Headquartered in Dongola, Illinois, The First State Bank of Dongola is a state-chartered bank (fed member) with $34.7M in total assets and $31.2M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1906.
Based on its Q2 2026 filing, The First State Bank of Dongola scores 73/100, which we describe as strong. That is higher than only 48% of 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 137th. Its strongest component is funding & liquidity (100/100; 54% loans-to-deposits, 10% uninsured), and its lowest is capital cushion (48/100; 9.81%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (73 → 73).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 73 |
| Q4 2024 | 62 |
| Q1 2025 | 74 |
| Q2 2025 | 73 |
| Q3 2025 | 73 |
| Q4 2025 | 74 |
| Q1 2026 | 73 |
| Q2 2026 | 73 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.11% |
| Q3 2024 | 10.47% |
| Q4 2024 | 10.48% |
| Q1 2025 | 10.42% |
| Q2 2025 | 10.16% |
| Q3 2025 | 10.33% |
| Q4 2025 | 10.34% |
| Q1 2026 | 10.03% |
| Q2 2026 | 9.81% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.20% |
| Q3 2024 | 0.31% |
| Q4 2024 | 1.51% |
| Q1 2025 | 0.34% |
| Q2 2025 | 0.31% |
| Q3 2025 | 0.35% |
| Q4 2025 | 0.27% |
| Q1 2026 | 0.28% |
| Q2 2026 | 0.26% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.81% |
| Q3 2024 | 0.68% |
| Q4 2024 | 0.66% |
| Q1 2025 | 0.80% |
| Q2 2025 | 0.82% |
| Q3 2025 | 0.86% |
| Q4 2025 | 0.80% |
| Q1 2026 | 0.78% |
| Q2 2026 | 0.93% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $34.7M | 9.81% | 0.26% | 0.93% | 54.3% |
| Q1 2026 | 73 | $35.3M | 10.03% | 0.28% | 0.78% | 52.6% |
| Q4 2025 | 74 | $32.7M | 10.34% | 0.27% | 0.80% | 57.5% |
| Q3 2025 | 73 | $32.2M | 10.33% | 0.35% | 0.86% | 58.1% |
| Q2 2025 | 73 | $32.3M | 10.16% | 0.31% | 0.82% | 56.8% |
| Q1 2025 | 74 | $32.4M | 10.42% | 0.34% | 0.80% | 54.8% |
| Q4 2024 | 62 | $32.4M | 10.48% | 1.51% | 0.66% | 56.4% |
| Q3 2024 | 73 | $30.8M | 10.47% | 0.31% | 0.68% | 58.6% |
| Q2 2024 | 74 | $31.4M | 10.11% | 0.20% | 0.81% | 55.2% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens Bank of ChatsworthBank Chatsworth, IL | 73 out of 100, Strong | $36.2M | 13.7% | 0.31% | vs |
| State Bank of NauvooBank Nauvoo, IL | 36 out of 100, Low | $37.7M | 8.3% | 3.71% | vs |
| Farmers State Bank of EmdenBank Emden, IL | 91 out of 100, Very strong | $37.8M | 29.6% | 0.00% | vs |
| Vermont State BankBank Vermont, IL | 73 out of 100, Strong | $31.0M | 28.2% | 5.08% | vs |
| Dewey BankBank Dewey, IL | 79 out of 100, Strong | $30.3M | 10.6% | 0.06% | vs |
| First State Bank of St. PeterBank Saint Peter, IL | 83 out of 100, Strong | $30.1M | 18.5% | 1.71% | vs |
Deposit insurance
Is my money safe at The First State Bank of Dongola?
Yes. The First State Bank of Dongola is an FDIC-insured institution (FDIC certificate #12098). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 10.2% of deposits ($3.2M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.81%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 20.02% (benchmark: 10%).
2 locations
Branches
The First State Bank of Dongola lists 1 office in 1 city. Most locations:
- Dongola, IL (1)
Identity & history
Profile
- Legal name
- The First State Bank of Dongola
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 12098
- RSSD ID
- 630041
- Primary regulator
- FED
- Holding company
- Tri-County Holdings Inc
- Established
- May 1, 1906
- Headquarters
- 108 Ne Front St, Dongola, IL 62926
- Employees
- 9
Quick answers
The First State Bank of Dongola: common questions
Is The First State Bank of Dongola FDIC insured?
Yes. The First State Bank of Dongola is an FDIC-insured institution (FDIC certificate #12098). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The First State Bank of Dongola's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The First State Bank of Dongola ever failed?
There is no failure record for FDIC certificate #12098 in the FDIC failed bank list.
How many branches does The First State Bank of Dongola have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Dongola
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| River to River Credit UnionCredit union Vienna, IL | 97 out of 100, Very strong | $29.7M | 14.7% | 0.23% | vs |
| Shawnee TVA Employees Federal Credit UnionCredit union West Paducah, KY | 90 out of 100, Very strong | $6.6M | 22.6% | 0.00% | vs |
| A.S.H. Employees Credit UnionCredit union Anna, IL | 85 out of 100, Very strong | $5.6M | 19.8% | 0.43% | vs |
| Alliance BankBank Cape Girardeau, MO | 84 out of 100, Strong | $391.3M | 13.6% | 0.26% | vs |
| St. Augustine Credit UnionCredit union Kelso, MO | 83 out of 100, Strong | $1.5M | 14.4% | 0.00% | vs |
| Wood & Huston BankBank Marshall, MO | 82 out of 100, Strong | $1.2B | 11.6% | 0.14% | vs |