TellerScore

Redstone Bank (FDIC certificate #58826) is based in Centennial, Colorado. Its Q2 2026 call report shows $298.2M in total assets and $262.7M in deposits and 3 offices.

Redstone Bank has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 61% of its 2,650 banks with $100 million – $1 billion. Among 63 banks headquartered in Colorado, it ranks 29th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (41/100, 0.53%).

TellerScore · Q2 2026

Scorecard

Capital cushion70/100
Tier 1 leverage ratio: 11.98%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings41/100
Return on assets (annualized): 0.53%
Funding & liquidity71/100
Loans ÷ deposits and uninsured-deposit share: 65.1% · 36.7% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 11 points (64 → 75), mostly because the loan quality component improved by 40 points.

TellerScore
576675Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202458
Q4 202458
Q1 202565
Q2 202564
Q3 202563
Q4 202573
Q1 202674
Q2 202675
Tier 1 leverage ratio
5.00%8.85%12.71%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.52%
Q3 202411.26%
Q4 202411.64%
Q1 202512.71%
Q2 202512.37%
Q3 202511.61%
Q4 202510.88%
Q1 202611.82%
Q2 202611.98%
Noncurrent loans
0.00%0.70%1.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.40%
Q3 20241.38%
Q4 20241.34%
Q1 20251.33%
Q2 20251.21%
Q3 20251.19%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.51%0.56%0.61%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.51%
Q3 20240.52%
Q4 20240.51%
Q1 20250.58%
Q2 20250.51%
Q3 20250.52%
Q4 20250.61%
Q1 20260.52%
Q2 20260.53%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$298.2M11.98%0.00%0.53%65.1%
Q1 202674$304.7M11.82%0.00%0.52%63.3%
Q4 202573$296.2M10.88%0.00%0.61%64.9%
Q3 202563$276.2M11.61%1.19%0.52%69.5%
Q2 202564$259.2M12.37%1.21%0.51%73.6%
Q1 202565$239.1M12.71%1.33%0.58%73.8%
Q4 202458$235.9M11.64%1.34%0.51%79.2%
Q3 202458$283.1M11.26%1.38%0.52%69.5%
Q2 202457$251.7M11.52%1.40%0.51%82.3%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.98%
65th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets0.53%
13th
Net interest margin3.47%
27th
Efficiency ratio75.6%
20th
Loans to deposits65.1%
76th
Uninsured deposits36.7%
14th
Loan-loss reserves1.62%
84th
Texas ratio0.0%
95th

Similar-size banks in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers BankBank Ault, CO51 out of 100, Below average$297.3M13.0%6.35%vs
Wray State BankBank Wray, CO61 out of 100, Moderate$312.0M9.9%1.50%vs
First American State BankBank Greenwood Village, CO62 out of 100, Moderate$276.9M9.7%0.24%vs
FMS BankBank Fort Morgan, CO48 out of 100, Below average$324.8M9.8%1.71%vs
North Valley BankBank Thornton, CO80 out of 100, Strong$268.6M13.5%0.53%vs
The Colorado Bank and Trust Company of La JuntaBank La Junta, CO69 out of 100, Moderate$330.3M10.3%0.30%vs

Deposit insurance

Is my money safe at Redstone Bank?

Yes. Redstone Bank is an FDIC-insured institution (FDIC certificate #58826). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 36.7% of deposits ($96.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.98%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Redstone Bank lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Redstone Bank
Type
State-chartered bank
FDIC certificate #
58826
RSSD ID
3591004
Primary regulator
FDIC
Holding company
Midwest Banc Holding Co
Established
July 2, 2008
Headquarters
15765 E Arapahoe Rd, Centennial, CO 80016
Employees
31

Quick answers

Redstone Bank: common questions

Is Redstone Bank FDIC insured?

Yes. Redstone Bank is an FDIC-insured institution (FDIC certificate #58826). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Redstone Bank's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Redstone Bank ever failed?

There is no failure record for FDIC certificate #58826 in the FDIC failed bank list.

How many branches does Redstone Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Centennial

InstitutionScoreAssetsCapitalProblem loansCompare
AMG National Trust BankBank Boulder, CO94 out of 100, Very strong$722.9M15.4%0.04%vs
Star Tech Federal Credit UnionCredit union Greenwood Villa, CO91 out of 100, Very strong$11.1M22.2%0.38%vs
Denver Fire Department Federal Credit UnionCredit union Denver, CO89 out of 100, Very strong$213.5M14.2%0.09%vs
5Star BankBank Colorado Springs, CO87 out of 100, Very strong$378.2M17.2%0.16%vs
Transact Bank, National AssociationBank Denver, CO86 out of 100, Very strong$6.5M16.3%0.00%vs
Affidian Federal Credit UnionCredit union Denver, CO85 out of 100, Very strong$360.1M18.9%0.85%vs