TellerScore

Range Bank (FDIC certificate #5072) is based in Marquette, Michigan. Its Q2 2026 call report shows $604.1M in total assets and $521.5M in deposits and 9 offices across 2 states.

Based on its Q2 2026 filing, Range Bank scores 80/100, which we describe as strong. That is higher than 77% of 2,650 banks with $100 million – $1 billion. Among 72 banks headquartered in Michigan, it ranks 10th. Its strongest component is problem-loan coverage (100/100; 0.2%), and its lowest is capital cushion (58/100; 10.84%).

TellerScore · Q2 2026

Scorecard

Capital cushion58/100
Tier 1 leverage ratio: 10.84%
Loan quality99/100
Noncurrent loans ÷ total loans: 0.03%
Earnings79/100
Return on assets (annualized): 1.47%
Funding & liquidity78/100
Loans ÷ deposits and uninsured-deposit share: 71.4% · 25.0% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.15%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (74 → 80), mostly because the earnings component improved by 20 points.

TellerScore
667380Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202466
Q4 202466
Q1 202570
Q2 202574
Q3 202573
Q4 202575
Q1 202677
Q2 202680
Tier 1 leverage ratio
5.00%7.92%10.84%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.30%
Q3 20248.30%
Q4 20248.32%
Q1 20258.95%
Q2 202510.32%
Q3 20259.94%
Q4 202510.13%
Q1 202610.35%
Q2 202610.84%
Noncurrent loans
0.03%0.07%0.10%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.09%
Q3 20240.08%
Q4 20240.09%
Q1 20250.10%
Q2 20250.09%
Q3 20250.05%
Q4 20250.04%
Q1 20260.03%
Q2 20260.03%
Return on assets
0.69%1.08%1.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.69%
Q3 20240.71%
Q4 20240.72%
Q1 20250.94%
Q2 20250.97%
Q3 20251.05%
Q4 20251.19%
Q1 20261.33%
Q2 20261.47%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$604.1M10.84%0.03%1.47%71.4%
Q1 202677$619.8M10.35%0.03%1.33%70.1%
Q4 202575$613.7M10.13%0.04%1.19%69.8%
Q3 202573$635.2M9.94%0.05%1.05%65.4%
Q2 202574$575.2M10.32%0.09%0.97%69.3%
Q1 202570$583.1M8.95%0.10%0.94%65.2%
Q4 202466$595.3M8.32%0.09%0.72%66.0%
Q3 202466$615.1M8.30%0.08%0.71%63.6%
Q2 202466$569.9M8.30%0.09%0.69%67.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.84%
47th
Total risk-based capital17.09%
78th
Problem loans0.03%
82nd
Net charge-offs-0.01%
89th
Return on assets1.47%
64th
Net interest margin4.01%
54th
Efficiency ratio59.2%
60th
Loans to deposits71.4%
67th
Uninsured deposits25.0%
46th
Loan-loss reserves1.34%
67th
Texas ratio0.2%
84th

Similar-size banks in Michigan

InstitutionScoreAssetsCapitalProblem loansCompare
Highpoint Community BankBank Hastings, MI66 out of 100, Moderate$592.4M8.5%0.04%vs
Citizens State BankBank Royal Oak, MI70 out of 100, Strong$581.0M8.6%0.18%vs
First Bank, Upper MichiganBank Gladstone, MI81 out of 100, Strong$629.5M12.7%0.63%vs
Tri-County BankBank Brown City, MI78 out of 100, Strong$638.6M13.6%1.30%vs
Eastern Michigan BankBank Croswell, MI79 out of 100, Strong$553.6M12.0%0.63%vs
Commercial BankBank Ithaca, MI75 out of 100, Strong$552.7M10.9%0.39%vs

Deposit insurance

Is my money safe at Range Bank?

Yes. Range Bank is an FDIC-insured institution (FDIC certificate #5072). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 25.0% of deposits ($130.2M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.84%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.09% (benchmark: 10%).

Check how much of your own balance is covered

9 locations

Branches

Range Bank lists 9 offices in 7 cities across 2 states. Most locations:

  • Marquette, MI (3)
  • Ashwaubenon, WI (1)
  • Calumet, MI (1)
  • Houghton, MI (1)
  • Kingsford, MI (1)
  • Lake Linden, MI (1)
  • Negaunee, MI (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Range Bank reported 349 home-loan applications under HMDA (LEI 254900HI61SSH8KEBQ58): 317 originated ($60,375,000 total), 9 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Range Bank
Former names
The First National Bank of Negaunee; Range Bank, National Association
Type
State-chartered bank
FDIC certificate #
5072
RSSD ID
355559
Primary regulator
FDIC
Holding company
Range Financial Corp
Established
June 4, 1887
Headquarters
100 N Front St, Marquette, MI 49855
Employees
113

Quick answers

Range Bank: common questions

Is Range Bank FDIC insured?

Yes. Range Bank is an FDIC-insured institution (FDIC certificate #5072). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Range Bank's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Range Bank ever failed?

There is no failure record for FDIC certificate #5072 in the FDIC failed bank list.

How many branches does Range Bank have?

9 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Marquette

InstitutionScoreAssetsCapitalProblem loansCompare
Marquette Community Federal Credit UnionCredit union Marquette, MI92 out of 100, Very strong$117.0M14.9%0.85%vs
First Bank, Upper MichiganBank Gladstone, MI81 out of 100, Strong$629.5M12.7%0.63%vs
Embers Credit UnionCredit union Marquette, MI76 out of 100, Strong$621.8M12.1%0.64%vs
Trunorth Federal Credit UnionCredit union Ishpeming, MI74 out of 100, Strong$203.5M10.2%0.31%vs
Upper Peninsula State BankBank Escanaba, MI72 out of 100, Strong$371.7M13.4%1.09%vs
Honor Credit UnionCredit union Berrien Springs, MI70 out of 100, Strong$1.9B12.2%0.92%vs