TellerScore

Headquartered in Antwerp, Ohio, The Antwerp Exchange Bank Company is a state-chartered bank with $161.3M in total assets and $148.2M in deposits as of Q2 2026. It operates 3 offices across 2 states. Its charter dates back to 1893.

The Antwerp Exchange Bank Company has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 126th. Problem-loan coverage contributes the most (89/100, 5.7%); earnings contributes the least (34/100, 0.36%).

TellerScore · Q2 2026

Scorecard

Capital cushion47/100
Tier 1 leverage ratio: 9.72%
Loan quality77/100
Noncurrent loans ÷ total loans: 0.70%
Earnings34/100
Return on assets (annualized): 0.36%
Funding & liquidity86/100
Loans ÷ deposits and uninsured-deposit share: 74.4% · 7.4% uninsured
Problem-loan coverage89/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 5.66%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (61 → 62).

TellerScore
606366Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202462
Q4 202462
Q1 202564
Q2 202561
Q3 202566
Q4 202560
Q1 202663
Q2 202662
Tier 1 leverage ratio
5.00%7.50%10.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.69%
Q3 20249.69%
Q4 20249.67%
Q1 20259.66%
Q2 20259.75%
Q3 202510.01%
Q4 20259.69%
Q1 20269.67%
Q2 20269.72%
Noncurrent loans
0.48%0.72%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.76%
Q3 20240.70%
Q4 20240.60%
Q1 20250.54%
Q2 20250.79%
Q3 20250.48%
Q4 20250.97%
Q1 20260.60%
Q2 20260.70%
Return on assets
0.36%0.46%0.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.41%
Q3 20240.45%
Q4 20240.45%
Q1 20250.54%
Q2 20250.45%
Q3 20250.57%
Q4 20250.51%
Q1 20260.41%
Q2 20260.36%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202662$161.3M9.72%0.70%0.36%74.4%
Q1 202663$162.0M9.67%0.60%0.41%74.7%
Q4 202560$158.7M9.69%0.97%0.51%76.2%
Q3 202566$155.8M10.01%0.48%0.57%76.6%
Q2 202561$154.2M9.75%0.79%0.45%79.5%
Q1 202564$156.1M9.66%0.54%0.54%78.4%
Q4 202462$152.3M9.67%0.60%0.45%80.5%
Q3 202462$153.2M9.69%0.70%0.45%79.8%
Q2 202460$150.6M9.69%0.76%0.41%81.3%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.72%
25th
Total risk-based capital0.00%
24th
Problem loans0.70%
37th
Net charge-offs0.03%
35th
Return on assets0.36%
9th
Net interest margin4.10%
59th
Efficiency ratio86.9%
8th
Loans to deposits74.4%
61st
Uninsured deposits7.4%
97th
Loan-loss reserves0.87%
15th
Texas ratio5.7%
32nd

Similar-size banks in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Home Federal Savings and Loan Association of NilesBank Niles, OH59 out of 100, Moderate$159.1M10.7%0.70%vs
Peoples Savings and Loan CompanyBank Bucyrus, OH68 out of 100, Moderate$157.4M20.3%2.22%vs
The Citizens National Bank of WoodsfieldBank Woodsfield, OH65 out of 100, Moderate$153.9M8.9%0.79%vs
Nationwide Trust Company, FSBBank Columbus, OH94 out of 100, Very strong$153.6M36.9%0.00%vs
Miami Savings BankBank Miamitown, OH83 out of 100, Strong$148.3M23.2%0.43%vs
Mercer Savings BankBank Celina, OH78 out of 100, Strong$176.2M13.2%0.08%vs

Deposit insurance

Is my money safe at The Antwerp Exchange Bank Company?

Yes. The Antwerp Exchange Bank Company is an FDIC-insured institution (FDIC certificate #14523). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 7.4% of deposits ($11.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.72%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

The Antwerp Exchange Bank Company lists 3 offices in 3 cities across 2 states. Most locations:

  • Antwerp, OH (1)
  • Harlan, IN (1)
  • Payne, OH (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, The Antwerp Exchange Bank Company reported 64 home-loan applications under HMDA (LEI 254900Z3O0EHTKIOKZ62): 55 originated ($8,445,000 total), 6 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
The Antwerp Exchange Bank Company
Type
State-chartered bank
FDIC certificate #
14523
RSSD ID
91615
Primary regulator
FDIC
Holding company
Diamond Bancshares Inc
Established
January 1, 1893
Headquarters
305 S Main St, Antwerp, OH 45813
Employees
34

Quick answers

The Antwerp Exchange Bank Company: common questions

Is The Antwerp Exchange Bank Company FDIC insured?

Yes. The Antwerp Exchange Bank Company is an FDIC-insured institution (FDIC certificate #14523). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Antwerp Exchange Bank Company's TellerScore?

62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Antwerp Exchange Bank Company ever failed?

There is no failure record for FDIC certificate #14523 in the FDIC failed bank list.

How many branches does The Antwerp Exchange Bank Company have?

3 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Antwerp

InstitutionScoreAssetsCapitalProblem loansCompare
The Ottoville Bank CompanyBank Ottoville, OH95 out of 100, Very strong$93.8M21.4%0.00%vs
Superior Credit Union, IncCredit union Lima, OH94 out of 100, Very strong$2.0B15.2%0.20%vs
Profed Federal Credit UnionCredit union Fort Wayne, IN82 out of 100, Strong$763.5M13.2%0.47%vs
Genfed Financial Credit UnionCredit union Akron, OH79 out of 100, Strong$335.9M16.8%1.38%vs
Midwest America Federal Credit UnionCredit union Fort Wayne, IN79 out of 100, Strong$1.0B14.8%0.90%vs
Three Rivers Federal Credit UnionCredit union Fort Wayne, IN78 out of 100, Strong$2.9B13.9%1.47%vs