.52%0.19%0.92%89.9%
Q1 202570$1.1B11.54%0.00%0.94%82.6%
Q4 202468$1.1B10.51%0.00%0.90%79.5%
Q3 202469$1.1B11.22%0.00%0.81%82.0%
Q2 202461$1.0B11.28%0.66%0.79%90.7%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.98%
85th
Total risk-based capital14.25%
57th
Problem loans0.00%
98th
Net charge-offs0.00%
82nd
Return on assets1.41%
63rd
Net interest margin4.55%
89th
Efficiency ratio65.7%
30th
Loans to deposits96.4%
22nd
Uninsured deposits54.9%
6th
Loan-loss reserves1.92%
95th
Texas ratio0.0%
98th

Similar-size banks in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Triad BankBank Frontenac, MO68 out of 100, Moderate$1.1B10.7%0.21%vs
St. Louis BankBank Saint Louis, MO38 out of 100, Low$1.1B8.8%2.87%vs
Royal Banks of MissouriBank Saint Louis, MO70 out of 100, Strong$1.0B10.9%0.16%vs
Bank of WashingtonBank Washington, MO44 out of 100, Below average$1.1B12.5%3.50%vs
Mid America BankBank Jefferson City, MO70 out of 100, Strong$1.2B10.8%0.89%vs
Montgomery BankBank Sikeston, MO70 out of 100, Strong$1.2B9.7%0.44%vs

Deposit insurance

Is my money safe at Parkside Financial Bank & Trust?

Yes. Parkside Financial Bank & Trust is an FDIC-insured institution (FDIC certificate #58796). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 54.9% of deposits ($507.2M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.98%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.25% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Parkside Financial Bank & Trust lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Parkside Financial Bank & Trust
Type
State-chartered bank
FDIC certificate #
58796
RSSD ID
3688043
Primary regulator
FDIC
Holding company
Parkside Financial Inc
Established
April 23, 2008
Headquarters
8112 Maryland Ave, Clayton, MO 63105
Employees
115

Quick answers

Parkside Financial Bank & Trust: common questions

Is Parkside Financial Bank & Trust FDIC insured?

Yes. Parkside Financial Bank & Trust is an FDIC-insured institution (FDIC certificate #58796). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Parkside Financial Bank & Trust's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Parkside Financial Bank & Trust ever failed?

There is no failure record for FDIC certificate #58796 in the FDIC failed bank list.

How many branches does Parkside Financial Bank & Trust have?

2 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Clayton

InstitutionScoreAssetsCapitalProblem loansCompare
Edward Jones Trust CompanyBank Saint Louis, MO94 out of 100, Very strong$160.5M98.2%0.00%vs
Lindell Bank & Trust CompanyBank St. Louis, MO92 out of 100, Very strong$915.2M18.0%0.58%vs
Co - Lib Credit UnionCredit union Saint Louis, MO91 out of 100, Very strong$1.4M15.5%0.82%vs
Bank of KampsvilleBank Kampsville, IL91 out of 100, Very strong$134.1M17.4%0.01%vs
State Employees Community Credit UnionCredit union Alton, IL89 out of 100, Very strong$6.7M20.0%0.00%vs
Division #6 Highway Credit UnionCredit union Chesterfield, MO88 out of 100, Very strong$15.7M17.9%0.24%vs