TellerScore

Headquartered in Kimberling City, Missouri, Table Rock Community Bank is a state-chartered bank with $568.9M in total assets and $503.9M in deposits as of Q2 2026. It operates 7 offices. Its charter dates back to 2006.

Based on its Q2 2026 filing, Table Rock Community Bank scores 65/100, which we describe as moderate. That is higher than only 29% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 139th. Its strongest component is problem-loan coverage (96/100; 2.2%), and its lowest is capital cushion (33/100; 8.25%).

TellerScore · Q2 2026

Scorecard

Capital cushion33/100
Tier 1 leverage ratio: 8.25%
Loan quality92/100
Noncurrent loans ÷ total loans: 0.24%
Earnings74/100
Return on assets (annualized): 1.36%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 87.0% · 35.9% uninsured
Problem-loan coverage96/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 65).

TellerScore
586469Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202467
Q3 202468
Q4 202458
Q1 202569
Q2 202565
Q3 202568
Q4 202563
Q1 202659
Q2 202665
Tier 1 leverage ratio
5.00%6.75%8.50%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.50%
Q3 20248.38%
Q4 20247.36%
Q1 20258.07%
Q2 20258.26%
Q3 20258.37%
Q4 20257.99%
Q1 20267.69%
Q2 20268.25%
Noncurrent loans
0.04%0.33%0.62%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.19%
Q3 20240.07%
Q4 20240.07%
Q1 20250.09%
Q2 20250.19%
Q3 20250.04%
Q4 20250.13%
Q1 20260.62%
Q2 20260.24%
Return on assets
0.37%0.86%1.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.02%
Q3 20240.99%
Q4 20240.37%
Q1 20251.27%
Q2 20251.06%
Q3 20251.09%
Q4 20251.04%
Q1 20261.36%
Q2 20261.36%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$568.9M8.25%0.24%1.36%87.0%
Q1 202659$541.9M7.69%0.62%1.36%86.9%
Q4 202563$542.6M7.99%0.13%1.04%82.5%
Q3 202568$490.5M8.37%0.04%1.09%82.7%
Q2 202565$468.1M8.26%0.19%1.06%79.1%
Q1 202569$431.7M8.07%0.09%1.27%79.2%
Q4 202458$408.6M7.36%0.07%0.37%79.6%
Q3 202468$173.1M8.38%0.07%0.99%75.6%
Q2 202467$168.9M8.50%0.19%1.02%80.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.25%
4th
Total risk-based capital11.99%
52nd
Problem loans0.24%
62nd
Net charge-offs0.04%
32nd
Return on assets1.36%
56th
Net interest margin3.57%
31st
Efficiency ratio57.0%
66th
Loans to deposits87.0%
33rd
Uninsured deposits35.9%
15th
Loan-loss reserves1.01%
28th
Texas ratio2.2%
56th

Similar-size banks in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers Bank of Northern MissouriBank Unionville, MO83 out of 100, Strong$566.5M12.7%0.26%vs
United Bank of UnionBank Union, MO48 out of 100, Below average$577.5M9.6%2.36%vs
Belgrade State BankBank Belgrade, MO74 out of 100, Strong$548.0M10.1%0.35%vs
Regional Missouri BankBank Marceline, MO84 out of 100, Strong$597.4M11.6%0.07%vs
The Maries County BankBank Vienna, MO89 out of 100, Very strong$600.5M14.8%0.12%vs
First State Bank of St. Charles, MissouriBank St. Charles, MO85 out of 100, Very strong$535.2M15.6%0.40%vs

Deposit insurance

Is my money safe at Table Rock Community Bank?

Yes. Table Rock Community Bank is an FDIC-insured institution (FDIC certificate #58300). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 35.9% of deposits ($180.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.25%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.99% (benchmark: 10%).

Check how much of your own balance is covered

7 locations

Branches

Table Rock Community Bank lists 7 offices in 7 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Table Rock Community Bank reported 182 home-loan applications under HMDA (LEI 5493001Q8FNQ5TSRE594): 178 originated ($67,420,000 total), 0 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Table Rock Community Bank
Type
State-chartered bank
FDIC certificate #
58300
RSSD ID
3446225
Primary regulator
FDIC
Holding company
Alton Bancshares Inc
Established
August 28, 2006
Headquarters
1 Wildwood Lane, Kimberling City, MO 65686
Employees
76

Quick answers

Table Rock Community Bank: common questions

Is Table Rock Community Bank FDIC insured?

Yes. Table Rock Community Bank is an FDIC-insured institution (FDIC certificate #58300). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Table Rock Community Bank's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Table Rock Community Bank ever failed?

There is no failure record for FDIC certificate #58300 in the FDIC failed bank list.

How many branches does Table Rock Community Bank have?

7 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Kimberling City

InstitutionScoreAssetsCapitalProblem loansCompare
Anstaff BankBank Green Forest, AR79 out of 100, Strong$1.2B10.2%0.14%vs
Commerce BankBank Kansas City, MO76 out of 100, Strong$35.0B11.4%0.17%vs
Stockmens BankBank Colorado Springs, CO75 out of 100, Strong$650.8M10.6%0.18%vs
Great Southern BankBank Reeds Spring, MO73 out of 100, Strong$5.5B11.3%0.02%vs
Academy Bank, National AssociationBank Kansas City, MO73 out of 100, Strong$3.2B14.3%1.05%vs
Freedom Bank of Southern MissouriBank Cassville, MO73 out of 100, Strong$850.1M8.7%0.13%vs