TellerScore

State Bank of India (FDIC certificate #33664) is based in Chicago, Illinois. Its Q2 2026 call report shows $4.3B in total assets and $3.3B in deposits and 1 office.

Based on its Q2 2026 filing, State Bank of India scores 41/100, which we describe as below average. That is higher than only 2% of 897 banks with $1 billion – $10 billion. Among 326 banks headquartered in Illinois, it ranks 312th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (0/100; 0.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion0/100
Tier 1 leverage ratio: 0.00%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings20/100
Return on assets (annualized): 0.00%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 124.3% · 2.1% uninsured
Problem-loan coverage—/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): —

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (41 → 41).

TellerScore
404142Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202441
Q3 202441
Q4 202441
Q1 202541
Q2 202541
Q3 202541
Q4 202541
Q1 202641
Q2 202641
Tier 1 leverage ratio
0.00%2.50%5.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202641$4.3B0.00%0.00%0.00%124.3%
Q1 202641$4.4B0.00%0.00%0.00%125.5%
Q4 202541$4.8B0.00%0.00%0.00%134.3%
Q3 202541$4.2B0.00%0.00%0.00%127.2%
Q2 202541$4.1B0.00%0.00%0.00%123.5%
Q1 202541$3.9B0.00%0.00%0.00%125.4%
Q4 202441$3.8B0.00%0.00%0.00%119.5%
Q3 202441$3.6B0.00%0.00%0.00%124.3%
Q2 202441$3.5B0.00%0.00%0.00%121.8%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio0.00%
0th
Total risk-based capital0.00%
13th
Problem loans0.00%
98th
Net charge-offs0.00%
82nd
Return on assets0.00%
2nd
Net interest margin0.00%
1st
Efficiency ratio0.0%
100th
Loans to deposits124.3%
1st
Uninsured deposits2.1%
99th
Loan-loss reserves0.00%
1st
Texas ratio—
—

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
United Community BankBank Chatham, IL72 out of 100, Strong$4.1B10.2%0.31%vs
Carrollton BankBank Carrollton, IL58 out of 100, Moderate$3.9B8.0%0.36%vs
Wheaton Bank & Trust, National AssociationBank Wheaton, IL67 out of 100, Moderate$4.8B9.1%0.53%vs
St. Charles Bank & Trust Company, National AssociationBank Saint Charles, IL66 out of 100, Moderate$3.7B9.6%0.70%vs
Parkway Bank and Trust CompanyBank Harwood Heights, IL66 out of 100, Moderate$3.7B11.5%1.05%vs
Village Bank and Trust, National AssociationBank Arlington Heights, IL70 out of 100, Strong$3.6B9.5%0.46%vs

Deposit insurance

Is my money safe at State Bank of India?

Yes. State Bank of India is an FDIC-insured institution (FDIC certificate #33664). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 2.1% of deposits ($68.3M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 0.00%, below the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

State Bank of India lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
State Bank of India
Type
Insured branch of a foreign bank
FDIC certificate #
33664
RSSD ID
217237
Primary regulator
FDIC
Established
July 5, 1955
Headquarters
200 N La Salle St, Chicago, IL 60601

Quick answers

State Bank of India: common questions

Is State Bank of India FDIC insured?

Yes. State Bank of India is an FDIC-insured institution (FDIC certificate #33664). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is State Bank of India's TellerScore?

41 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has State Bank of India ever failed?

There is no failure record for FDIC certificate #33664 in the FDIC failed bank list.

How many branches does State Bank of India have?

1 office as of the latest FDIC data.

Nearby

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