TellerScore

Headquartered in Woodbridge, New Jersey, Bessemer Trust Company is a state-chartered bank with $2.4B in total assets and $2.2B in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1907.

Based on its Q2 2026 filing, Bessemer Trust Company scores 67/100, which we describe as moderate. That is higher than only 44% of 897 banks with $1 billion – $10 billion. Among 50 banks headquartered in New Jersey, it ranks 23rd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (17/100; 6.66%).

TellerScore · Q2 2026

Scorecard

Capital cushion17/100
Tier 1 leverage ratio: 6.66%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings98/100
Return on assets (annualized): 1.95%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 11.2% · 78.5% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (77 → 67), mostly because the capital cushion component weakened by 31 points.

TellerScore
678093Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202493
Q4 202493
Q1 202588
Q2 202577
Q3 202570
Q4 202569
Q1 202668
Q2 202667
Tier 1 leverage ratio
5.00%13.36%21.72%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202420.14%
Q3 202421.72%
Q4 202416.58%
Q1 202513.54%
Q2 20259.75%
Q3 20257.50%
Q4 20257.17%
Q1 20266.85%
Q2 20266.66%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.95%3.89%5.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20245.51%
Q3 20245.84%
Q4 20245.59%
Q1 20254.08%
Q2 20253.04%
Q3 20252.85%
Q4 20252.64%
Q1 20262.08%
Q2 20261.95%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$2.4B6.66%0.00%1.95%11.2%
Q1 202668$1.8B6.85%0.00%2.08%15.2%
Q4 202569$1.9B7.17%0.00%2.64%15.0%
Q3 202570$1.8B7.50%0.00%2.85%14.9%
Q2 202577$1.7B9.75%0.00%3.04%16.4%
Q1 202588$1.0B13.54%0.00%4.08%33.4%
Q4 202493$903.5M16.58%0.00%5.59%34.3%
Q3 202493$633.4M21.72%0.00%5.84%55.6%
Q2 202489$502.4M20.14%0.00%5.51%82.5%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio6.66%
1st
Total risk-based capital56.09%
99th
Problem loans0.00%
98th
Net charge-offs0.00%
82nd
Return on assets1.95%
87th
Net interest margin0.79%
1st
Efficiency ratio70.3%
21st
Loans to deposits11.2%
99th
Uninsured deposits78.5%
2nd
Loan-loss reserves0.00%
1st
Texas ratio0.0%
98th

Similar-size banks in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Parke BankBank Sewell, NJ85 out of 100, Very strong$2.3B15.9%0.27%vs
The Bank of PrincetonBank Princeton, NJ68 out of 100, Moderate$2.3B11.7%0.92%vs
First Commerce BankBank Lakewood, NJ60 out of 100, Moderate$2.0B10.2%0.72%vs
BCB Community BankBank Bayonne, NJ28 out of 100, Low$3.1B10.4%2.85%vs
Amboy BankBank Old Bridge, NJ80 out of 100, Strong$3.1B12.2%0.30%vs
Unity BankBank Clinton, NJ69 out of 100, Moderate$3.2B12.9%1.23%vs

Deposit insurance

Is my money safe at Bessemer Trust Company?

Yes. Bessemer Trust Company is an FDIC-insured institution (FDIC certificate #20015). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 78.5% of deposits ($1.7B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 6.66%, slightly above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 56.09% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Bessemer Trust Company lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bessemer Trust Company
Type
State-chartered bank
FDIC certificate #
20015
RSSD ID
7009
Primary regulator
FDIC
Holding company
Bessemer Group Inc the
Established
January 1, 1907
Headquarters
100 Woodbridge Center Dr, Woodbridge, NJ 07095
Employees
173

Quick answers

Bessemer Trust Company: common questions

Is Bessemer Trust Company FDIC insured?

Yes. Bessemer Trust Company is an FDIC-insured institution (FDIC certificate #20015). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bessemer Trust Company's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bessemer Trust Company ever failed?

There is no failure record for FDIC certificate #20015 in the FDIC failed bank list.

How many branches does Bessemer Trust Company have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Woodbridge

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Wakefern Federal Credit UnionCredit union Elizabeth, NJ99 out of 100, Very strong$12.0M24.3%0.13%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs
Local 1233 Federal Credit UnionCredit union Newark, NJ88 out of 100, Very strong$14.1M17.9%0.27%vs
Division 819 Transit Employees Credit UnionCredit union Irvington, NJ88 out of 100, Very strong$16.7M17.9%1.02%vs
Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs